Pedestrian, Cyclist Deaths After Dark Rising Nationally; Highest Rate Among CT Metro Areas in New Haven Region

Across the United States, a total of 4,440 pedestrians and 364 cyclists were killed at night, in dark conditions,  in 2017.  A new analysis reveals that those after-dark fatalities account for the vast majority of all such fatalities each year. The share of all fatalities occurring in dark conditions is slowly rising, climbing from to nearly 72 percent in 2017 from 67 percent in 2010 and 65 percent in 2007.  Roughly a third occur in dark, unlighted conditions, while the other approximately 40 percent are reported near streetlights or other dark, lighted conditions. The analysis, by GOVERNING magazine, looked at the total pedestrian/cyclist deaths and per capita fatality rates for metropolitan areas with populations exceeding 200,000, including four metro areas in Connecticut, 2015-2017.  Total 2015-17 fatalities nationally were 20,004, with 14,153 during hours when it was dark.

The highest number of fatalities in that multi-year period in Connecticut during darkness occurred in the New Haven metropolitan area, 32.  The Bridgeport-Norwalk-Stamford region has 27 deaths, the Hartford area had 26.  The Norwich-New London region had 5 deaths.

Nationally, pedestrian and cyclist fatalities occurring in all lighting conditions have generally climbed in recent years nationally, but the largest increases are occurring after sunset.

Between 2010 and 2017, annual fatalities in dark conditions (both lighted and unlighted) jumped by 46 percent. Over the same period, they rose only 15 percent in daylight. Totals for dawn (+33 percent) and dusk (+43 percent) lighting conditions also increased significantly, although they accounted for just a few hundred such traffic deaths, GOVERNING reported.

The data breaks down whether the fatality occurred in dark but lighted or dark, unlighted conditions.  In each Connecticut metro area, the vast majority occurred in dark but lighted circumstances.  The numbers were 22-10 in the New Haven area, 22-5 in the Bridgeport region and 21-5 in the Hartford area.

The analysis used National Highway Traffic Safety Administration data, which records lighting conditions in its traffic fatality database. The federal Office of Management and Budget’s latest definitions for metro areas, current as of September 2018, were used.

Hartford Ranks #13 Among Best Metro Regions for STEM Professionals, Analysis Finds

A new analysis of the nation’s best metropolitan areas for workers in the STEM professions has Hartford ranked just outside the top 10 at number 13.  New Haven is ranked at number 55, Bridgeport/Stamford/Norwalk at number 80. The comparison of the 100 largest metropolitan areas in the country by financial services website WalletHub, included 20 key metrics, ranging from per-capita job openings for STEM (Science, Technology, Engineering, Math) graduates to annual median wage growth for STEM workers. 

According to the latest U.S. Bureau of Labor Statistics analysis, STEM — science, technology, engineering and math — professions grew at over twice the rate that non-STEM jobs did between 2009 and 2015, according to WalletHub. Most types of STEM jobs are expected to expand faster than all other occupations until 2024.

The top 10 in the new analysis were Seattle, Boston, Pittsburgh, Austin, San Francisco, Madison, Atlanta, Salt Lake City, Minneapolis and Cincinnati.  Just ahead of Hartford were San Diego and Columbus, and following Hartford in the rankings were Springfield and Worcester, MA.

While Hartford ranked 24^th a year ago, the criteria were slightly revised for this year’s analysis.  WalletHub’s analyst explained that “An addition to this year's methodology is the presence of tech summer programs within a given metro area, which Hartford ranked well for. In these programs students start developing skills in coding, game development, robotics or design. Other new metrics that were added this year and contributed to Hartford's overall better ranking are utility patents and the number of tech meetups per capita."

In addition, “the unemployment rate in [metro] Hartford for adults with at least a bachelor's degree is the lowest in all the metropolitan areas analyzed, whereas last year, it was in the middle of the pack.”

The nearly two-dozen metrics were divided into three overall categories:  professional opportunities, STEM-friendliness and quality of life.  Hartford ranked tenth in quality of life category, 14^th in professional opportunities, and 17^th in STEM-friendliness, which included the quality of engineering universities, research & development spending and intensity, and mathematics performance.

