PERSPECTIVE: CT’s Women-Owned Immigrant Businesses Contribute to Community
/Since 1972, the number of women-owned businesses has increased 31 times.
Read MoreSince 1972, the number of women-owned businesses has increased 31 times.
Read MoreThere is a need to incorporate the startups into the EdTech ecosystem in a more meaningful way.
Read Moreby Sunil Bhatia I would like to begin by sharing with you some reflections on my summer reading.
I read a New York Times article about children who were separated from their parents at the U.S. border. Leitica, a petite, 12-year-old girl from Guatemala and her younger brother, Walter, were separated from their mother when they crossed the border without documents. These siblings were sent to a detention facility in Texas, which has a list of several rules that these young migrants must follow, “Do not misbehave. Do not sit on the floor. Do not share your food. Do not use nicknames.” The detention center also included this rule, “It is best not to cry. Doing so might hurt your case.” “Do not touch another child, even if that child is your hermanito or hermanita–your little brother or sister.”
Another child requested her lawyer mail a letter to her detained mother, with whom she had been separated for over three weeks. The girl wrote, “Mommy, I love you and adore you and miss you so much.” And then she pleaded: “Please, Mom, communicate. Please, Mom. I hope that you’re OK and remember, you are the best thing in my life.”
Leticia and her brother belong to over 65 million refugees and migrants worldwide who are displaced and are in harm’s way. After overcoming the perils of leaving home and embarking on an uncertain and often dangerous journey, they cross the border only to be treated as unwanted and inhuman others.
The story of Leticia and Walter haunted me.
I wondered when they would reunite with their mother.
Then I read the Pakistani author Mohsin Ahmed’s book, Exit West. The story focuses on Saeed and Nadia, whose love story unfolds in a nameless city that is filled with refuges and is teetering on the edge of war. Saeed and Nadia’s courtship speeds up against backdrop of raids, rocket fire, truck bombs and the constant noise of helicopters and drones that hover over the city. Their city gradually becomes unlivable. The government collapses, the militia take over the city, and the threat of violence is around every corner.
Suddenly there are rumors in their city that there are doors that open up to other countries. These trickster doors are like black holes or rips in reality that transport people across to countries and spaces of relative safety in an instant. Saeed and Nadia escape their city through these magical doors that eventually takes them to Greece, London and then to California.
Forgive me for getting seduced by the magical realism of this gorgeously written novel. But all summer, I have been hoping, rather dreaming, that Leticia and her brother find a magical door that takes them out of the cold and grotesque reality of detention centers in Texas and reunites them with their mother.
I have been dreaming that all families separated by migration have access to those doors that takes them to places, where they are loved, and can live fulfilling lives.
Alas, we know, there are no such mystical doors.
But think again.
I believe the magical realism of supernatural doors in Ahmed’s novel is not only about physical borders and doors. It is really about opening up the reader’s imagination and making them connect with people who are different from us. The magical doors are a metaphor that represent our human abilities to imagine and empathize.
Ahmed shows us a future world that is on the move because the greater portion of humanity is ravaged by economic inequality, war, extreme poverty and climate change.
He tells us that there is a possibility that every one of us can become a refugee.
The author asks us to imagine: what if the College Green where we have assembled on today becomes a tent-city for us refugees next week? Would you close the doors on migrants and refugees if you knew that one day you too would become a migrant? Would you call migrants animals and rapists if your destiny was linked with their lives?
Our ability to imagine a different world than the one we have been given is our magical door. Some people are looking for actual doors that give them entry into new countries and spaces and some others are entering through a figurative door.
Sometimes both are needed for making sense of our life journeys.
My Journey Here
I found my magical door over 25 years ago when I made a journey that is very similar to the freshman Class of 2022.
I left my home from Pune, India, and travelled to the U.S. to become a graduate student at Clark University, a liberal arts school, in Worcester, Massachusetts. Like many international students from my era, I carried a suitcase with my precious belongings: photographs of my father and mother taken at a studio, farewell photos with my friends, Hindi film music, my best ever report card from 6th grade when I stood third in class, boxes of tea leaves, recipes, and small bags of turmeric, cumin, and coriander powder.
My first week or rather the first year in this new world was disastrous. I was so fresh off the boat that when my American friends greeted me with, “How are you?” I poured my heart out and told them my life story. I had missed the cultural point that a greeting is just a means of making polite talk. Instead of talking about the weather, I told strangers how I missed home, my family, friends and the smells of Indian streets.
My life was downright pre-historic compared to the Class of 2022. Every week I would handwrite dozens of letters home to my friends and family telling them about my life in America. Then an Indian owl would travel thousands of miles to Worcester and drop letters from home in my mail box. Well, the Owl bit may be exaggerated.
I was not fleeing a war zone or poverty, but yet I experienced a displacement that comes from being uprooted from home. Crossing borders brought pain and anxiety about the world I had left behind and the future that was yet to unfold. With time, I found a way to settle in the new world of American university life. Life at the university was fulfilling, but when I left the campus to go back to my apartment I witnessed another America.
This was an America segregated from the campus by just one street. Coming into my neighborhood in South Main in Worcester was like crossing a border or entering another country. The homes were crumbling, the schools were failing, and the old factories and mills had been abandoned. The university warned us about the dangers of South Main and we were told to avoid walking at night as it was filled with “dangerous people.” These so-called dangerous people bore a resemblance to my people back home–they were mostly brown, immigrants, the invisible and the poor.
One day, during summer, I went to a local bar to play pool with friends. When I moved close to the pool table, one of the local white youth told me to leave with the following words: “We don’t play with no Puerto Ricans. They are not wanted here.” Being called Puerto Rican was not about mistaken identity–it was a racist gesture.
I sensed an impending threat of violence. I left the bar. That day I went from being an international student to an immigrant and a person of color.
This was an important turning point in my journey.
I felt humiliated and reflected on this and similar incidents that I had previously chosen to ignore. I was an outsider to the American racial formation so I had the privilege of disregarding racism. This is what racism does to people. It shames them, makes them feel inadequate, and silences them. The experience of racism creates doubt and makes you believe that your story could not be true.
I was a newcomer to racism. I was a newcomer to segregation.
