Add a Teen Driver to Policy? Rates Double in CT, 8th Highest Increase in Nation

Adding a teen driver to the family automobile insurance policy drives up rates.  That’s true everywhere across the United States, and in Connecticut the increase is among the highest in the nation, almost doubling the policy's premium. A new survey reveals that the average premium increase in Connecticut when adding a teen driver to an existing policy is 96.3 percent, which is the 8^th highest increase in the U.S.  The only states with higher jumps in premiums are New Hampshire, Rhode Island, Arizona, Wyoming, Ohio, Oregon and Maine.

The study, by insuranceQuotes, found that the average increase in premiums across the country when a teen driver is added to an existing policy is 79 percent.  That is a slight improvement from a few years ago, when the increase nationwide averaged 84 percent.

The study also found that it costs more to add a young male driver than a female driver to an existing policy - adding a male teen to a married couple's policy results in a national average premium increase of 91 percent, compared to an increase of 67 percent for a female.  The difference is wider the younger the driver.  For 16 year old male driver is added, for example, the premium cost more than doubles on an existing policy.

Connecticut has consistently been ranked in the top ten, with among the highest increases when a teenage driver is added to an existing policy.  A year ago, Connecticut was ranked 7^th, with a 98.3 percent increase in insurance rates after adding a teen driver.  The previous year, Connecticut ranked 5^th in the annual survey, with an increase of 102.4 percent in the policy cost when a teen driver was added.

According to the data, the largest increases in Connecticut were in New Haven County, more than 11 percent higher than the statewide average.  Tolland, Windham, Middlesex and New London counties were slightly lower than the statewide average; Hartford and Fairfield counties slightly higher.

Laura Adams, senior insurance analyst at insuranceQuotes stressed that states differ considerably when it comes to the cost of insuring a teenage driver – noting that a teen added to a married adult's auto policy in New Hampshire results in an average annual premium increase of 125 percent, while in Hawaii the average increase is just 17 percent.  New Hampshire had the highest increase in each of the past three years.

"Insurance companies have pretty wide lattitude in many states in the reasons for raising rates, and in some states adding a teen really moves the needle," Adams told CT by the Numbers.  As for Connecticut, Adams said she doesn't see any reprieve anytime soon.  "Teen drivers are among the riskiest, and companies take advantage of the opportunity to raise rates."

Perhaps the most significant underlying factor is that each state regulates insurance differently, and those regulatory differences account for some of the variations in the study’s findings, according to insuranceQuotes.  For instance, Hawaii is the only state that doesn't allow insurance providers to consider age, gender or length of driving experience when determining premiums. That means that the cost for teens doesn't differ much from the cost for adults buying auto insurance.  This may also account for lower increases in states such as New York, Michigan and North Carolina, where insurance is regulated more strictly and rating factors are more stringent, insuranceQuotes points out.   The increases in those states when adding a teen to an existing policy were all below 60 percent, among the lowest increases in the nation.

Adams noted that people often notice the difference in rates when they move to another state.  "You are penalized for where you live.  States handle this very differently."

She added that "regardless of the costs to insure your teen driver, safety is the No. 1 priority. We suggest parents educate teens on the dangers of driving, especially when it comes to texting while driving, or driving under the influence.”

Kathy Bernstein, senior manager of the National Safety Council's Teen Driving Initiatives, told insuranceQuotes that the riskiness of teens behind the wheel may be "leveling off."  For instance, in 1978 there were nearly 10,000 teen driver deaths, according to the Insurance Institute for Highway Safety (IIHS). That number has dropped every year since then. In 2014, the number of teen driver deaths was about 2,600.  The percentage of teens on the road has steadily declined as well. According to a recent study from the University of Michigan, 69 percent of 17-year-old Americans had a license 30 years ago. Now, less than half have a license - 45 percent.

Adams indicated that as teen drivers get older and gain driving experience, rates tend to come down, unless, of course, they happen to have an accident in which they are at fault.  In those instances, "very high rates" result.

For the annual study, insuranceQuotes and Quadrant Information Services examined the economic impact of adding a driver between the ages of 16 and 19 to a family's existing car insurance policy.  The insuranceQuotes website provides consumers with a free, easy way to compare insurance quotes online for auto, home, health, life and business policies.

State Residents Pessimistic About State Economy, Upbeat About Personal Finances, Survey Finds

The state’s budget crisis, and months of fiscal wrangling at the State Capitol, appears to have taken a toll on the economic outlook of Connecticut residents.  Despite growing optimism about their personal financial situation, state residents are increasingly pessimistic about the state’s finances and employment prospects, and are preparing to do some personal belt-tightening as a result. In the latest InformCT Consumer Confidence Survey, for the first quarter of 2016, the percentage who believe that the Connecticut economy is improving has dropped 10 points from the first quarter of 2015 to the first quarter this year, from just over one-third (34%) of state residents to just  under one-quarter (24%).

