Financial Cost to Connecticut Smokers Among Highest in the Nation
/The financial cost of smoking in Connecticut is higher than just about anywhere in the United States. The total cost over a lifetime per smoker is $2,183,204, the third highest in the nation, and the annual cost per year per smoker of $42,808, is also third highest in the nation, just behind New York and Massachusetts. The lifetime health care cost per smoker, $274,272 in Connecticut, is higher than every state but one, (Massachusetts), and the out-of-pocket cost per smoking individual of $170,513 for smokers living in Connecticut is third highest in the nation.
The data was compiled by the financial website WalletHub, where analysts calculated the potential monetary losses — including the cumulative cost of a cigarette pack per day over several decades, health-care expenditures, income losses and other costs — brought on by smoking and exposure to secondhand smoke. 
Emphasizing that “the negative physical and financial effects of smoking can be significant,” WalletHub noted that Connecticut’s rankings placed it as among the most costly in every category.
Over a lifetime, the financial opportunity cost for smokers living in Connecticut was $1.436,335 and the income loss per smoker was calculated at $286,950. Other costs per smoker, such as not being able to qualify for homeowner’s insurance discounts for non-smokers, were $15,133. In each instance, the costs in Connecticut were among the three highest among the 50 states and District of Columbia.
Annual income loss for Connecticut smokers is calculated at $5,626. Only Maryland, Alaska, New Jersey and D.C. were higher, according to the analysis. Attributable factors included absenteeism, workplace bias or lower productivity due to smoking-induced health problems. The website also noted that according to a recent study from the Federal Reserve Bank of Atlanta, smokers earn 20 percent less than nonsmokers, 8 percent of which is attributed to smoking and 12 percent to other factors.
For the calculations, WalletHub assumed an adult who smokes one pack of cigarettes per day beginning at age 18, when a person can legally purchase tobacco products in the U.S., and a lifespan thereafter of 51 years, taking into account that 69 is the average age at which a smoker dies. Data used in developing the ranking were collected from the U.S. Census Bureau, Bureau of Labor Statistics, Centers for Disease Control and Prevention, Insurance Information Institute, NYsmokefree.com, Federal Reserve Economic Data (FRED), Kaiser Family Foundation and the Independent Insurance Agents & Brokers of America.
In 2016, the American Lung Association gave Connecticut an “F” grade in its spending of tobacco prevention and control funds. The ALA points out that 40 states and Washington D.C. spend less than half of what the Centers for Disease Control and Prevention recommends on their state tobacco prevention programs. Overall, states spend less than two cents of every dollar they get from tobacco settlement payments and tobacco taxes to fight tobacco use. Each day, more than 2,600 kids under 18 try their first cigarette and about 600 kids become new, regular smokers, according to nationwide data from ALA.
A report on Connecticut's spending on tobacco prevention just over a year ago found that the state was being outspent over 67 times by tobacco companies' marketing efforts - due in large part to the state spending only a small portion of tobacco settlement funds on anti-smoking efforts.
The report, “Broken Promises to our Children: A State-by-State Look at the 1998 State Tobacco Settlement 17 Years Later," said the state was spending $1.2 million in FY 2016 to fight tobacco use. That's compared to an estimated marketing investment of $80.4 million by tobacco companies in Connecticut that year. The national average shows a margin of 20.1 to 1. At that time, Connecticut ranked 38th in spending on a percentage basis. The state has consistently spend less than the CDC has recommended.
The annual report was developed by the Campaign for Tobacco-Free Kids (CTFK), a coalition that includes the American Heart Association, the American Cancer Society Cancer Action Network, the American Lung Association, the Robert Wood Johnson Foundation, Americans for Nonsmokers’ Rights, and the Truth Initiative.
A year later, the next report ranked Connecticut last, as Connecticut’s projected spending on smoke cessation and tobacco prevention efforts for FY 2017 dropped to zero. The report found that 13.5 percent of adult state residents are smokers, and 10.3 percent of high school students smoke. Just under 5,000 deaths each year are caused by smoking in Connecticut, and 27 percent of cancer deaths are attributable to smoking. Connecticut’s cigarette excise tax, $3.90 per pack, is the second highest in the nation. It was estimated that the state would collect $519.7 million in revenue this year from the 1998 state tobacco settlement and tobacco taxes, but will spend none of it on tobacco prevention programs.


As of January 9, 2017, 920 participants from across the country had submitted more than 6,300 articles from their local newspapers. The articles were published in newspapers located in all 50 states and the District of Columbia, and represent news articles, editorials, letters to the editor, political cartoons, and advertisements.
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uded in the College Scorecard among bachelor’s degree granting institutions are Lincoln College of New England ($31,800); Mitchell College ($30,400); and Goodwin College ($27,500).
The College Scorecard, recently updated by the federal agency, is designed “to ensure that students and families have the most up-to-date, comprehensive, and reliable information available on colleges, all in an easy-to-understand format.” The website allows visitors to sort and filter search results to compare schools to assist students in deciding “which college makes the most sense when considering the typical costs, average student loan amount, students’ ability to repay their loans, and their future earnings,” the website materials explain.


Clients who qualify for services at the Hartford incubator will be those whose incomes exceed the limits for legal aid but fall within three times the federal poverty level. For a family of four, this would mean a maximum household income of $72,900. Clients wishing to apply for services may do so beginning in February, when information will be available at the center’s website: cclc.law.uconn.edu.

Tammy Sneed, Director of Gender Responsive Adolescent Services at Department of Children and Families and co-chair of DCF’s Human Anti-Trafficking Response Team, said: “Reports of children suspected to be victims of domestic minor sex trafficking are increasing every year -- and, in 2016, there were just under 200 such referrals. For every child victim, the number of buyers on a given day in Connecticut is unfathomable. Some children report 10 to 15 buyers per night, which leads us to estimate that a minimum of 2,000 buyers in Connecticut bought sex from children last year.”
“Demand keeps sexual exploitation and trafficking profitable,” says Beth Hamilton, associate director of the Alliance to End Sexual Violence (formerly CONNSACS). “We’ve started seeing the criminal justice system hold traffickers responsible, but we do not often see the people who purchase sex being held accountable for their role in keeping the industry thriving. If we want to end commercial sexual exploitation, we need to focus on ending demand and creating survivor-centered services.”
In 12 states, including Connecticut, average debt was more than $30,000 – up from six states the year before. High-debt states remain concentrated in the Northeast and Midwest, with low-debt states mainly in the West. Average debt at the college level varies even more, from a low of $3,000 to a high of $53,000, and the share graduating with loans ranges from seven percent to 100 percent.



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The five states with the highest rates of death due to drug overdose were West Virginia (41.5 per 100,000), New Hampshire (34.3 per 100,000), Kentucky (29.9 per 100,000), Ohio (29.9 per 100,000), and Rhode Island (28.2 per 100,000).