African-Americans had been here long before me for centuries fighting racial terrorism and resisting racism. Their inner lives are an inspiring tribute to the enduring spirit of humanity. I soon realized my new home and university was once the home of the Nipmuc Indians. Their land was stolen, their lives were destroyed and their culture was frozen in history.
My racial awakening made one thing clear to me: Whiteness served as a powerful norm, but its power was rarely interrogated. When I overcame my fear and questioned whiteness, I was often met with indifference or anger. It was only much later in life, when I encountered the term “white supremacy” that I fully understood how deeply whiteness had become integrated into everyday living and structures of American society: courts, schools, law, medicine, media, higher education, and politics.
My racial consciousness taught me something deeper. Whiteness had largely reinforced a narrative that people of color had a deficient humanity, they did not belong in this country, and their stories did not matter in the media or the curriculum. When people from marginalized communities showed up in the books I was reading, they often served as caricatured props and tokens for advancing the cause of whiteness or as victims that needed to be saved.
The psychology I had encountered in my graduate school in India and the U.S. was largely built on colonial knowledge, universalistic principles and Eurocentric cultural assumptions about individuality and rationality. It was a psychology based on 5 percent of the human population but yet it had the power to speak on behalf on the 95 percent of humanity.
There was something wrong with this picture.
I did not find my story in the canons of psychology so I wanted to tell a different story of psychology. I challenged psychology’s claims of universalism and its refusal to acknowledge history, culture, and politics.
I failed several times to articulate my vision of psychology. But reading books, doing research, engaging in teaching, and having conversations with a community of learners became my enchanted doors.
To put it simply, I found the tools to make sense of my emotional and intellectual life.
My education in a liberal arts university was a gift. My research focused on understanding how migrants, who have never thought of their identity in racial terms, become people of color in the United States.
My biography in America became the basis of my research. My first book, American Karma, and my early publications, drew on anti-colonial and anti-racist frameworks to challenge the universality of longstanding racial and ethnic assimilation models in psychology and human development.
Turning Point
9/11 marked another turning point in my career.
Immediately after 9/11, I was conducting ethnographic research for my first book. During an interview, a Sikh man, who worked as a high-level scientist for a local company, told me that he had not stepped outside for a week. He was afraid of being a target of a hate crime, so his wife did the groceries.
When I arrived at his home, he was in the middle of a family meeting discussing whether he and his son should cut their hair, beard, and if they should stop wearing their turban because it brought unwanted attention.
I did research on the changing notions of cultural citizenship and racial identity formation driven in large part by Islamophobia. I examined how the Sikh American community with their turbans, beards and their “brown identities” had become suspect in the larger American public space. They were framed as outsiders and turned into targets of racial profiling, scrutiny, and hate speech.
Since then I have continued my quest to radically transform my field. In my latest book, Decolonizing Psychology, I write about the shaping of Indian youth identities within the context of globalization, colonization, and neoliberalism. By focusing on the lives of youth in the Global South, I challenge Euro-American scientific psychology to recognize its own limits and to become more inclusive, reflexive and relevant to the majority of humanity.
Looking back, I can tell you that I am standing up here and sharing my story with you because I had access to a liberal arts education. Yes, that education gave me a livelihood, but what is even more remarkable is that it gave me meaning and purpose in life. Every major milestone in my career was achieved because I had support from colleagues, family, and community.
For over two decades now, my classroom has become my dwelling and my research is my imaginary homeland, and it is from these spaces my students and I together go out searching for those magical doors.
Your Journey Begins
Class of 2022, I know that like my own journey you too will cross several imaginary, physical, and conceptual, borders and you will experience many crucial turning points in your education. Your story, your journey and your discovery will be different than mine.
You have arrived on this campus to commence a new term and a new stage of life, but your racial, ancestral, sexual and cultural histories that brought you here are complex and diverse. For some of you, this College reminds you of home. You may feel you belong here. You have found your place. For some others, you may feel out of place and even out of your mind.
Use your time here at the College to make sense of your identity and the structures that shape your evolving self. Try to connect your story to people like Saeed, Nadia and Leticia and other people you have not yet met. Those characters don’t just live in fiction, detention centers, and brochures. You will find that brown, black, lesbian, gay, bisexual, transgender, queer or questioning, intersex, asexual or allied, heterosexual, cisgender, native, white, Asian, biracial, immigrants, international, local, and first-generation, members live in this community. You will meet them in your classrooms or at Harkness, Windham, Coffee-Grounds and Harris.
Your journey here is not a solo expedition. Rather you will be building community with these diverse members and you will collectively work towards transforming this institution. The word “liberal” in liberal arts is derived from the Latin word “liberalis,” which means to be free or a free-thinking person. The right to dissent and protest in the in the pursuit of learning to become a critical and free thinker is at the heart of a liberal arts education.
James Baldwin, an African American novelist and social critic, reminds us that the true “nature of society is to create, among its citizens, an illusion of safety.” So, if your belonging in the community feels like an illusion or makes you feel unsafe, he says, go ahead and use nonviolent means to disturb the peace to make it equitable and inclusive.
Think about this for a moment, Class of 2022. You have already witnessed in your lifetime such powerful attempts to break the illusion of safety: The resistance offered by the birth of Black Lives Matter, the rise of the MeToo movement, the constitutional rights accorded to same-sex or gay marriage and the example of solidarity shown by the native people of Standing Rock in the face of oppression. The people behind these nonviolent movements were imagining a different world and a different community than the one they have been given. Their struggle for justice and belonging opened up new magical doors so others could step in, rise up, feel loved, and know that their lives matter equally in this society.
What these big and small stories of social change tell us that a liberal arts education is more than employability and building a career. It is about cultivating humility, empathy, creating community, and practicing what Sikh American civil rights activist Valerie Kaur calls “revolutionary love.” She says, “Revolutionary love is the choice to enter into labor for others who do not look like us, for our opponents who hurt us and for ourselves.”
I believe cultivating critical thinking along with the capacity for revolutionary love is one of the most important projects of a liberal arts education.
Engaging with this form of education can give you knowledge needed for writing poetry, fighting for social justice, carving out your belonging, countering fake news, studying abroad, learning a new language, becoming a teacher, psychologist, scientist, sociologist, engineer, historian, artist, dancer, or a philosopher.