A year ago, when asked about current business conditions in Connecticut versus six months prior, 29 percent said conditions were better and only 22 percent said they were worse.  That break-down has now flipped, with 22 percent stating “better” and 29 percent saying business conditions are worse.

A majority of respondents (56%) said they intend to make some (41%), or significant (15%), cuts to their personal budget, as a result of budget cuts at the state level.  Only four in ten say that state cuts will have no effect “on me personally.”  Asked what the state should do to best remedy the budget shortfall, six in ten (59%) urged the state to reduce spending while four in ten (43%) suggested raising taxes on the top 1% of income households.

The quarterly survey is released by InformCT, a public-private partnership that provides independent, non-partisan research, analysis, and public outreach to help create fact-based dialogue and action in Connecticut.  Administered by researchers from the Connecticut Economic Resource Center, Inc. (CERC) and Smith & Company, the analysis is based on the responses of residents across Connecticut and addresses key economic issues, providing a glimpse of the public’s views.

Regarding the employment picture, state residents increasingly believe that although there are jobs available, but 6 in 10 believe there are “not enough.”  And 42 percent are concerned that either their job, or their spouse’s job, is in jeopardy - up from 33 percent in the previous quarter, and the highest level the quarterly survey has seen in the past year.

When it comes to their own finances, state residents are markedly more upbeat.  One-third (32%) say they are better off than 6 months ago (up from 24% in the previous quarterly survey) and 44 percent believe they will be better off six months from now than they are today, a jump of 10 points from last quarter.  More than 8 in 10 residents (83%) say that from a personal financial standpoint, they will be much better off, somewhat better off, or about the same, six months from now.

State residents continue to be persistent in their view that Connecticut is a good place to live and raise a family, with 48 percent expressing that view, and only 29 percent disagreeing – a number that hasn’t budged much during the past year.  Yet, the percentage of respondents who say they are likely to move out of the state in the next five years has increased to its highest level in five quarters, to 43 percent, after hovering between 32 percent and 39 percent with that view in the four quarterly surveys of 2015.

Perhaps driven by economic necessity, the public’s view of regionalism – long an anathema in Connecticut – indicates receptivity.  Four in ten now believe that services such as public safety, public health, libraries, education and animal control “could effectively be delivered regionally.”  And 52 percent believe that the best way to grow the economy is to invest in local schools, transportation choices and walkable areas, versus 48 percent who view recruiting companies to the area as the best way to grow the economy.

Awards Will Recognize Innovative Efforts Invigorating CT Main Streets

A local theater helping to re-energize downtown Fairfield and a New London developer and property manager who took it upon himself to improve a neighborhood by offering attractive housing that is also affordable are just two of the initiatives being recognized with a 2016 Award of Excellence from the Connecticut Main Street Center (CMSC). In total, five recipients have been selected to receive the prestigious awards, including organizations and initiatives from Fairfield, Farmington, Mansfield, New London and Waterbury.

Also being recognized with awards are a public outreach effort in Farmington that resulted in hundreds of residents voicing their opinion on plans for a new gateway into the town; a holiday window display competition that draws shoppers back to downtown Waterbury while garnering extra press and marketing for the businesses; and a new Town Square in Storrs Center, built around the unique needs of the space and the people that use it.

This year's awards will be presented on June 6th at E.O. Smith High School in downtown Storrs.  CMSC’s mission is to be the catalyst that ignites Connecticut's Main Streets as the cornerstone of thriving communities. CMSC is dedicated to community and economic development within the context of historic preservation, and is committed to bringing Connecticut's commercial districts back to life socially and economically.

In addition to the competitive Awards of Excellence, where CMSC members submit applications that are reviewed by a jury of industry-related professionals and CMSC staff, CMSC also named Upper Albany Main Street (a CMSC member community) and the University of Hartford to receive the Founder's Award for their long and fruitful partnership - a relationship that has not only helped improve the appearance of the Avenue, but empowered many of the small business merchants in the neighborhood as well.

In addition, the Jack Shannahan Prize for Public Service was awarded to the Legislative Commission on Aging in recognition of their Livable Communities initiative.  This initiative aims to create thriving places for residents to grow up and grow older, notably by helping prepare Connecticut for the challenges presented by a rapidly increasing aging demographic through education, awareness and advocacy.

