Personal Financial Literacy Education Lacking in CT Schools

Only five states require a stand-along course in Personal Finance for high school graduation.  Connecticut is not one of them. With a statewide requirement unlikely, students in at least one town are trying to take matters into their own hands by advocating for financial literacy to be a graduation requirement.

In West Hartford, a student-driven petition has amassed about 600 signatures, The Hartford Courant reported recently.  For the class to be required, the town’s Board of Education would need to approve it.   

Two national reports highlight the lack of a requirement for financial literacy in order to graduate high school.  Fundamental knowledge, such as how to manage a checkbook and the impact of interest on outstanding loans or credit card purchases are staples of personal finance courses when they are offered.  Some schools in Connecticut offer such classes, but only a small percentage of students tend to take them, because they are not required.

One national report said of Connecticut, “personal finance is not included in the graduation requirements either as a stand-alone course or embedded in another course. And personal finance is not required to be offered or taken.”

Another national analysis noted the following:

• Since 2014, two additional states include personal finance in their K-12 standards and require those standards to be taught.
• While more states are implementing standards in personal finance, the number of states that require high school students to take a course in personal finance remains unchanged since 2014 – just 17 states.
• Only 20 states require high school students to take a course in economics – that’s less than half the country and two fewer states than in 2014.
• There has been no change in the number of states that require standardized testing of economic concepts – the number remains at 16.
• 75 percent of credit card carrying college students were unaware of late payment charges.

Connecticut’s Social Studies Framework, adopted a year ago, includes economics, economic decision-making, exchange and markets, the national economy and the global economy among “supporting disciplines” among the main concepts for world history instruction in grades 9-12.

Personal financial literacy, however, is not included.

The 2016 Survey of the States by the Council for Economic Education (CEE) shows that there has been slow growth in personal finance education in recent years and no improvement in economic education.

Every two years, CEE conducts a comprehensive look into the state of K-12 economic and financial education in the United States, collecting data from all 50 states and the District of Columbia. The biennial Survey of the States serves as an important benchmark, revealing “both how far we’ve come and how far we still have to go.” This year the report concluded that nationally “the pace of change has slowed.”

Connecticut state Sen. L. Scott Frantz has tried unsuccessfully to improve financial education in Connecticut for seven of the past eight years with proposed legislation that would require it, the CT Post reported recently. This year, due to a strong focus on the state budget, he’s been told introducing the bill again would be moot, so will wait until next year to broach the topic again, the Post reported.

“You have generations of kids graduating without a clue about managing their personal finances,” Frantz said. “It doesn’t have to be anything more sophisticated than how to balance a checkbook, understanding a credit card and interest rates, being aware of the marketing tactics that credit card institutions use. It’s an area that we need to improve upon significantly going forward.”

Champlain College's Center for Financial Literacy, using national data, graded all 50 states and the District of Columbia (D.C.) in 2015 on their efforts to produce financially literate high school graduates. In their review, 26 states received grades of C, D or F. Less than half were given grades A or B, and 29% had grades of D or F.  Connecticut was among those earning an F.

Of the states with failing grades, the analysis said: These states have few requirements or none at all for personal finance education in high school. High school students in these states are able to graduate without ever having the opportunity to take a course that includes financial literacy instruction.  The report noted that California, Connecticut, Massachusetts, Pennsylvania, Washington and Wisconsin have created programs that promote financial literacy education in high schools. However, this support does not eliminate the possibility of a student leaving high school without access to any financial literacy instruction prior to graduation.

“States that combine personal finance and economics, support teachers, and hold students accountable for learning objectives have the best chance of promoting the development of young people who are better financial managers and stewards of their credit—behaviors with which many, if not most, young people tend to struggle,” said J. Michael Collins of the University of Wisconsin-Madison’s Center for Financial Security. “Rigorous state standards can facilitate local schools to implement well-designed programs, which in turn expose students to concepts they otherwise would not learn.”