That is all you will need to soar high.
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Sunil Bhatia is Professor of Human Development at Connecticut College in New London. This is an excerpt of the address he delivered at the college's Convocation at the start of the current academic year on August 27, 2018.
This statement was read to the American people and the world at 3:15 PM on December 14, 2012 by President of the United States Barack Obama, in the James S. Brady Press Briefing Room at the White House. This afternoon, I spoke with Governor Malloy and FBI Director Mueller. I offered Governor Malloy my condolences on behalf of the nation, and made it clear he will have every single resource that he needs to investigate this heinous crime, care for the victims, counsel their families.
We’ve endured too many of these tragedies in the past few years. And each time I learn the news I react not as a President, but as anybody else would -- as a parent. And that was especially true today. I know there’s not a parent in America who doesn’t feel the same overwhelming grief that I do.
The majority of those who died today were children -- beautiful little kids between the ages of 5 and 10 years old. They had their entire lives ahead of them -- birthdays, graduations, weddings, kids of their own. Among the fallen were also teachers -- men and women who devoted their lives to helping our children fulfill their dreams.
So our hearts are broken today -- for the parents and grandparents, sisters and brothers of these little children, and for the families of the adults who were lost. Our hearts are broken for the parents of the survivors as well, for as blessed as they are to have their children home tonight, they know that their children’s innocence has been torn away from them too early, and there are no words that will ease their pain.
As a country, we have been through this too many times. Whether it’s an elementary school in Newtown, or a shopping mall in Oregon, or a temple in Wisconsin, or a movie theater in Aurora, or a street corner in Chicago -- these neighborhoods are our neighborhoods, and these children are our children. And we're going to have to come together and take meaningful action to prevent more tragedies like this, regardless of the politics.
This evening, Michelle and I will do what I know every parent in America will do, which is hug our children a little tighter and we’ll tell them that we love them, and we’ll remind each other how deeply we love one another. But there are families in Connecticut who cannot do that tonight. And they need all of us right now. In the hard days to come, that community needs us to be at our best as Americans. And I will do everything in my power as President to help.
Because while nothing can fill the space of a lost child or loved one, all of us can extend a hand to those in need -- to remind them that we are there for them, that we are praying for them, that the love they felt for those they lost endures not just in their memories but also in ours.
May God bless the memory of the victims and, in the words of Scripture, heal the brokenhearted and bind up their wounds.
by Amber Mata Nonprofits often tend to be targeted by cyber criminals due to a lack of resources to implement cybersecurity measures. They are just as susceptible to a data breach as for-profit organizations, if not more. However, they often don’t embrace the same level of changes that other organizations are making to implement a sophisticated cybersecurity program as there is a belief that they are not a target.
This is a dangerous assumption to make.
The reality is, nonprofit organizations collect incredibly sensitive information about its members and donors, which can include social security numbers, credit card information, and even medical information. It’s time for nonprofits to get serious about cybersecurity because without proper measures in place, one single breach could end their entire organization and its mission.
Why they should be concerned
Nonprofit websites that end in .org are often targets of hackers because they usually show up early in search results leading to high visibility. The higher the visibility, the greater the value of the target. A valuable target with little or no security is a no brainer target for cyber criminals.
Nonprofit organizations tend to handle volumes of sensitive data every day. Member records, donor information, confidential emails, and hundreds of other transactions pass through their gates. Without proper cybersecurity measures, an organization can easily be breached leaving the path to this sensitive information wide open to cyber criminals.
For an organization that relies heavily on grants and donors, a cybersecurity breach can be deadly. A breach can result in lost trust and confidence if donors fear their reputation or identity could take a hit. Even if a nonprofit organization does survive the reputational loss, the costs of settlements, notifying affected parties, and monitoring breached parties are sure to put a financial strain on the organization.
Where to begin
Get a game plan together – Start with a holistic approach looking from the outside, in. Preparation involves a risk assessment of the organization’s IT environment. Nonprofits should also consider taking a complete infrastructure inventory and review any regulatory requirements. It is important to create necessary policies and enforce them.
Always inform and train all volunteers and employees to properly embrace all updates. Initiate a plan to know what data is kept, where it is, how it is used, and who has access.
Secure all technology – The two best places to start with protecting technology is to always utilize multi factor authentication and always upgrade the latest patches to all software. Patches can ensure that the latest security measures are deployed to software and multi factor authentication can prevent remote attacks even if credentials become compromised. It is an easy and effective tool to implement, yet over 70% of nonprofits do not utilize.
It takes time – Security is not a destination it’s a way of life. It can take 18 to 24 months to raise an organization’s cybersecurity maturity by just one level. Establishing a proper and mature cybersecurity posture is an ongoing effort. Patience and dedication is definitely a requirement.
Doing nothing is absolutely not an option. Even if an organization hasn’t experienced a cyber breach to date, there’s no telling what tomorrow may bring. A lack of cybersecurity measures is like driving a car without insurance; it’s a big risk. Small organizations, for-profit and not-for-profit, are attractive targets but they don’t have be easy targets.
A breach is inevitable if proper security is not implemented but proactive measures can minimize the effects and allow a clear path to an accomplished mission. Don’t become an easy target, it’s time to take cybersecurity seriously.
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Amber Mata is Marketing Manager at Kyber Security, with offices in Fairfield, Rocky Hill and Providence, RI. Kyber Security provides cybersecurity and compliance for small firms up through enterprise businesses. Kyber Security is a partner in the The Alliance for Nonprofit Growth and Opportunity (TANGO), where this article first appeared. TANGO creates partnerships between nonprofit and for-profit organizations to drive innovation, create cost savings, and deliver mission advancement.
by M. Jodi Rell At the start of this decade, the beginning of her final year as Governor of Connecticut, M. Jodi Rell addressed a joint session of the House and Senate and delivered her State of the State address on February 3, 2010. Her remarks that day:
We gather today to mark the opening of the 2010 legislative session and we do so at a time of continued challenge, continued anxiety.
None of us need to be reminded of the unparalleled struggles that we have endured over the last 22 months. Our nation has been in the grip of an economic crisis unlike any witnessed in generations.