"This year's crop of winners is really special, because they demonstrate how important incorporating the voice of the people is in the final success of a project," said CMSC President & CEO John Simone. "In Farmington, Fairfield and Mansfield especially, each one either specifically asked - or was smart enough to observe - what people wanted in the space, and made changes accordingly.  As a result, there is greater support and usage of their public spaces and private businesses, meaning more people on Main Street and more money for the town coffers."

The June 6 awards ceremony will be followed by interactive experiences in the new Storrs Center.  Activities will include guided tours of the downtown development, a collaboration with the Ballard Institute and Museum of Puppetry, time for dinner and exploration among the Center's many shops and restaurants, and a closing concert featuring the Funky Dawgz Brass Band.

Created in 2003 to recognize outstanding projects, individuals and partnerships in community efforts to bring traditional downtowns and neighborhood commercial districts back to life, socially and economically, the Awards of Excellence are presented annually at CMSC's Awards Gala.  The evening’s welcome Reception Sponsor is United Illuminating and awards are presented with support from Webster Bank and Eversource Energy. 

Greater Hartford Grows as Regional Workforce Ecosystem

It may not be widely recognized, but the Greater Hartford area has become a dynamic, participatory, collaborative regional ecosystem.  And during National Workforce Development Week, which is celebrated nationally this week, that is an especially salient development. What exactly does that mean?  First, the definition: any time that partners within a region come together to solve problems, and meet regularly to answer new challenges, a regional ecosystem in is play.  An “ecosystem” is defined as a system, or a group of interconnected elements, formed by the interaction of a community of organisms with their environment. A “Regional Ecosystem” is just that –specific to a geographic region. 

In North Central Connecticut, the regional ecosystem is helping business grow, and find the talent they need, and it is affecting the greater welfare of society, even in these extremely challenging times with budget deficits, and economic pressures that abound.  So says Thomas Phillips, President and CEO of Capital Workforce Partners, among the drivers of progress underway across the 37-town region.

Regional ecosystems are like a chain of links, he explains, with each link playing a key role in holding the work together.  “In workforce development – the regional ecosystem is comprised of strategic partnerships with industry, education, economic development, community organizations, labor and business-led workforce boards – leading programs that are nimble, flexible, adaptable and generating economic opportunity for business and job seekers.”

Among the leading examples of the local regional ecosystems - focusing on workforce development - which use a set of common goals and outcomes:

1. MoveUp! – a regional ecosystem addressing the challenges relating to adult literacy, with 26 partners working collectively
2. Opportunity Youth – a regional ecosystem addressing the challenges of reconnecting out-of-work, out-of-school youth to education, training and careers, with over 50 partners and funders working collectively
3. Best Chance – a regional ecosystem addressing the challenges of returning citizens – finding sustainable employment for former offenders, with 15 partners working collectively
4. The Hartford Coalition on Education and Talent (soon to be renamed) – a regional ecosystem designed to help more youth complete post-secondary education while closing the gap experienced by employers, with 8+ partners working collectively. “Be on the lookout for the work this group is doing – building pathways of success for the youth in our region,” says Paul Holzer, President of Achieve Hartford, spearheading this effort.
5. The Knowledge Corridor – a region that crosses the Connecticut and Massachusetts border, this area is also a home to a robust regional ecosystem that includes 64,000 businesses, 41 colleges and universities, a labor force of 1.34 million and an international airport.

The organizations involved - scores of them - range from well-known names, such as Leadership Greater Hartford, Literacy volunteers, Capitol Region Education Council and the Hispanic Health Council, to those lesser known but just as vital.

“As ‘conveners,’ workforce development boards are often the ‘clasp’ of the chain, keeping all the links together, moving with changes in time,” says Phillips. “That means workforce development, economic development and education are responding collectively to work together toward sustainable jobs, talent creation and business growth.”

The number of organizations that collaborate continues to grow, with different organizations playing a lead role in select initiatives.  But there is definitely strength in numbers, they point out.

At the national level, officials note, the U. S. Conference of Mayors (USCM), Workforce Development Council is spearheading an effort to help each region have better access to best practices in building strong regional ecosystems.  The organizations is also working toward building more consistent communications and program focus that is designed to result in better outcomes.

That can best be accomplished region-by-region –addressing local area needs with locally based organizations.

Andrew McGough, Executive Director of the Portland, Oregon Workforce Development Board and Chair the USCM Workforce Development Committee, stresses that “Business-led local workforce boards lead the system through strategic partnerships with industry, education, community organizations, and labor, resulting in greater effectiveness and efficiency in serving businesses and job seekers in our communities.”

The Capital Workforce Partners website includes a list of participating community organizations.