Plans for Expanded State Civic Network Gains Support of Open Government Advocates

Advocates for government transparency are lining up in support of legislation that would establish a “state civic network” for Connecticut, similar in structure to the national C‐SPAN model. The independently financed, non-profit network would expand access to the workings of the three branches of state government by building on the present CT-N system, which has been funded directly by the General Assembly since 1999. The new network would dramatically extend televised and online coverage and “on-demand access” to all legislative hearings and debates, as well as public policy conferences, regulatory hearings, executive agency meetings, and state Supreme Court and Appellate judicial proceedings.

The result would be searchable, shareable library of state government deliberations, decisions and activities – and the tools to make it understandable and useful – available to every citizen through cable TV, online and mobile devices.

“Access to government information is the key way for the public to know what its government is doing,” according to the Connecticut Commission on Freedom of Information. Calling the proposal “pro‐ transparency and cost‐saving,” Executive Director Colleen Murphy underscored the Commission’s commitment to encouraging citizen engagement. The State Civic Network “will bring the workings of government into people’s homes...in a most productive, timely, and professional manner.”

The Board Chair of the Connecticut Public Affairs Network, which operates CT-N under contract to the state legislature, indicated that the network “was never intended to be a service OF government, but rather ABOUT government – as are the national and municipal services that welcome citizens to unbiased channels that provide access and context," said veteran Connecticut television news anchor Pat Sheehan. "Technology now allows the coverage of all government activities, archived and searchable files, and presentations that appeal not-only to government insiders, but to the general public as well.”

The public’s expectation of coverage has changed over the past seventeen years,” said Paul Giguere, the founder of the network and CEO of the independent non‐profit Connecticut Public Affairs Network (CPAN). “Technological innovations have changed how and when citizens access information, and a state civic network will use emerging technologies to allow greater public engagement with the development of policies and legislation that affect us all.”

Giguere pointed out that “there are 10 hearing rooms, but CT¬N’s physical plant limits us to covering only two events concurrently. That means up to 80% of the Legislative committee process at any given time goes unseen. Our capacity to cover the Executive and Judicial Branches is even more limited.”

The Connecticut Council on Freedom of Information, the Society of Professional Journalists, and the Connecticut Conference of Municipalities (CCM) have endorsed the proposed legislation to expand coverage throughout state government, as have advocacy groups such as the American Association of Retired Persons (AARP), CT Community Non‐Profit Alliance, the League of Women Voters, the Connecticut Education Association, Common Cause, and the Connecticut Citizens Action Group (CCAG).

The proposed State Civic Network is now being considered by the legislature’s Joint Committee on Government Administration and Elections. Under the plan, management and operational funding would be provided through a process that already exists for local community access stations, regulated by PURA, the state’s Public Utility Regulatory Authority. PURA has an extensive history of selecting non‐profit managers for government‐use channels that provide local public, educational, and government programs within cable television franchise areas. These channels are likewise supported through programming fees charged by cable companies, rather than by taxpayer funds, CT-N officials pointed out.

The plan drew opposition from AT&T, with the cable provider warning in legislative testimony that it would "have a real impact on consumers’ ability and willingness to continue to buy video service."   CT-N "should be required to annually justify its budget to the General Assembly like any other proposed expenditure,"AT&T said in a prepared statement.

CFOG, the Connecticut Foundation for Open Government, noted dramatic changes in the way citizens access news, with increased reliance on social media and mobile devices. Funded by a subscriber fee similar to how C‐SPAN and community access stations are currently funded, CFOG notes, “the new entity would be monitored and accountable to the public, but independent from government itself.”

The State’s Office of Consumer Counsel, created in 1975 by the legislature to act as the advocate for consumer interests in all matters and “fight for the most reasonable rates,” endorsed the State Civic Network proposal after “carefully analyzing” a monthly fee of less than $0.50 per subscriber. Consumer Counsel Elin Katz said “a thriving democracy requires citizen access to information relating to their government, access that is ideally broad and unfettered.”

“Best of all,” she added, “this proposal will create a permanent and searchable online library of public documents and visual recordings of state government events that would be of great use both to the public and to the elected officials who serve them.”