The Quality of Life category included housing affordability, recreation and family friendliness, and singles friendliness.  The Professional Opportunities category included median wage, wage growth, STEM employment growth and job openings for STEM graduates.

Among the various individual metrics, the Bridgeport/Stamford/Norwalk metropolitan region ranked third nationally with among the highest annual median wage growth for STEM workers.  New Haven was eighth nationally in STEM-friendliness. The overall rankings for Bridgeport/Stamford/Norwalk and New Haven were relatively unchanged from a year ago.

Credit Union Branch Inside High School Encourages Financial Literacy

Getting banking business done – or being introduced to an array of personal financial services for the first time – has become easier than ever for students attending Rocky Hill High School.  That’s because they don’t even need to leave the confines of high school to visit a Nutmeg State Financial Credit Union branch – it’s just steps away from their school cafeteria. Credit union branches located inside high schools are not common.  In fact, this might be the first of its kind in Connecticut. The branch is a new step for the credit union and focuses on preparing students for their financial future. It features tablets, an ATM, and (coming soon) a self-service kiosk to be used by students and faculty for transactions such as account transfers, loan payments, and check and cash deposits or withdrawals.

Nutmeg State FCU President and CEO John Holt says his enthusiasm and the support from Rocky Hill High Schools administrators and teachers is matched by the student response.

“We want to give students first-hand knowledge and experience,” Holt explains, “to help them better understand banking and prepare them for smart decision-making in the future.”

The staff includes three Rocky Hill High School students who are specially trained not only in technology but in terminology, so they can pass along that combination of know-how and understanding to their peers. For many, understanding the differences between a credit union and a bank is an unexpected first lesson. And students are often intrigued by the credit union structure, including that it is a non-profit institution which allows them to become members (and therefore part owners of the credit union).

If the initial weeks are any indication, there is a receptive audience of students, very supportive teachers and administrators, and parents looking on approvingly from the sidelines. More than 100 accounts have been opened at the branch in the first few months of operation, and there have been many more conversations providing insight for high school students into the products and services a financial institution offers – plus some tips on how to manage money effectively.

“The need for financial literacy education has never been greater,” said Jeremy Race, President and CEO of Junior Achievement of Southwest New England, an organization with a strong classroom presence focused on financial education and entrepreneurship. “According to a recent Forbes article, 44% of Americans don’t have enough cash to cover a $400 emergency and 33% of adults have $0 saved for retirement.  This is staggering evidence that clearly demonstrates the critical need for young people to learn financial responsibility and financial ‘smarts’ at a young age.”

Because the technology is intuitive for most students, their transaction time can be used to talk about subjects they may be less familiar with – such as balancing a checkbook, how debit cards and account balances relate to each other, loans and interest rates, and what a credit score is all about.  Not the typical teen conversation, but Holt indicates that students have been quite interested in learning more.

“The younger generation has a passion for community,” Holt has observed, “and they see the practical value. This has really opened their eyes.”

Some of the lessons are already being integrated into the school’s business classes – which seem “real” with a financial institution’s branch office just down the hall.  The branch is open during lunch periods, study halls, and other times convenient to students, teachers and staff, without being a distraction from more traditional school curricula.

Outgoing Connecticut State Treasurer Denise L. Nappier, a longstanding proponent of financial literacy, has stressed that “Financial education is important during all stages of life, because economic opportunity can be a catalyst for change and enduring success,” adding that “information and training can help them build a better future.”

With the program off to a solid start, Holt said that Nutmeg State FCU would be interested in a similar initiative in another high school near one of their 11 credit union branches in Connecticut. They are headquartered in Rocky Hill, having been chartered in 1936. In addition to Rocky Hill, they’re located in Manchester, New Britain, Hartford, Glastonbury, West Hartford, Cromwell, Orange, Stratford, Milford and North Haven.

The Connecticut-based credit union also reaches out to local communities in other distinctive ways. In Milford and North Haven, they have added “DMV Express” services in conjunction with the state Department of Motor Vehicles, and three locations are within retail stores – the Walmart in Cromwell, and the ShopRite supermarkets in Stratford and Orange. To learn more about Nutmeg State Financial Credit Union, visit www.nutmegstatefcu.org.