The stark reality of our struggles is all too real. Housing prices are down; unemployment is up. The value of savings and retirement accounts are down; mortgage foreclosures are up. The amount of debt at all levels of government is up.
Yes, the statistics are real – and our emotions are raw. People are uncertain about the future. They are frustrated and angry about the present. And they have every right to be.
The people of Connecticut are looking to us to help them. They are looking to us to lead. They are looking to us to right our ship of state.
They don’t want to hear shallow lamentations of sympathy or understanding from their elected officials. They want action and assistance. And they want an end to the theatrical histrionics of political press conferences and partisan pinball. They want us to act like adults.
President Obama spoke eloquently about this last week in his State of the Union address. He spoke of the nature and nastiness of politics in our nation’s capital. Frankly, he could have been speaking of our own State Capitol here in Hartford.
I will echo his sentiment and be a bit more blunt: we need to stop the game-playing and name-calling and constant bickering that has come to consume too many at the Capitol. There is no room for such pettiness on the playground; there certainly shouldn’t be in the Legislature, the Governor’s Office or the courts either.
None of us are blameless in this regard. All of us must accept our responsibilities to treat one another with respect and to listen, truly listen, to those whose views or proposals or policies may differ from our own.
In the end we may not agree with one another, but we should respect one another. We need not speak glowingly of each other or of each other’s ideas, but we must speak civilly. Let us replace acrimony with accommodation, let us set aside the difficulties and divisions of the last year and commit ourselves, truly commit ourselves, to working with one another.
For we have much to do – and our work begins in earnest today.
Thousands of trees will be felled for the hundreds of bills that will be filed on dozens of topics. But our efforts, our energies, this session should be focused on just two core issues: creating jobs and balancing our state budget.
Too many people have lost their jobs and a lost job means a lost paycheck, lost security, lost dignity and lost hope for the future. Families across our state are hurting and suffering and struggling.
We need to get to work to put the people of Connecticut back to work. Today I am announcing new proposals that will allow us to spur job creation now and chart a course of economic vitality and growth for years to come. The most critical problem facing businesses today, particularly the small and medium businesses that are our main engines of growth, is credit availability. Employers need loans and financing to buy equipment and inventory, expand space or just to meet daily cash flow demands. As we all know the credit crunch has crippled a great many employers. Financing that was readily available in years past is difficult, if not impossible, to find.
This is a national problem but we need to find a Connecticut solution to it.
I am calling for the creation of the new Connecticut Credit Consortium - a $500 million dollar partnership between the state --and Connecticut banks to substantially boost credit availability. I propose canceling $100 million in old bond authorizations and instead use the funds for the Consortium. Our $100 million dollars will leverage at least $400 million dollars from banks all across our state. That’s $500 million that will immediately be put to work to help businesses save and create jobs. And here’s one key provision: $25 million of the state’s $100 million will be targeted strictly for small businesses for micro or small loans.
As I have said before, small businesses are the chief job creators. That is not in dispute. And neither is their need for credit. Their lifeline is credit – and that lifeline has been cut off.
Work with me to open up that lifeline to create jobs and pass into law the Connecticut Credit Consortium. I also ask you to help in passing other proposals I am offering to reinvigorate our economy and create jobs.
The first one modifies the relatively new, but little used job creation tax credit. It was aimed at large corporations but they are not availing themselves of it. So I am proposing that we change it to benefit small businesses with twenty-five or fewer employees.
Because most small business are limited liability corporations - LLCs - and S corps, we will, under my proposal, allow, for the first time, a credit against an employer’s personal income tax liability. The credit will be for $2,500 per year for three years for each new job created. $10 million dollars is already in the budget for this proposal – and up to 4,000 new jobs could be created this year alone.
One area where we see a large number of new start-ups of small businesses is in green technology and clean, renewable energy. Kermit the Frog had it wrong all these years, I’m afraid. It is easy to be green. Solar, fuel cells, wind turbines and geothermal – all hold the keys to economic and energy prosperity.
That is why I am proposing that we expand our sales tax exemption to include machines, equipment, tools, materials, supplies and fuels used in the renewable energy and green technology.
This is in addition to the work of my Electric Vehicle Council that is preparing the way for green business opportunities for the arrival of zero-emission, electric vehicles. And there’s one more component we still need to address – and it’s a critically important component: our workforce.
We are recognized around the nation for the high quality and talent of our workforce. The best and brightest are found right here in Connecticut. But we need to do more to keep them here. We want our children to be educated here and start their work life here and then raise their own families here.
And our companies will only succeed if they have the qualified, trained employees they need. That is why I am proposing a new loan forgiveness program for students who stay and work in Connecticut after they graduate from college with a degree or certificate in green technology, renewable energy, life sciences or health information technology.
They will receive a $2,500 annual forgiveness for each of four years if they have a baccalaureate or higher degree or $2,500 a year for two years with an associate degree. Join me into making this loan forgiveness program a reality.
And there’s something we can do – must do - for all businesses and for all of our citizens: bring certainty and sanity to our state’s fiscal situation. The protracted discussions and negotiations, along with the fevered partisan debate that characterized last year’s budget, cannot be repeated. It was hardly state government’s finest moment.
Today marks a new session, a new start and a new effort to work together to honestly confront the undeniable realities of shrinking revenues and ever-rising costs. A little more than seven months into a two year budget and we are already facing a $500 million dollar plus deficit. A deficit due in large part to drastic reductions in the collection of the income tax and sales tax. Why? Because if you do not have a job you do not have any income on which to pay tax and you have no money to spend on items that carry a sales tax. We have 94,000 people in this state who have lost their jobs since the recession began in March, 2008. 94,000.
The recovery will be long and painfully slow and there will be a "new normal" when it does take full effect. We in state government need a "new normal" as well. Because we have a state government that has outgrown the ability of our citizens to pay for it. We need to recognize that not every service, not every program, not every function is absolutely essential. We need to acknowledge that higher taxes are not the solution to our problems.
It’s common sense: the taxes we already have on our books are not bringing in the revenue we thought they would, so why would new and higher taxes be the answer?? They’re not.