CPAN launched the CT-N network for the Connecticut General Assembly in 1999 as a 24‐hour media service providing gavel‐to‐gavel coverage of state government and public policy on both television and internet platforms. In the intervening years, CPAN has extended the scope of its CT-N programming, adding coverage of electoral politics, news conferences, and a weekly review program, Capitol Report.

Best State for K-12 Education? Connecticut Ranked #1

For the second consecutive year, Connecticut ranks first in the U.S. for its K-12 education system, according to a new ranking of states, one of only four states to earn an “A” on the annual report card. An analysis by the financial website SmartAsset found that 75 percent of Connecticut high school graduates go on to attend college within 12 months of graduation, the third-highest college attendance rate in the U.S.  Connecticut also has the seventh-highest rate of participation in the advanced placement (AP) program, with 42 percent of 11th and 12th graders taking an AP class in 2015. Of those, more than 70 percent scored at least a 3 on their exam, the second-best percentage in the U.S. (A 3 is generally the minimum score required to be eligible for college credit from an AP class.)

Following Connecticut in the top ten are New Jersey, Massachusetts, and Delaware, the only other states to receive an “A”, followed by North Dakota, New Hampshire, New York, Nebraska, Montana and Virginia.  Connecticut, New Jersey and Massachusetts also ranked 1-2-3 a year ago.

"According to the National Education Association, Connecticut's public school revenue per student is $19,262, which places it fifth in the country when it comes to funding per student. Additionally, Connecticut ties with Nebraska for the ninth-best student-teacher ratio in the U.S., with roughly 13 students for every teacher," pointed out SmartAsset Data Editor Nick Wallace.

To determine which states have the best schools, SmartAsset reviewed seven metrics of school quality and performance in all 50 states. Along with the overall graduation rate in each state, they looked at measures such as the percentage of students taking a college entrance exam, the percentage of students taking an advanced placement test and the student-teacher ratio.

There was a significant negative correlation (-44 percent) between the student-teacher ratio in states and the graduation rate, the analysis indicated. States with a lower student-teacher ratio tended to have a higher graduation rate. Seven of the eight states that received an F in SmartAsset’s analysis are in the western U.S. Nevada, Arizona and Oregon, for example, have student-teacher ratios that are higher than average and graduation rates that are lower than average.

Since public school districts are funded and administered at the state and local level, there are large disparities between states when it comes to school performance, the website pointed out.  While the national high school graduation rate is about 80 percent, a handful of states have a graduation rate of 90 percent. Connecticut’s rage is 87 percent.  At the bottom of the graduation rate list are New Mexico, at 69 percent and Nevada at 70 percent.

Remarkable Tenacity, Inspiring Music Distinguish CT’s New State Troubadour

It is a singular distinction.  Singer-songwriter Kate Callahan, a native of West Hartford and current  Hartford resident, has been selected as State Troubadour, to serve a two-year term beginning this month. Connecticut is the only state in the nation that honors a singer-songwriter with a formal position. The State Troubadour serves as an ambassador of music and song and promotes cultural literacy among Connecticut citizens.

Callahan’s extensive touring, public speaking, and teaching make her a natural fit for the position. “Connecticut Roads,” her original composition, tells a story of Connecticut people and places, and is a joyous, melodious remembrance of growing up in the Nutmeg State.   “This is where I’ve gotten my start and I see friends on the road of life… we do it here in this place we call home.”

With the new statewide platform, she plans to bring therapeutic music to Connecticut inmates, perform at State and local ceremonies, start her own grassroots record label, and share her experiences with the healing power of music.

At the age of nineteen, she sustained traumatic brain injury in a skiing accident. She had to withdraw from college and rehabilitate five days a week for a year until her insurance ran out. Her doctors told her she had plateaued. Callahan knew she had more desire to heal than the doctors could see, so she took up acoustic guitar lessons.