Meriden Re-Make Continues, Spurred by State Support; Additional Funds Sought to Implement Plan

The City of Meriden is seeking $2 million from the State of Connecticut to improve six roadway sections in downtown Meriden, to improve traffic flow, improve accessibility and increase safety for vehicles, bicyclists and pedestrians traveling within Meriden’s Transit Oriented Development (TOD) zoning district. The grant application is the latest effort as part of the city’s “Meriden 2020 Bringing It Together” initiative, which is focused on transit oriented development to recapture the luster of the “Silver City”  and has received a steady flow of state funds in recent months to boost the effort.

The roadway sections - including Colony Street, West Main Street, State Street, Perkins Square/South Colony and East Main Street - were selected and analyzed for improvements in prior studies and investigations.  The initiative is an outgrowth of a two State of Connecticut TOD Pilot grants, a US Dept. of Housing and Urban Development (HUD) Sustainable Challenge grant and a HUD Choice Neighborhoods Planning grant.

A website, meriden2020.com, highlights the numerous efforts underway to redevelop the city’s central business, including ways to resolve historic flooding issues, repurpose underutilized brownfield sites, remake the rail station area into a modern transportation center, and provide links to the regional trail system.

Meriden’s Transit Oriented Development program seeks to “transform the Meriden Transit Center (MTC) and the half-mile area around it into a vibrant neighborhood that includes new residential and commercial development, public spaces and improved access to public transportation.” Construction of the new transportation center is underway, and local officials recently initiated a study to examine planned ridership and usage by area residents and businesses.

Last week, the Connecticut Housing Finance Authority (CHFA) and Department of Housing (DOH) announced approval funds for a proposed mixed use development project at 161-177 State Street, which is phase one of a multi-phase project that includes demolition of the Mills public housing project and implementation of the Harbor Brook Flood Control project north of the Hub site.   The new building will be within walking distance of Meriden`s new Transit center.

The proposed project will have 75-units of mixed-income family housing, with ground level retail space and a preschool. The property will include eight supportive units and 60 units targeted for households with incomes of 60 percent or less of Area Median Income (AMI). In addition, 26 of the 60 units will be supported by project based Section 8.

In February, the Connecticut Small Business Development Center (CTSBDC), the City of Meriden and The Midstate Chamber of Commerce announced the opening of the newest CTSBDC office, to be located at Meriden City Hall.

The new office is offering professional, confidential business advising to entrepreneurs in every stage of business and all industry sectors in the City of Meriden. “This beneficial partnership between the Connecticut Small Business Development Center and the City of Meriden ensures that entrepreneurs of the city have access to the necessary resources available to assist with starting or growing their business. This allows for economic growth and job creation in this area,” said CTSBDC State Director Emily Carter. CTSBDC also has a “virtual” location at the Meriden Public Library, where individuals can connect with CTSBDC advisors online.

In January, Meriden was awarded $100,000 in state funds to further revitalization and redevelopment in the TOD and Choice Neighborhoods target areas. The funding came through the state Department of Economic and Community Development (DECD) Brownfield Area-Wide Revitalization (BAR) Grant program, a year-old state pilot program that encourages communities to consider areas such as neighborhoods, downtowns, waterfront districts, or other sections with multiple brownfields and develop strategies to assess, clean up, and reuse the parcels for business, housing, and public amenities that will generate jobs and revenues and revitalize the entire area.

Weeks later, the Department of Economic and Community Development awarded the Meriden a $2 million grant for the demolition and remediation of the Mills Public Housing Complex.  The city plans to demolish the structures at 144 Mills Memorial as a prerequisite to implementing the Harbor Brook Flood Control Plan at the site.  While the 144 Mills Memorial site will be used for flood control purposes and will not be used for development, officials say the construction of the flood control plan at the site will allow for development to proceed at the adjacent sites, which include the Meriden Hub Site (located at 1-77 State Street) and at the Mills Megablock site (located at 161-177 State Street and 62 Cedar Street).

Meriden officials point out that commuter rail service to Hartford and New Haven is scheduled to begin later this year.  The new commuter rail service is expected to spur significant “transit oriented development” in the city center.  Once the rail service is operational, nearly 140,000 workers located within one mile of a rail station will be able to commute to Meriden within a 40-minute ride, the website points out.