So I say no. No on behalf of the 94,000 people who have lost their jobs. No, on behalf of the businesses that are struggling to keep their doors open. No, on behalf of all the families who struggle to make ends meet day in and day out. We do need to say yes to some basic structural reforms, however.
People look at Washington and the spending spree they have been on of late. They see weekly stories about borrowing a few hundred billion for this, a few hundred billion for that… and they react with horror. They worry about the bill that will be handed to their children and grandchildren for all that borrowing. We have our own concerns here in Connecticut since we have one of the highest debt rates in the country. That’s why it is so critical that we tackle this year’s deficit head-on and honestly deal with it, not borrow to cover it.
I am proposing that we put into place a new protection: any bond authorization that has been on the books for five years or more without being allocated by the State Bond Commission will automatically be canceled. We have billions and billions of dollars of bonds that have been authorized by the legislature over the years. Some, are for worthwhile statewide needs; many are not. But all could bankrupt us and all are counted by credit rating agencies as liabilities. If a project is not worthy enough to be approved after five or more years then we probably shouldn't bond for it and pay twenty years of interest on it.
And there is another financial Sword of Damocles hanging over the state’s head that we literally can no longer afford to ignore: our unfunded state employee pension liabilities and unfunded retiree health care costs. The tab for our unfunded pension liabilities is a staggering $9.3 billion. The price tag for health care benefits for retired state employees is an almost incomprehensible $24.6 billion. This mounting debt has been virtually ignored for decades. Ignorance may be bliss, according to the old adage, but that bliss carries a price - too high a price.
For that reason I am establishing a working group, with representatives from the Treasurer’s and Comptroller’s Offices, OPM, SEBAC, accountants, actuaries and others to propose short and long term plans for addressing our unfunded liabilities. Their first report will be due by July 1st. I am also offering a proposal today that contains an automatic requirement that half of any budget surplus declared by the Comptroller in her January or May report be automatically deposited into the state’s Rainy Day Fund.
When I was sworn in as Governor on July 1, 2004 our Rainy Day Fund had a zero balance. Zero. I made it a priority to restore the fund, the state’s nest egg, and working with you, it was filled to its largest balance ever by 2008 – nearly $1.4 billion. I am proud of that effort. And it’s a good thing that we took that action because we are now in the midst of our "Rainy Day" – we’re using all of the Fund’s assets this year and next to balance our state budget.
But the Rainy Day Fund is a tempting, too tempting, target. There is never a shortage of people who enjoy spending money and never a dearth of people who are asking for it. Each dollar of surplus spent is one dollar less that can go into the Rainy Day Fund. So, let’s reduce temptation and ensure that half of any surplus declared in January or May be automatically deposited into the Fund. No diversions. No short-sighted thinking. No excuses.
We need to pass these proposals and to act now -- because the outlook for the future is fiscally challenging, to say the least. Early revenue shortfall projections for the outyears are in the billions of dollars.
The Rainy Day Fund will be empty. Federal stimulus grants will be gone. All our outside funds will have been swept. And yet employee, insurance, heating, fuel and other costs will continue to increase appreciably. Quite frankly, the dire circumstances we are facing today will pale in comparison to the challenges that will face the next Governor, the next Legislature.
Every action that we take this year, to finally get state spending under control will ease the budget pain that all will be feeling for the next few years.
So let me be clear about this: I intend to do everything in my power in my remaining months in office to make the changes that are needed to break insatiable spending habits and to make state government affordable once again.
It would not be fair to my successor – or yours - to simply ignore the fiscal problems that we have today and that we all know lie just ahead. We must deal with our current problems this session and develop a plan of action for new leadership next session.
So today I am proposing something rather unique – and rather necessary. Something that will build upon the important work begun by my administration and the legislature in streamlining state government. I am calling for the establishment of a 24-member commission to examine our government, top to bottom, to achieve efficiencies, eliminate redundancies and waste and reduce the size and cost of state government.
Every institution, every structure, service, program and delivery mechanism will be evaluated. And it will be done in a non-partisan manner by all 3 branches of government. Six members will be appointed by me to represent the executive branch. Six will be appointed by the Chief Justice to represent the judicial branch, and six each will be appointed by the Democratic and Republican leadership of the Legislature. There will be three chairs, one from each branch of government. The commission will have until August 30th to conduct their work, the nature of which is clearly spelled out in my legislation. It includes: agency mergers or eliminations; administrative overhead; outdated functions or services and better utilization of information technology. That’s step one.
Step two is a separate four-person board which is established on September 1st. So as to take the politics out of the equation, all branches and both sides of the political aisle are again equally represented. They will review the work and recommendations of the commission. They will also hold hearings and automatically accept those recommendations unless 3 out of 4 members vote to amend or reject any specific recommendation. Their work must be concluded by December 1st. Those recommendations that are administrative in nature will be implemented by the Governor or Chief Justice, as appropriate. The Legislature will have 45 days once the regular session starts next January to vote on the final recommendations – without amendment.
And every step taken will be done in open session, with all documents, phone calls, meeting notes and correspondence open for public inspection. The timeline is tight because we want the recommendations ready for the next Governor, the next Legislature. They will need the recommendations to grapple with the great fiscal challenges we will face. We owe it to them – and to those who pay for our government – our taxpayers – and those who are served by our government. Let the creation of this commission be one of the first bills you act upon so that its work can begin immediately.
And act quickly to fix and preserve the public financing law that so many of us championed and that takes special interest money out of campaigns. Dozens and dozens of candidates are running right now under one set of rules. It is very likely they may find themselves running under another set if we lose our court appeal.
Don’t let us return to the ways of the past. We have cleaned up government and we have cleaned up campaigns. Help me keep them clean. Act. Lead. I'm not scolding. I'm not lecturing. I'm beseeching you: Act. Lead --
On campaign finance reform, job creation and balancing the state budget. Those are the areas I have focused on and most of my proposals are paid for with existing funds. This is not the year for a panoply of expensive new proposals on a wide range of issues. We cannot afford them and the public is not crying out for them.
They want us to fix our economy, fix our state budget, jumpstart job creation and then stay out of their pockets as they start earning paychecks again. And they want us to do this while engaging, not fighting, one another. It’s not too much for them to ask. They put their trust in us – their public trust by electing us to office.