Photos:  (Top right) - Rocky Hill High School Student Alisha Chhabra conveniently accesses the new Nutmeg State Financial Credit Union branch at her school.  (Midde left) - Rocky Hill High School recently celebrated the opening of its first on-site Nutmeg State Financial Credit Union branch. From left: Chuck Zettergren Assistant Superintendent, Dr. Mark Zito Superintendent, Mike Petti Vice Chairman, John Holt President & CEO, Ben Lukens Student, Alisha Chhabra Student, Michael Patano Student, Muhammed Bilal Student, Cynthia Latina Business Education Teacher, Timothy Bifolck Business Education Teacher, Mario Almeida Principal. (Bottom right) Nutmeg State FCU President and CEO John Holt.

Co-Working Headed to Sacred Heart University in Alliance with Verizon, Alley

Co-working in Connecticut will be gaining another player in the field, with a distinctive twist.  Sacred Heart University in Fairfield will be the site, as the university signs an agreement with Verizon and Alley, for the creation, management and operation of a coworking space on the university’s West Campus in Fairfield, formerly the corporate headquarters for General Electric. This new partnership, called Alley powered by Verizon, will be the first in Connecticut and the first time “Alley powered by Verizon” is located on a college campus. Verizon and Alley together have successfully built innovation hubs in New York, Cambridge, and Washington.  Locations in Palo Alto and Los Angeles were announced in September, described as “the next phase of its business that will fuel local innovation and entrepreneurship on the West Coast.”

“Fairfield County has several corporations and businesses that stand to benefit from the work that will be done here, not to mention its ideal location between New York City and Boston. We’re helping to create a startup mindset and environment that will provide members much-needed access to corporate resources typically unavailable to small businesses, from key relationship introductions to cutting-edge technology,” said Jason Saltzman, CEO of Alley.

Work on the new innovation coworking space is expected to be completed with the space open for business late next year.  It is slated to be a hub for innovation teams from large and small companies; for entrepreneurs who want to test their ideas, grow their businesses and work collaboratively in a supportive environment; and for individual professionals who want to work in a dynamic office environment, according to officials.

“A robust commitment to innovation is in keeping with the University’s dedication to educating our students on technology, emerging trends and entrepreneurship. This is exactly the kind of innovative and entrepreneurial platform that Connecticut desperately needs, and we’re delighted to be hosting it on our campus, working collaboratively with Verizon and Alley,” said SHU President John J. Petillo.

A dedicated SHU project coordinator will help identify, activate and create engagement between the innovation community and SHU’s faculty, staff, administration and student body.  As part of this venture, Alley will oversee marketing and advertising to develop a vibrant community of members, manage member experience and help coordinate events and programs. SHU also will establish a Student Concierge Service that members can use as a resource for making connections with various University programs, internships, recruiting, events, speaker sessions, office hours and mentoring.

The new center at Sacred Heart University will further Verizon’s commitment to cultivate strong relationships with academic institutions with emerging technology curricula, officials stressed.  The coworking spaces allow Verizon to tap into local startup and innovation networks, build relationships with potential partners and open new doors for ideas and technology. With Verizon, Alley is bridging the gap between startup and corporation by helping the community workspace build next-level ecosystems for entrepreneurs. Verizon provides entrepreneurs and start-up companies working on new products with the technology and services they need for growth.

As with other coworking spaces that have increasing taken root across Connecticut, the space is expected to offer various levels of memberships and services that include private office space, hot desks, meeting and conference room space, events, recruiting services, marketing services and programming services. The community also plans to draw on SHU faculty, staff, students and other resources to build an academic-focused environment that attracts local startups, entrepreneurs, corporations and other forward-thinking organizations and individuals.

“This is a major boost to Fairfield’s economic development efforts to bring more jobs and businesses to our town,” said Fairfield First Selectman Mike Tetreau. “I am very excited about this Sacred Heart University initiative as it certainly goes a long way to helping replace the loss of GE in our community.”

CT Economic Development Leadership Has Been Changing, With More About to Arrive

Incoming Gov. Ned Lamont’s transition team looked at the state’s economy and business climate and declared, "Given the current fiscal pressures and environment in Connecticut, an economic development and pro-growth platform must have the laser-like focus of the new administration.” If the new administration follows through on that pointed recommendation, it will do so with a relatively new line-up in the field as well as in the administration, where, in addition to a businessman Governor, expectations are that Connecticut will have it's first Secretary of Commerce, along with a restructured economic development framework and approach.