West Hartford’s Newly Developed Complete Streets Policy is #2 in the Nation for 2015

West Hartford’s Complete Streets policy, adopted in 2015, has been named the second best new policy in the nation by Smart Growth America and the Complete Streets Coalition. The coalition highlighted 16 communities nationwide for their outstanding new policies, among 82 communities that adopted Complete Streets policies during the year.  Nationwide, there are now a total of 899 Complete Streets policies in place in all 50 states, the organization announced this month. A Complete Streets approach creates an integrated transportation system that supports safe travel for people of all ages and abilities. This approach redefines what a transportation network looks like, which goals a public agency sets out to meet, and how communities prioritize their transportation spending. A Complete Streets policy is one of the best ways to set this approach into motion, Smart Growth American emphasized.

The U.S. Surgeon General and Secretary of Transportation both spoke out for more Complete Streets last year and Congress passed a transportation bill that included Complete Streets language for the first time ever.

The Complete Streets laws, resolutions, agency policies, and planning and design documents establish a process for selecting, funding, planning, designing, and building transportation projects that allow safe access for everyone, regardless of age, ability, income or ethnicity, and no matter how they travel.

Across the country, 32 state governments or agencies, 76 regional organizations, and 663 individual municipalities have all adopted such policies to create safer, multimodal transportation networks.

West Hartford’s policy is the result of a process that began in 2009 with the adoption of the Town’s 2009-2019 Plan of Conservation and Development,” according to town Deputy Mayor Shari Cantor.  She said the plan “promote[s] an integrated and balanced “complete street” transportation system which provides the best possible service, mobility convenience and safety while reinforcing a positive social, economic, and environmental influence on West Hartford.

“Utilizing a comprehensive public participatory process, guided by the leadership of the Town Council; the advocacy efforts of various community groups in West Hartford including our Bicycle Advisory Committee, and the work of our Town staff; we were able to develop and adopt this tremendous Complete Streets Policy,” said Mrs. Cantor in response to the national recognition.

Each year, the National Complete Streets Coalition analyzes newly passed Complete Streets policies. The Coalition examines and scores policy language using the guidelines laid out in our ideal policy elements. Ideal policies state a community’s vision for transportation, provide for many types of users, complement community needs, and establish a flexible project delivery approach. Different types of policy statements are included in the Coalition’s review, including legislation, resolutions, executive orders, internal policies, and policies adopted by an elected board.

The Coalition ranks new Complete Streets policies to celebrate the people who developed exceptional policy language and to provide leaders at all levels of government with examples of strong Complete Streets policies.

Sixteen agencies led the nation in creating and adopting comprehensive Complete Streets policies in 2015. Topping the list, with the first-ever score of 100, was Reading, PA, followed by West Hartford, Park Forest, IL and South Bend, IN.  Four of the next seven slots went to communities in Massachusetts:  Longmeadow, Weymouth, Ashland, Natick and Norwell.  The others were Omaha, NE and Incennes, IN.

Of the 663 municipalities with Complete Streets policies, 239 (or 36 percent) are suburban communities. Small towns, often in rural areas, have passed 111 policies, or 17 percent of all municipal policies. On the other end of the spectrum, 12 of the 15 most populous cities in the country have committed to Complete Streets with a policy, according to the organization’s 2015 report. 

“A Complete Streets approach is about helping everyone stay safe on the road—no matter if they’re walking, biking, taking transit, using an assistive device, or driving,” said Emiko Atherton, Director of the National Complete Streets Coalition. “Passing a Complete Streets policy is one of the best actions communities can take toward achieving these goals.”

Connecticut became the 10^th state in the nation to adopt a Complete Streets law, in 2009.  The law mandates “accommodations for all users shall be a routine part of the planning, design, construction and operating activities” of all state highways. Connecticut’s Complete Streets law has evolved, and now (Conn. Gen. Stat. §13-153f) requires pedestrians, cyclists, and transit users to be routinely considered in the planning, designing, construction and operation of all roads.

In 2014, Bike Walk Connecticut released a first-of-its-kind ranking of the state’s cities and towns on how bike- and walk-friendly they are. Simsbury (1), New Haven (2), New Britain (3), Glastonbury (4), and Middletown (5) claimed top honors as the five most bike- and walk-friendly communities.

Earlier this year, the University of Connecticut released a study that shows how shared space, a design concept that encourages all users to share street space, can provide much greater vehicular capacity than conventional intersections and increases pedestrian convenience. The study found that by redesigning streets and intersections as human-scaled places and incorporating shared space concepts, communities of all sizes have successfully encouraged active transportation, stimulated their local economies, reduced accident severity, and lessened their environmental impacts. The study compared actual user delays at six shared space intersections to expected user delays using standard U.S. traffic modeling software.  The state Department of Transportation issued a policy document in 2014 consistent with the law.