I am honored by that trust and I am proud to be the 87th Governor of this great state. I am proud of all that has been accomplished since I became Governor. Ethics and campaign finance reform. Civil unions. The Charter Oak program for the uninsured. A new hospital at our veterans’ home. New charter and magnet schools. Hundreds of new and refurbished rail cars, updated rail stations and new buses. Thousands of acres of farmland and open space preserved. Dozens of dairy farmers kept in business. College campuses that have been transformed. The list goes on – and it will be added to before I leave office next January.
There is no time for reflection, however, for much work remains ahead, and much history is yet to be written. You know, 2010 marks the 375th year of our great state. We are planning a number of festivities to celebrate all the people and events that have made Connecticut such a special place.
375 years of incredible history, with remarkable people and achievements. We begin the next chapter, the next 375 years of our history, today. I foresee a bright future for our state, but we must first meet the many challenges of today. We will continue to lead the nation in commerce, science, education, culture and so much more. We will rebuild our economy. We will create jobs. And we will put our state back on firm financial footing if we work hard and confront our problems with courage and common sense.
Our foundations are strong, our commitment resolute. The State of our State is challenged but hopeful. Extraordinary times call upon us to do our best. To accept challenges and triumph over them. And triumph we shall, if we work together, with respect and civility.
Before I conclude I would ask that we keep in mind some of our state’s newest heroes – the more than 600 members of the CT National Guard, who are heading to Afghanistan this week, for their deployment to that dangerous country. They are part of the largest deployment of Connecticut soldiers to ever serve overseas. I ask that you keep them and their families in your hearts and in your prayers.
I thank you for the honor of serving as your Governor and I ask you to join me as I say: God Bless the Great State of Connecticut.
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M. Jodi Rell served as a State Representative (1985-1995), Lieutenant Governor (1995-2004) and Governor of Connecticut (2004-2011). She was the second woman and first Republican woman to serve as governor of the state.
by Anthony Price My universe was shaken to its foundation, like a building crumbling to the ground under the force of a 9.0 earthquake, after reading Ben Lamm’s guest column in Entrepreneur magazine: “Stop Calling Everyone an Entrepreneur—They Aren’t.”
I thought this was typical Silicon Valley propaganda, from a hotshot in a hoodie and jeans. But after my less-skeptical self emerged, I began to think there was merit to what Ben was espousing. Ben, the founder of several companies and CEO of a startup, believes that the “entrepreneur” label has become as ubiquitous as Nikes on NBA-wannabes. He says that a lot more people are qualified to manage a “Jamba Juice than take companies from inception, through market traction (paying customers), funding, growth and eventual IPO or exit.”
I full-heartedly agree. Ben comes from a world where solving big “hair-on-fire” problems and scaling a business as fast as possible are crucial to owning a market and attracting OPM: Other People’s Money. This business template requires a steady stream of capital to be pumped into the business as fuel, which most businesses don’t have.
The money that your small business burns through is yours, or if you are lucky, your family’s, friend’s or the bank’s. In reality, a startup business has a limited amount of time to build a business with paying customers, or it will fail. Think of Chobani yogurt in your refrigerator—it’s expiration date is a constant reminder that it will not last forever.
The pressure comes from investors. When you play with OPM, investors are the house, they make the rules, and they want to make lots of money (10, 20, or 30x return or more) from a liquidity event (an exit from your business within five to seven years as a result of selling or going public). In Ben’s view, the mission is the domination of an industry from the playbooks of Facebook, Google and Amazon.
Entrepreneurs Take Big Risks
Entrepreneurs view problems from a unique perspective. George Bernard Shaw, the playwright, said, “The reasonable man adapts himself to the world: the unreasonable one persists in trying to adapt the world to himself. Therefore all progress depends on the unreasonable man.” Entrepreneurs are the unreasonable men (and women), risk-takers, but not gamblers. To them, gambling is working at a job they don’t like, with no future for advancement, for a boss who doesn’t value them. Entrepreneurs are confident in their abilities to solve big problems, assemble a team and scale. They are a special group of people who believe in their vision, talent, version of reality and work ethic.
The biggest differentiator between an entrepreneur and a small-business owner is that the former wants to solve big problems, grow quickly and takes huge risks. Think Facebook, Google, and Tesla. Facebook has over two billion monthly users, and its mission is: “Give people the power to build community and bring the world closer together.” Google is the most visited website on the Internet. Its mission is: “To organize the world’s information and make it universally accessible and useful.” Founded in 2003, Tesla Motor’s mission is: “To accelerate the advent of sustainable transport by bringing compelling mass market electric cars to market as soon as possible.”
Small and Powerful
A business consists of coordinated activities that deliver value to customers with the intent of generating a profit to its owners. There are twenty-nine million small businesses in the U.S., which represent 99.9 percent of all businesses.
The U.S. Small Business Administration (SBA) defines a small business as having fewer than 500 employees; organized for profit; has a place of business in the U.S.; operates primarily in the U.S.; is independently owned and operated, and is not dominant in its field on a national basis. Michael Gerber, the author of The E-Myth states, “There is a myth in this country—I call it the E-Myth—which says that small businesses are started by entrepreneurs risking capital to make a profit. This is simply not so.”
Most small business owners make the misguided assumption that because they know the technical work of the business, they understand the business that does the technical work. These are two different things, just as being a home baker doesn’t make one competent to run a neighborhood bakery or a corporate chain of bakeries. Small business owner does not equal entrepreneur.
Compare Ben Lamm’s vision of a startup business on steroids with how most small businesses start. Look at your favorite small business. For example, the guy (Jim) who owns the automobile repair garage down the street probably started because he either worked in the family business or got tired of working for someone else. Jim doesn’t have a grand vision to be as ubiquitous as Pep Boys. Sure, he wants to make money, but the love of his craft, freedom from a boss, quality of life, and a sense that he can shape his destiny are all reasons that usually motivate someone to start or buy a business.
Just Do It
Customers determine winners in business. But a decisive factor for your future success comes down to how you answer this question: Will you be an entrepreneur or a small-business owner? Entrepreneurs take big risks to create something new, while small-business owners provide goods and services that the market needs right now. Each has its own value.