Her short-term memory was so impaired that she couldn’t remember that she was taking lessons from week to week. Over time, however, she began to remember and saw improvements in her coordination, eyesight, and guitar playing. She began writing songs soon after that and felt compelled to share them with small audiences at open mics. Open mics turned into features, opening sets, and headlining appearances at venues throughout New England.

In the years since her tenacious recovery, the 16^th Connecticut State Troubadour has earned many accolades in her home-state, having been named Best Singer-Songwriter by the Connecticut Music Awards, Featured Artist of the Year by the Greater Hartford Arts Council, and Best Solo Performer by the Hartford Advocate. She was also awarded the Hartford Courant's "Woman of Character Award” for her involvement in schools and on stages.

Callahan began her two-year tenure as Connecticut State Troubadour at the State Capitol on Wednesday March 2.  Her performance of the original song, Connecticut Roads, concludde Connecticut Arts Day, the first of its kind in over ten years. The event brought together a broad cross section of policy makers, arts, cultural and creative industry organizations and individuals from across Connecticut.

The day-long event was sponsored by the Connecticut Office of the Arts in partnership with the Designated Regional Service Organizations, Connecticut Arts Alliance, Connecticut Arts Council, Culture & Tourism Advisory Committee and the Connecticut Arts Foundation.  The day included panel discussions, guest speakers, and a range of performances from individuals, groups and organizations from throughout the state.

The honorary position of Connecticut State Troubadour was established in 1991 by the State of Connecticut.  The Connecticut Office of the Arts (COA) appoints an individual resident singer-songwriter as State Troubadour based on the recommendation of a review panel.

Recent State Troubadors include Kristen Graves, a singer/songwriter and activist from Fairfield (2013-2015), Charles (better known as Chuck) Costa of Madison (2011-2012), Lara Herscovitch of North Guilford (2009-2010), and Pierce Campbell (2007-2008).

Callahan’s music has been described as soulful, inspirational, lyrical and mystical at times, and Callahan has been described as “unapologetically optimistic” in concert. The Boston Globe calls Callahan "an award-winning singer who rose from a calamitous injury to claim her creative life.”

During April, Callahan will be performing in Manchester, Hamden and Wethersfield as her tenure as State Troubadour, the 16^th in state history, gets underway.   To learn more about Kate Callahan, visit her website www.Kate-Callahan.com

University of Hartford Students Develop First-of-Its Kind Prosthetic Hand, Patient Testing To Begin

Five graduate students and their professor in the Prosthetics and Orthotics program at the University of Hartford have reached a significant milestone in the development of a first-of-its-kind prosthetic hand. The prototype of the potentially revolutionary device, after more than two years in development, is now ready to be tested on patients. Currently, amputees have a limited selection of sizes and designs for a prosthetic hand. The groundbreaking project, which has come to be known as the “Hartford Hand,” has a unique design that allows each patient to receive a custom-made hand that fits his or her exact needs. Because of the students’ technological ingenuity, the hand can be adjusted as the patient grows.

“It is the only hand at this time known to be completely customizable in terms of size and proportion,” said faculty advisor Michael Wininger, Assistant Professor of Prosthetics and Orthotics. (see video, below)

The five graduate students, due to graduate from the program in May, have spent thousands of hours on this project since 2013, with the goal of making the world’s first prosthetic hand that can be fully customized to patients’ needs. The students have joined the project through many pathways, either as part of their formal requirements for research in their master’s curriculum, though undergraduate honors theses, elective Independent study enterprise, or as extra-curricular collaborators in a not-for-credit research immersion.

“This has been one the best opportunities I have had in my life to design,” said Christopher Welch, one of the students currently working on the Hartford Hand initiative. Each week, Welch and colleagues Yonathan Moshayev, Jake Green, Amber Sayer, and Stephen Sousa, spend several hours improving the current design to make the unique Hartford Hand a reality for patients.

The University of Hartford’s College of Education, Nursing and Health Professions collaborates with Hanger Clinic to offer the Master of Science in Prosthetics and Orthotics (MSPO). It is one of only 13 accredited programs in the United States. The curriculum provides students with strong foundational coursework in biomechanics, neuroscience, and kinesiology.