The criteria used in the Complete Streets evaluation include:

1. Vision: The policy establishes a motivating vision for why the community wants Complete Streets: to improve safety, promote better health, make overall travel more efficient, improve the convenience of choices, or for other reasons.
2. All users and modes: The policy specifies that “all modes” includes walking, bicycling, riding public transportation, driving trucks, buses and automobiles and “all users” includes people of all ages and abilities.
3. All projects and phases: All types of transportation projects are subject to the policy, including design, planning, construction, maintenance, and operations of new and existing streets and facilities.
4. Clear, accountable exceptions: Any exceptions to the policy are specified and approved by a high-level official.
5. Network: The policy recognizes the need to create a comprehensive, integrated and connected network for all modes and encourages street connectivity.
6. Jurisdiction: All other agencies that govern transportation activities can clearly understand the policy’s application and may be involved in the process as appropriate.
7. Design: The policy recommends use of the latest and best design criteria and guidelines, while recognizing the need for design flexibility to balance user needs in context.
8. Context sensitivity: The current and planned context—buildings, land use, transportation, and community needs—is considered in when planning and designing transportation solutions.
9. Performance measures: The policy includes performance standards with measurable outcomes.
10. Implementation steps: Specific next steps for implementing the policy are described.

The National Complete Streets Coalition, a program of Smart Growth America, is a non-profit, non-partisan alliance of public interest organizations and transportation professionals committed to the development and implementation of Complete Streets policies and practices. A nationwide movement launched by the Coalition in 2004, Complete Streets is the integration of people and place in the planning, design, construction, operation, and maintenance of transportation networks.

CT Ranks As 7th Greenest State in the Nation, Analysis Says

Earth Day 2016 – celebrated on April 22 – will be observed in communities throughout Connecticut this weekend, against the backdrop of a new state-by-state analysis that ranks Connecticut as the 7^th “greenest” state in the nation. WalletHub’s analysts compared the 50 states across three key dimensions: 1) Environmental Quality, 2) Eco-Friendly Behaviors and 3) Climate-Change Contributions, including 17 key metrics that “speak to the health of the current environment as well as the environmental impact of people’s daily habits.”

Topping the list were Vermont, Washington, Massachusetts, Oregon, Minnesota, Maine, Connecticut, New York, New Hampshire and New Jersey.  The data set ranges from “Total Municipal Solid Waste per Capita” to “Energy Efficiency Score” to “Carbon Dioxide Emissions per Capita.”

Connecticut’s highest ranking in the individual categories was in Water Quality, where the state ranked first.  Other top finished include Energy-Efficiency (6^th), Carbon Dioxide Emissions per Capita (6^th), and Gasoline Consumption per Capita (12^th).

The state ranked in the middle-of-the-pack in Percent of the Population Not Driving to Work (22^nd), Air Quality (24^th) and Percentage of Recycled Municipal Solid Waste (25^th).

In the three overall categories, Connecticut ranked 2^nd in Climate Change Contributions, 5^th in Environmental Quality, and 23^rd in Eco-Friendly Behavior.

At the bottom of the WalletHub ranking were Oklahoma, Nebraska, West Virginia, Montana, North Dakota and Wyoming.

Greater Hartford Residents Prefer Focus on Vibrant Communities Over Recruiting Businesses

In a time of reduced resources and stark choices for policy makers, a survey of Greater Hartford residents suggests that investments aimed at creating vibrant communities, with the focus on local schools, transportation options, walkable, attractive physical environment is preferred to devoting greater resources to recruiting employers. In a survey for the Hartford Foundation for Public Giving as part of the Metro Hartford Progress Points effort, and conducted by Inform CT, residents of Hartford and Tolland County, by 57 percent to 43 percent, said that investing in communities was a better approach than recruiting businesses.

The findings reaffirm one of the key goals in the new three-year strategic plan of HFPG, launched earlier this year, developing vibrant communities.  The plan states that “All of our region’s residents should have the opportunity to live and contribute to strong, safe vibrant communities,” and calls for a “focus on people and places with the greatest need by engaging and supporting partners who promote meaningful civic engagement, safe affordable housing, quality health and mental health care and a rich diversity of cultural and other experiences to improve the quality of life.”

The data from the survey reflect a difference of opinion among older residents of the region.  Individuals over age 46 took the opposite view from younger residents, with a majority expressing a preference for spending skewed toward recruiting companies.   The reversal was dramatic, with two-thirds of those age 36-45 preferring investing in communities, by a margin of 67%-33%, and individuals age 46-55 expressing a preference for resources to be aimed at recruiting companies, with two-thirds holding the opposite view, 63%-38%.

Across all age groups, a majority of homeowners preferred that the emphasis be on vibrant communities, 52%-48%, and an even larger majority of respondents who are not homeowners, 64%-36%, shared the same view.