Life as a small-business owner is appealing. There’s no disputing its impact on the American psyche. In our winner-take-all society, we need balance between big-risk takers and steady small businesses. Ben states, “Entrepreneurs, at their core, are rare, transformative and risky. They are going to propel the society forward with big leaps of creative disruption. Small-business owners give us a stable base that de-risks the moonshots and protects us from the fallout of failures.” Our economy needs both the entrepreneur and the small-business owner.
To succeed in business, you have to know whether you’re playing as an entrepreneur who is ready to change the game, the industry, the world, or as a small-business owner seeking to make an impact on a smaller scale. If you’re trying to change the game, put on a pair of Shaquille O’Neal’s size 22, because that’s what changing the game feels like. Your choice whether to be an entrepreneur or small-business owner will affect how you start, fund, manage, and grow your business.
Takeaway: Decide what you will be. Choose one.
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This is an edited excerpt from Get the Loot and Run: Find Money for Your Business, by Anthony Price of Hartford. Price is founder and CEO of Lootscout, and an entrepreneur, speaker, panelist, and judge for business competitions. A trusted adviser to startups and growing businesses, his expertise is sourcing growth capital for entrepreneurs. This excerpt is published with permission of the author.
Dan Malloy overcame tremendous challenges to build a successful career in public service and law. Born with severe dyslexia and motor-control problems, he was unable to walk steadily or to execute simple tasks like tying his shoes and buttoning his clothes. As a young student, Malloy couldn’t read, spell, or do mathematical problems. But his mother, a public-health nurse, didn’t buy into the idea that her son was slow, says Malloy. “She made a definitive decision to stress the things that I was good at and not bother with the things I wasn’t good at. My mother pushed me to develop my strengths, to focus on my leadership and oral-communications skills. Concentrating on those skills, which were my strengths, helped me meet the challenges of college, law school, and my career.”
Malloy’s mother also encouraged his listening skills by giving him a radio, so he went to bed each night tuned in to the news and other programs. At school, he found little encouragement. One of his teachers labeled him “mentally retarded” as a fourth grader; another hung his failed spelling tests on the wall beside those of “A” students. “It’s a tribute to my mother that I never envisioned that I wouldn’t be successful; I just didn’t know how I’d do it,” he says.
By the end of fifth grade, Malloy could button his clothes and tie his shoes, and by eighth grade, he was a much-improved reader. “I developed some compensatory skills and had halfway decent grades,” he says. “I also had a good level of academic success in high school and remembered everything I read, although reading was still arduous.” Luckily, Malloy attended a supportive high school, which waived the foreign language requirement and any math class beyond Algebra I, in which he scored a D. “That allowed me to take courses I was good at, like social studies and history,” says Malloy, who also had access to books on tape.
“The real point where my future was decided was when I had a serious injury in high school,” says Malloy. Sidelined by a compressed vertebra during football practice, he ended up in pancreatic failure as a result of undiagnosed ulcers. He lost sixty pounds and was not expected to live, until an advanced X-ray machine detected the ulcers and put him on the road to recovery” and to thoughts of college. Early in 1974, he wrote a candid letter to several colleges. “I told them that I almost died and that I had learning disabilities, and I asked them to take a look at me. I was lucky some schools were willing to take a chance on me,” says Malloy, who describes his SAT scores as “abysmal.”
Another byproduct of his dyslexia is Malloy's ability to listen and absorb information, an asset to anyone, but especially to a candidate for public office. At Boston College, his reading skills improved steadily, and his reading retention and comprehension were “off the charts,” says Malloy. “I got very good grades and the school was behind me.” His professors granted him extra time on multiple-choice tests and allowed him to answer essay questions orally or to dictate them to a third person.
He also wrote papers orally, dictating them to his future wife, Cathy, whom he met as a freshman. While Malloy is a fluent reader, reading aloud is difficult, so he plans speeches in his head and delivers them without consulting a written text. Another byproduct of his dyslexia is Malloy’s ability to listen well and absorb large amounts of information, an asset to anyone, but especially to a candidate for public office.
These assets certainly paid off in the November 2010 Connecticut gubernatorial election. In a tight race, Dan Malloy edged out his opponent to take the seat as Connecticut’s 88th governor. He was sworn into office on January 5, 2011. [He will have served two terms when he leaves office in January 2019.]
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This perspective appears on the website of The Yale Center for Dyslexia & Creativity (YCDC). YCDC is a source of research, advocacy and resources to help those with dyslexia reach their full potential. Dyslexia is defined as an unexpected difficulty in learning to read. Dyslexia takes away an individual’s ability to read quickly and automatically, and to retrieve spoken words easily, but it does not dampen their creativity and ingenuity.
The Center’s tools and resources are used widely by parents, educators and those with dyslexia to advocate for greater recognition and support for dyslexic children and adults. YCDC builds awareness in all communities and mobilizes grassroots efforts to close the reading-achievement gap for all students.
The Center also showcases the success stories of adults with dyslexia, including writers, scientists, celebrities, and government and business leaders. Malloy is one of two current Governors featured on the YCDC website. The other is John Hickenlooper of Colorado, a graduate of Wesleyan University in Middletown. California Lieutenant Governor Gavin Newsom, now a candidate for Governor, and former Connecticut Congressman Sam Gejdenson are also among the political leaders profiled.
It was recently announced that Gov. Malloy will be a visiting professor at the Boston College Law School in 2019.
by Arielle Levin Becker Hartford’s Northeast neighborhood is about four miles from West Hartford Center. Yet living in one place or the other can mean a 15-year difference in life expectancy.
That’s according to recently released data that identifies the life expectancy for nearly every census tract in the country, offering a stark illustration of the disparities that exist even between neighborhoods in the same city or region.
In Northeast Hartford, the life expectancy of 68.9 years is more than 11 years below the average life expectancy in Connecticut – 80.8 years. West Hartford Center tops that, at 84.6 years.
Similar patterns hold true across the state. There’s a nearly 14-year life expectancy gap between parts of Bridgeport and neighboring Fairfield. A baby born in Westport has a life expectancy that’s more than 20 years longer than a baby born in Northeast Hartford.