One needs only look as far as four of the state’s leading business organizations to see that change is already underway around the state, and Connecticut’s economic development line-up is in the midst of a major makeover.

The Greater New Haven Chamber of Commerce, the MetroHartford Alliance and the Danbury Chamber of Commerce all have leaders at the helm who came on board with the past year.  And less than two months ago, the Bridgeport Regional Business Council saw a new leader take the reins.

Dan Onofrio began as president and CEO of the Bridgeport Regional Business Council (BRBC) in November after a decade as executive vice president of operations and general manager of business systems operations at Environmental Data Resources. He is also a franchise partner in three Rita’s Ice franchises in Connecticut and was the co-founder of the Greater Valley Chamber of Commerce’s Young Emerging Professionals business networking group, the Fairfield County Business Journal reported.

“The greater Bridgeport region has so much opportunity and I see so much potential to be part of the good things that are ahead of us,” Onofrio said in a recent interview.  “There is a perception that it is difficult to do business in Connecticut, so I think that we — not just as a region but as a state — need to change the perception of what Connecticut is and what we have to offer.”

Among his top priorities: “to get engaged with the small-business community as well as the large corporations, and to work with the universities to see how we can create that ecosystem to create a sustainable downtown.”  Widening to a statewide lens, he observed “If policy in Hartford can change, we will see a domino effect of activity in Connecticut that will boost the economy. But it’s not a silver bullet — there are a multitude of things that need to happen.”

Garrett Sheehan has served as president of the Greater New Haven Chamber of Commerce (GNHCC) since March. Before taking the post at the chamber, Sheehan worked as a broadcast journalist, in economic development and at United Illuminating (UI). He grew up in Middlefield before career stops elsewhere in the country, and service in the U.S. military.  The Chamber of Commerce advocates for business interests in New Haven and 15 suburbs, from Madison to Wallingford to Orange to Milford.  He also serves as 1^st Vice President of the Connecticut Economic Development Association.

Sheehan said recently, “from an economic development standpoint I think [the region] has a really strong selling point: location, quality of workforce, institutions of higher education here, and business space we have here…  I’m from Connecticut I want to be a part of the solutions to make Connecticut a great place to be.”

The MetroHartford Alliance’s new leader, David Griggs, also took the helm in March, moving to Connecticut from a similar economic development post in Minneapolis-St.Paul.

“Hartford is a fabulous region that has been flying under the radar,” Griggs said on his arrival in Hartford. “The world needs to know what a great place Hartford is, like the world knows what a great place Minneapolis is… Our focus needs to be less convention and visitors bureau-type messaging about Hartford being a great place to live, work, or play. It needs to be more of a focused message to very specific industries about why they need to be in Hartford if they want to prosper in the U.S. marketplace in their industry.”

In November, Griggs unveiled plans for a changing focus, including an internal restructuring with new leadership staff (to include a research director), strengthening recruiting strategies and an unprecedented level of travel to promote Greater Hartford across the country, the Hartford Business Journal reported.  The Alliance will also rekindle its previous chamber function, bringing back the old Hartford Chamber of Commerce name that hasn’t been used in nearly two decades.

Peter “P.J.” Prunty, who served as director of CityCenter Danbury for the last two and a half years, was appointed as president and CEO of the 10-town Greater Danbury Chamber of Commerce last March. Prunty was born and raised in Danbury.

How Does Your Health Insurance Plan Stack Up? There’s A Resource for That

Connecticut’s Insurance Department has issued its 2018 Consumer Report Card on Health Plans in Connecticut, providing consumers with an updated snapshot of 12 health carriers in the Connecticut marketplace.  The goal:  to help consumers make informed choices when choosing a health plan. “The Department’s annual Report Card is designed to deliver side-by-side comparisons of health carriers across a variety of quality measures, including coverage for mental health and substance abuse treatment,” Commissioner Katharine L. Wade said recently. The analysis includes health claims, mental healthcare, pregnancy coverage and preventative care, and reviews the reasons cited in instances of denial of coverage. 