The preference for policy to be targeted more towards assuring vibrant communities than recruiting companies was consistent across a majority of respondents of various education levels and among white, black and Hispanic residents of the region, according to the survey.  A majority of survey respondents who are currently employed full-time, as well as those working part-time, and those unemployed all expressed a preference for investing in communities rather than recruiting companies.

The Greater Hartford survey results are not inconsistent with data gathered elsewhere.  A March 2014 national survey by the American Planning Association (APA) found that Millennials and Baby Boomers want cities to focus less on recruiting new companies and more on investing in new transportation options, walkable communities, and making the area as attractive as possible. The national survey found that 65 percent of all respondents and 74 percent of millennials believe investing in schools, transportation choices and walkable areas is a better way to grow the economy than investing in recruiting companies to move to the area, according to the APA.

A 2013 study in Michigan, posing similar questions, brought similar results.  In the statewide survey, 64 percent of Michigan citizens said they believed the most important thing state government can do for job creation is to “provide quality education, good roads and transportation, good public services like safety, water, fire, parks and libraries that create an environment in which people want to live, work and run a business.”  This contrasts with 29 percent who said the most important thing state government can do is to “cut taxes for individuals and businesses.”

Earlier this month, at the annual Municipal Collaboration Summit organized by the Hartford Business Journal, one of the session’s was devoted to an exploration of “Building Vibrant Communities,” with observations from representatives of Connecticut Main Street Center, the Partnership for Strong Communities and the Connecticut Economic Resource Center.

The Hartford Foundation for Public Giving serves 29 towns, hundreds of nonprofits and more than 750,000 residents in the Greater Hartford region.  As Greater Hartford’s community foundation, HFPG brings together members of the community to “share information, understand local problems and put resources behind effective solutions.”

Developed by a group of key regional stakeholders, Metro Hartford Progress Points is a periodic 'check-up' to build greater understanding about issues facing the Greater Hartford community. The second edition of Progress Points, released late last year, takes a deeper look at key issues impacting our communities and how they are connected, with a particular focus on access to better schools, better jobs and stronger neighborhoods.  Along with the Hartford Foundation, partners include the Hispanic Health Council, MetroHartford Alliance, United Way of Central and Northeastern Connecticut, Urban League of Greater Hartford, Capitol Workforce Partners, Capitol Region Council of Governments, the Center for Urban and Global Studies at Trinity College and the City of Hartford.

The survey was conducted for the Foundation during the 4^th quarter of 2015 by Inform CT.

Increased Municipal Burden, Disproportionate Impact on Low-Income Drivers Among Possible Effects of Highway Tolls, Report Finds

If Connecticut opts to introduce a system of tolls on the state’s roads to help fund a significant expansion of transportation infrastructure projects in the years ahead, the toll system instituted could run the risk of causing an increased use of local roadways that “could shift the burden of maintenance and congestion to municipalities,” and lower income residents in the state could be faced with “a higher burden relative to their incomes than wealthier Connecticut residents.” Those warnings to policy makers are included in an Issue Brief  by Inform CT that reviews the various tolling options and respective challenges posed.  Connecticut eliminated tolls more than 30 years ago in the aftermath of a horrific accident at the Stratford toll plaza, and state leaders have been in a “perpetual debate about whether to reinstate them ever since,” the paper points out.

With overhauling the state’s transportation system is a leading element in Governor Malloy’s agenda to boost the state’s economy, renewed attention is being paid to methods of generating sufficient revenue to support those initiatives, and to issues raised in the 2015 policy brief.  Spurred by advances in technology, the possibility of imposing a system of electronic tolls, such as those in use in other states, are among the considerations, with border tolling, distance tolling and congestion pricing among the options.

The issue brief indicated that a disadvantage of a distance toll system on all limited access highways in Connecticut would be that it “could create an incentive for people to use alternative roadways. The increased use of these roadways could shift the burden of maintenance and congestion to municipalities.” The advantage would be that distance tolls “could help to more efficiently allocate the cost of these roadways to drivers who use them the most.”

In analyzing the potential impact of tolls placed at Connecticut’s borders, the policy paper notes that while such an approach would “help to ensure that out-of-state residents driving through Connecticut pay for their use of Connecticut’s roadways,” border tolls “place a disproportionate burden on residents of Connecticut who commute out-of-state to work. This burden is further amplified if we believe that, on average, these out-of-state commuters use a smaller share of the roadways than their in-state commuting counterparts.”