There is variation within cities and towns. In New Haven’s Newhallville neighborhood, life expectancy is 71.7 years. In the neighborhood next door, Prospect Hill, life expectancy is more than a decade longer: 82.3 years.
Depending on the neighborhood, life expectancy in New London ranges from 69.8 years to 83.3 years (a 13.5-year difference), while in Norwalk, it ranges from 76.3 years to 87.9 years (11.6 years). Life expectancy in Torrington ranges from 71.6 years to 85.6 years – a 14-year gap.
The data comes from the United States Small-Area Life Expectancy Estimate Project, an effort of The Robert Wood Johnson Foundation, National Association for Public Health Statistics and Information Systems, and the National Center for Health Statistics, which is part of the Centers for Disease Control and Prevention. The numbers are estimates of average life expectancy at birth for 2010 to 2015 – that is, how long, on average, a person can expect to live.
“It is truly unsettling to see how small differences in geography yield vast differences in health and longevity. In some places, access to healthy food, stable jobs, housing that is safe and affordable, quality education, and smoke-free environments are plentiful. In others, they are severely limited,” Donald F. Schwarz, senior vice president, program at the Robert Wood Johnson Foundation, wrote in a recent blog post. “Data can help us better understand the health disparities across our communities and provide a clearer picture of the biggest health challenges and opportunities we experience.”
All of this new data is consistent with a longstanding challenge in health in Connecticut: While Connecticut is among the healthiest states in the country, there are significant disparities in health outcomes by race and ethnicity – a sign that not everyone has the opportunity to be as healthy as possible.
Here are three examples:
At the Connecticut Health Foundation, our work is centered on eliminating racial and ethnic health disparities and assuring that all Connecticut residents have access to affordable and high-quality care. We focus on ensuring that all state residents have access to health care coverage and a regular source of health care, as well as ensuring that the health care people receive is high-quality and connected to the many non-clinical factors that affect health.
The strategies that can help to eliminate health disparities will benefit everyone. They can also help move Connecticut closer to our vision of a state in which everyone – regardless of race, ethnicity, or socioeconomic status – has the opportunity to be as healthy as possible.
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Arielle Levin Becker is Communications Director for the Connecticut Health Foundation, which focuses on improving health outcomes for people of color and ensuring that all Connecticut residents have access to affordable and high-quality care. Through public policy, grantmaking, and leadership development, the Connecticut Health Foundation works to make lasting changes that improve lives.
by Abby Alter and Heidi Maderia
Professionals who care for young children play an important role in promoting social-emotional development, positive mental health, and relational health, as well as identifying problems early and connecting young children to intervention and treatment services when necessary. Unfortunately, most pre-professional education and training programs lack specific courses or modules related to infant and toddler mental health, and many professionals lack the critical skills needed to work with very young children.
Many states, including Connecticut, are taking steps to ensure that professionals working with infants, toddlers, and their families are well-trained to promote optimal mental health, promote preventive strategies, and facilitate linkage to early intervention or treatment.
Attention to the Mental Health of Young Children is Critical for their Healthy Development
Infant and early childhood mental health is defined as a young child’s capacity to regulate and express emotions, form close and secure relationships, safely explore their environment, and learn. Young children develop these capabilities within the context of their family, environment, community, and culture, as well as through relationships with their primary caregivers. Infants and toddlers who develop healthy and strong social and emotional competency are better prepared for school and have healthier and more prosperous lifelong outcomes.
A System of Professional Endorsement is Improving Connecticut’s Workforce
The Connecticut Association for Infant Mental Health (CT-AIMH) purchased a license in 2010 from the Michigan Association of Infant Mental Health to provide the Endorsement for Culturally Sensitive, Relationship-Focused Practice Promoting Infant Mental Health®. The license was purchased with support from the Children’s Fund of Connecticut, the Connecticut Head Start State Collaborative Office, and others. Since obtaining the license, CT-AIMH has built a statewide competency system known as the CT-AIMH Endorsement® for providers caring for children up to age 3. The system provides professional development through training and education programs with a goal of building a more skilled workforce. In 2017, with help and guidance from a national workgroup, the endorsement system was expanded to include professionals working with children from 3 to age 6.
Becoming endorsed demonstrates that an individual has completed specialized education, related work, in-service training, and reflective supervision/consultation experiences that have led to competency in the promotion and/or practice of infant or early childhood mental health. The credential does not replace licensure or certification, but is meant as evidence of a specialization in the promotion and practice of infant and/or early childhood mental health within each professional field, such as child development, early care and education, pediatrics, psychiatry, psychology, social work, and others. To date, 56 professionals in Connecticut are endorsed in Infant Mental Health through this system, and three providers have earned the Early Childhood Mental Health Endorsement® (currently in its pilot phase). CT-AIMH plans to revise the endorsement program based on lessons learned during this pilot, and offer the Early Childhood Mental Health Endorsement® to professionals in 2019.
Additional Measures to Build a More Competent Infant and Early Childhood Workforce
Connecticut agencies and stakeholders have taken several steps to build a more competent infant and early childhood workforce. Examples include: increasing support for reflective supervision/consultation groups in Birth to Three and home visiting programs; committing to having at least one endorsed infant mental health professional on staff for every Birth to Three operated program; and providing a bi-annual infant mental health training series for child welfare and Head Start staff through a partnership with Head Start, the Department of Children and Families, and CT-AIMH.
While these measures are expanding the capacity of the early childhood workforce in Connecticut to address the social and emotional needs of young children, more can and should be done. Recommendations for Connecticut include:
These additional actions can advance and sustain a statewide system of professionals who are endorsed and credentialed in infant and early childhood mental health. In that way, we can best promote optimal mental health and preventive strategies, and facilitate, as needed, early intervention or treatment.
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Abby Alter is Senior Associate for Early Childhood Initiatives at the Child Health and Development Institute, and Heidi Maderia is Executive Director of the Connecticut Association for Infant Mental Health. To learn more, visit www.ct-aimh.org or read "The Infant Mental Health Workforce: Key to Promoting the Healthy Social and Emotional Development of Children." This article was adapted from an Issue Brief developed for Child Health and Development Institute of Connecticut, Inc, a catalyst for improving the health, mental health and early care systems for children in Connecticut.
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