Among the trends identified in the latest annual report care are:

• Total enrollment over 2.2 million, a slight increase from 2016.
• 5 percent of those covered (1.85 million people) get their insurance from large group plans
• 131,000 people have individual plans (5.9 percent)
• 235,000 people are covered under small group plans (10.6 percent)

The 72-page data-filled report card also notes that there was an increase in the number of primary care providers, specialists and pharmacies participating in health plan networks. There was a decline in the number of participating hospitals, officials indicated, but attributed it “primarily due to consolidations in the industry and not facilities closing.”

Customers surveyed said they were always or usually able to see a specialist or get routine care as soon as they wanted.  The enrollment breakdown in Connecticut is lopsided.  Among HMO's, Anthem has 81% of the market, ConnectiCare 17%, Oxford 2%.  Among indemnity enrollments, Anthem has 42%, followed by Aetna's 20%, CIGNA's 19%, United's 7% and ConnectiCare's 5%.

The report card, issued this fall,  includes “terms” that consumers should know, a series of frequently asked questions and answers, and results of a member satisfaction survey for HMO’s Anthem, ConnectiCare, Harvard Pilgrim and Oxford Health.  Indemnity insurers Aetna Life, Anthem, CIGNA, ConnectiCare, Harvard Pilgrim, United Health and Oxford Health also had members surveyed on a range of “satisfaction” queries.

This report includes three years of data, where available, to be informative for consumers, officials said.  The data utilized was through 2017.

The mission of the Connecticut Insurance Department is to protect consumers through regulation of the industry, outreach, education and advocacy. The Department recovers an average of $4 million yearly on behalf of consumers, according to officials, and regulates the industry by ensuring carriers adhere to state insurance laws and regulations and are financially solvent to pay claims.

Each year, the Department returns an average of $100 million a year to the state General Fund in license fees, premium taxes, fines and other revenue sources to support various state programs, including childhood immunization. The Department’s annual budget is funded through assessments from the insurance industry.

Individuals with questions or seeking further information may contact the Department at  insurance@ct.gov or 860-297-3900.

Most Expensive States for Car Insurance? CT Ranks Fifth in Survey of 50 States

Connecticut is fifth, but Michigan has been first for five consecutive years in an annual comparison of car insurance rates.  Connecticut is 34 percent more expensive than the national average, according to the criteria used in the state-to-state comparison. When the website insure.com looked to compare car insurance rates, they worked with Quadrant Information Services to calculate car insurance rates for a 40-year old man seeking full coverage from six different major carriers. They tabulated the price quoted in 10 zip codes for every state, looking for the average of a 2018 model-year version of America’s 20 best-selling vehicles.

Their finding: car insurance rates can vary widely depending on the state you call home, and numerous other factors. Connecticut was near the top – in the middle of the top ten most expensive states for car insurance, based on this criteria.  A year ago, Connecticut ranked third.

The website’s analysis pointed out that high vehicle density is one culprit for higher than average premiums. They noted that Connecticut is the fourth densest state in the country and “tons of cars piled into a small space leads to accidents, which leads to claims, which ends in high car insurance rates.”

The top five states with the highest rates were Michigan ($2,239), Louisiana ($2,126), Florida ($2,050), Rhode Island ($1,852) and Connecticut ($1,831).  Rounding out the top ten most expensive states for car insurance, according to the survey, were Washington DC ($1,827), California (1,731), Georgia ($1,668), Delaware ($1,600), and Texas ($1,589).

Across the Northeast, Vermont ranks lowest in the entire country at just $932.  New Hampshire was also among the lowest, at $1,039.  Massachusetts ranked number 38, with an annual premium of $1,176.

Next Wave of Insurtech Startups Prepare to Descend on Hartford

Will insurance be as much the story of Hartford’s future as it was in the Insurance City’s past?  It is a distinct possibility if the combination of a strong insurance pedigree and receptivity to technological innovation come together as the organizers of the Hartford InsurTech Hub hope. Early next year, the city will witness the arrival of the next wave, as 10 startups arrive to participate in three months of activity, powered by Startupbootcamp, as part of the 2019 cohort for its acceleration program, hosted at Upward Hartford downtown.