Congestion pricing, which provides for higher toll charges at peak traffic times, “helps to limit traffic on major roadways and create an incentive for people to use more environmentally friendly forms of public transportation,” the policy paper indicates.  However, a congestion pricing system “could polarize roadway use by displacing low income commuters during peak driving hours. Congestion pricing could also create displacement effects whereby the increased use of local roadways could shift the burden of maintenance and congestion to municipalities.”

The report suggests that “congestion pricing and distance tolls could become more affordable for low income residents if electronic payment systems were implemented that allow for income-based rate reductions.”

Earlier this year, a study panel recommended installing tolls and raising taxes in order to pay for Malloy's 30-year, $100 billion transportation program.  Legislators have said that any decision on the imposition of tolls is at least a year away, as attention focuses during the current session on establishing a method to assure that money allocated to transportation is not redirected to other areas of government.

The issue brief also stress that “a key consideration when trying to outweigh the benefits and costs of implementing tolling in Connecticut is how the revenue from the tax will be redistributed to the residents of the state.” It goes on to highlight that “as the bill stands, the monies raised would go into the Special Transportation Fund but allocation of the monies from there is not specified. The allocation of these funds is an important discussion that needs to take place before the impact of the legislation can be considered in earnest.”

InformCT is a public-private partnership that currently includes staff from the Connecticut Economic Resource Center and the Connecticut Data Collaborative. The mission of InformCT is to provide independent, non-partisan research, analysis, and public outreach focused on issues in Connecticut, and to act as the convener for fact-based dialogue and action.

CT Ranks 10th in Percentage of Structurally Deficient, Functionally Obsolete Bridges

Of Connecticut’s 4,225 bridges, 357 are structurally deficient (8.4%) and another 1,087 are functionally obsolete.  That’s 34 percent of the state’s bridges deemed deficient by experts – and it ranks Connecticut as the 10^th worst state in the nation, by percentage. Worse than Connecticut?  Only Rhode Island, Massachusetts, Hawaii, Pennsylvania, Alaska, New York, West Virginia, New Jersey and Maine.  The data, compiled by the Federal Highway Administration of the U.S. Department of Transportation, reflects information and analysis through December 31, 2015. 

While the number of structurally deficient bridges in Connecticut is the lowest since 2006, the number of functionally obsolete structures has climbed in recent years, and is now the highest since 2010.  The total number of bridges in the two categories has dropped in each of the past three years, but remains at about one-third of the state’s bridges.  Connecticut ranks 26^th in the percentage of structurally deficient bridges.

According to the Nation Bridge Inventory Database website, Structurally Deficient is a status used to describe a bridge that has one or more structural defects that require attention. This status does not indicate the severity of the defect but rather that a defect is present. Conditions driving the designation could include the bridge deck, the superstructure or the substructure of the bridge.

The sufficiency rating is calculated per a formula defined by the Federal Highway Administration, which places 55 percent value on the structural condition of the bridge, 30 percent on its serviceability and obsolescence, and 15 percent on its essentiality to public use. According to the Iowa Department of Transportation, “a structurally deficient bridge, when left open to traffic, typically requires significant maintenance and repair to remain in service and eventual rehabilitation or replacement to address deficiencies.”

The category Functionally Obsolete is a status used to describe a bridge that is no longer by design functionally adequate for its task. Reasons for this status include that the bridge doesn't have enough lanes to accommodate the traffic flow, it may be a drawbridge on a congested highway, or it may not have space for emergency shoulders, according to the National Bridge Inventory Database. Functionally Obsolete does not communicate anything of a structural nature – it may be perfectly safe and structurally sound, but may be the source of traffic jams or may not have a high enough clearance to allow an oversized vehicle.

A year ago, Connecticut has 378 structurally deficient bridges and 1,079 considered functionally obsolete. Two years ago, 413 bridges were defined as structurally deficient and 1,059 were listed as functionally obsolete.

A January 2016 report by the American Road & Transportation Builders Association compiled the most traveled U.S. Structurally Deficient Bridges, and identified the West River Bridge in New Haven, built in 1957, ranked as the 98^th most travelled structurally deficient in the nation.  At number 110 on the list was the Yankee Doodle Bridge in Fairfield, also constructed in 1957. At number 148 was the I-95 bridge over the Wepawaug River, south of Route 121 in New Haven, built in 1958.

Also ranking in the nation’s top 200 most travelled structurally deficient bridges were the I-95 bridge in Fairfield over Route 33 at Exit 17 (ranked number 159), the I-91 Bridge over North Front Street and Quinn River in New Haven just north of I-95 (number 160), and the I-95 bridge over Byram River in Fairfield (number 161).  Those bridges were built in 1957, 1964 and 1958, respectively.