Hartford InsurTech Hub is an initiative established in 2017 by Hartford insurance companies, the City of Hartford, and CTNext. The initiative is focused on addressing the need to attract new technologies and talent in insurance and technology into Hartford and the local ecosystem. Selected from more than 230 applications, each startup will relocate to Hartford for the start of the program in February and will remain for its three-month duration.

The chosen startups cover a wide range of abilities, from property insurance claims to peer-to-peer (P2P) insurance, and exhibit a variety of technologies and insurance types. Participating startup companies will receive support, resources, and industry and investor connections to help grow their businesses. With support from Startupbootcamp, the teams will be provided with access to an extensive range of partners, mentors, and investors from across the accelerator’s global network.

The 10 startups that will join the second year of the Hartford InsurTech Hub acceleration program will work closely with Hartford InsurTech Hub’s insurance corporate partners: Aetna, Capgemini, Cigna, Clyde & Co., Deloitte, The Hartford, Travelers, USAA, White Mountains and CTNext.

Sabine VanderLinden, CEO at Startupbootcamp InsurTech, explained that “The insurance industry is continuously evolving and technology is having a huge impact. InsurTech of the past has been about enhancing retail-based offerings with improved customer engagement. InsurTech of today is focused on business model innovation and reconfiguring value chains—something we are committed to developing in Hartford.”

The startups include:

• Pineapple: Pineapple offers a fair, transparent, and affinity based P2P insurance and they’re coming to Hartford from South Africa.
• handdii: Coming from Australia, handdii is a digital platform that automates the property insurance claim process from FNOL through to claim finalization.
• Dream Payments: Dream Payments is a Fintech startup from Canada that powers digital and mobile payment services for business customers.
• Pitch Gauge: Pitch Gauge, from Georgia, is a roofing estimating application using mobile devices to do property inspections.
• Medyear: From New York, Medyear is a social network for healthcare collaboration. They connect consumers to over 190 health systems and 700k doctors for real-time chat, secure email, microblogging, and personal health records.
• SkyWatch: SkyWatch is a licensed insurance broker in all 50 US states offering a holistic software solution for on-demand risk-aware solutions for connected, moving platforms. They’re originally from California.
• Talem Health Analytics: Coming from Canada, Talem Health Analytics provides data driven insights on bodily injury claims cost.
• See Your Box: See Your Box provides Industrial IoT tools to digitize supply chains. SYB is a tech-service platform that collects, analyses and extracts information related to goods across all steps of the supply chain and is coming to Hartford from Switzerland.
• ClaimSpace: Coming from Australia, ClaimSpace is a platform that bridges the communication gap between customers, insurers and stakeholders during the claims process.
• CareValidate: Powered by a life-saving light bulb called SafeLight, CareValidate provides health, safety, and quality of care telematics to transform workers’ compensation, senior living, long-term care, life, and health insurance products with plug-and-play insurtech solutions. They’re originally from Georgia.

VanderLinden added: “We have built strong foundations over the last 18 months and we’re on the way to transforming the city of Hartford into the InsurTech capital of the United States. There’s still much to do and I am therefore delighted to be welcoming some truly inspiring teams into the next program in Hartford to continue this transformation.”

The insurance industry employs just over  60,000 people in Connecticut, up 2.6 percent from last year, according to PwC’s 2018 Connecticut insurance market brief, released earlier this month.  The second Insurtech class of startups hopes to grow that number.  Some of the participants in the inaugural class a year ago are still in town, planting roots and Hartford and growing rapidly.

Hartford InsurTech Hub is part of Startupbootcamp, the award-winning global network of industry-focused accelerator programs that help startups gain access to relevant mentors, partners, and investors in their industries.

Connecticut Ranks Third in U.S. in Preventing Youth Homelessness; Grant to Support Efforts

Washington, Massachusetts, and Connecticut are the most successful states at preventing youth homelessness, with Connecticut ranking third in the nation, according to the 2018 State Index on Youth Homelessness.  The report, by the True Colors Fund in partnership with the National Law Center on Homelessness & Poverty, analyzed 61 metrics in the 50 states and the District of Columbia. Homelessness is defined as experiences of sleeping in places not meant for living, staying in shelters, or temporarily staying with others while lacking a safe and stable alternative living arrangement. Alabama, South Carolina, Wyoming, and Arkansas were the least successful states at preventing youth homelessness.

In recent weeks, it was announced that Connecticut will use $6.5 million in federal grants to provide housing opportunities for homeless youth, building on its successful track-record. The grants will fund new, innovative housing assistance programs for young adults as part of a coordinated housing continuum that assures those in need can quickly obtain permanent housing and necessary supports, according to state officials.

The grants were allocated as part of a competitive process through the U.S. Department of Housing and Urban Development’s (HUD) new Youth Homelessness Demonstration Program (YHDP). To date, Connecticut has been awarded the largest grant of any jurisdiction in the country.

Building off the state’s nationally recognized progress in ending homelessness under the Malloy administration – which includes being the first state in the nation certified for ending chronic veteran homelessness, being one of only three states certified for ending general veteran homelessness, and matching all chronically homelessness individuals to housing – the state has set a goal of ending both youth and family homelessness by the end of 2020.

Speaking last week before a legislative working group, Gov. Malloy said “Nothing I suspect is more shattering as a child than to find oneself homeless – or even as a young adult – so I’m particularly happy over this past year that we’ve been able to fund a number of units designed specifically to meet the needs of younger homeless individuals.”

Overall, at the start of the year, homelessness in Connecticut was at a record low, according to a report from The Connecticut Coalition to End Homelessness.  It found that homelessness in the state has decreased for a fifth consecutive year and was at its lowest level to date. The report found that, as of Jan. 2018, roughly 3,300 people were homeless in Connecticut.  The Connecticut Coalition to End Homelessness states that overall homelessness in the state is down 25 percent from 2007.

Since 2011, the state Department of Housing and the Connecticut Housing Finance Authority have created, rehabilitated, or committed funding for nearly 25,000 units of housing – approximately 22,000 of which are affordable to low and moderate income individuals and families, officials point out. This represents a state investment of more than $1.42 billion, which has been matched by over $2.45 billion from other financial sources, including the private sector.

Hartford Ranked 3rd in U.S. for Women in Business

If you’re a woman in business, Hartford is among the best places in the nation to be.  That’s according to a new analysis by the website ShareFile, which ranked Hartford as the third best place in the U.S. for businesswomen.  Hartford ranked seventh a year ago. The “Businesswomen Power City Index” was developed by evaluating the 50 largest cities in the U.S. to determine where the best locations are for women to achieve business success, according to ShareFile.  The index ranks cities based on the percentage of women-owned businesses, executive jobs held by women, women vs. men wage gaps and the buying power of women, which is based on the cost of living and the average wages earned by women.

Hartford has jumped four places from 2017, as a result of a higher percentage of women-owned businesses (up 1.4%), according to the analysis.  Hartford’s ranking in the individual categories was:

• 3^rd (down from 2^nd) in women’s buying power: 119
• 6th (same as last year) in the percentage of women business executives: 31.9%
• 16^th (up from 22^nd) in the wage gap between women and men: 18.1%
• 31^st (up from 42^nd) in the percentage of women-owned businesses: 20.4%

The website points out that Hartford is home to the Women’s Business Center, located at the University of Hartford, which supports female entrepreneurs across the city and the state, offering advice, training, and events for women looking to expand their business.

Hartford is the only New England city in the top 20.  Providence, in the top 10 a year ago, fell out of the top 20.

Just ahead of Hartford, and retaining the top two positions in the ranking, were Baltimore and Tampa.  Rounding out the top 15 were Washington DC, Jacksonville, Raleigh, Denver, Orlando, Miami, Austin, Virginia Beach, Las Vegas, Sacramento, Los Angeles and Atlanta. Aside from the top two, no other city in the top 20 has remained in the same position as a year ago.

The analysis relies on data from four main sources, including the U.S. Census 2016 Annual Survey of Entrepreneurs, U.S Census Bureau 2015 American Community Survey 1-Year Estimates, Sperling’s Best Places and the Equal Employment Opportunities Commission. ShareFile is a cloud-based file sharing service, a Citrix Systems company, based in Raleigh.