More than a great learning experience, the project has the potential to change lives as it prepares students for future career success. “They have more training than any other students in the country,” Wininger said, “which makes them competitive for their residencies. This is a good chance for students to train on cutting-edge technology.”

Two of the students presented the Hartford Hand at a national conference in San Antonio, Texas last year. “We were able to get professional feedback and network with people in our field,” said Sousa. Welch adds that everyone they talked with confirmed that there is a huge need for this hand. Both of them are planning to use the skills they have learned with this project to work in clinics after they graduate. “I am very grateful to have had this opportunity,” Sousa said. “I could not imagine a program without this great experience.” Previous students have presented at national conferences in Las Vegas, and have entered the Hartford Hand design into national engineering design competitions.

Wininger indicated that he anticipated tests with human subjects would begin by the end of the University’s spring semester.

The professions of prosthetics and orthotics are specialized allied health professions which combine a unique blend of clinical and technical skills. Professionals in this field design, fabricate, and fit orthopedic braces and artificial limbs for a broad range of clients from pediatric to geriatric.

PHOTO (at right): Yonatan Moshayev, Jake Green, Christopher Welch, Amber Sayer, Steve Sousa, and Assistant Professor Michael Wininger.

https://youtu.be/uxyeoi3G9ks

Four Connecticut Companies Among Most Innovative in National Rankings

Four Connecticut companies are among the most innovative, according to rankings published by Fast Company magazine.  Harman Industries, Oxford Performance Materials, Priceline Group and GE were named among dozens of the companies, in a range of industries, for noteworthy innovative business practices and systems. Overall, the top 10 most innovative companies of 2016, according to Fast Company, are Buzzfeed, Facebook, CVS Health, Uber, Netflix, Amazon, Apple, Alphabet, Black Lives Matter and Taco Bell.  The next 10 include, Robinhood, Universal Studios, Huawei, Cyanogen, InMobi, Novocure, Bristol-Myers Squibb, Amgen, Spotify and GE.

Fast Company also announced Top 50 lists selecting the most innovative companies in more than two dozen sectors, including architecture, design, automotive, biotech, education, energy, fitness, enterprise software, gaming, healthcare, marketing & advertising, media, retail and robotics.

Stamford-based Harman International Industries reached the list of the most innovative companies in the world for vehicle technology, led by an auto sound system that creates individual “sound zones” within vehicles. Harman ranked seventh on the Fast Company ranking of the 10 most innovative companies in the automotive sector.

According to published reports, Harman’s individual sound zone concept allows drivers and passengers to personalize their own audio experiences with limited disruption or interference from other vehicle occupants, with digital signal processing tuned to the vehicle cabin and speakers to reduce the signals from other zones, regardless of whether they are music, vocal or other sounds. The Harman system utilizes a vehicle’s existing speakers with the addition of headrest and ceiling speakers.

A Connecticut-based biotechnology company, South Windsor-based Oxford Performance Materials (OPM), reached the biotechnology list, ranking seventh.  The company, founded in 2000, was recognized for developing spinal implants. OPM’s founder and CEO is Scott DeFelice.

A pioneer in personalized medicine, OPM Biomedical became the only company to receive FDA clearance to manufacture 3D printed patient‐specific polymeric implants when it received clearance for its cranial prostheses line for surgeons in 2013, the company website points out. The company reports it now has two additional FDA clearances, and is an original equipment manufacturer for maxillofacial implants as well as its first spinal implant line.

In addition, Norwalk-based Priceline Group was recognized by Fast Company among hospitality companies for its Booking.com hotel reservation system. The Priceline Group is the world’s leading provider of online travel & related services, provided to consumers and local partners in over 200 countries through six primary brands:  Booking.com, priceline.com, KAYAK, agoda.com, rentalcars.com, and OpenTable.

https://youtu.be/rTrKd3vPyWk

Motor Vehicle Deaths Up 14 Percent in CT in 2015, Exceeding National Average

The death toll in Connecticut from motor vehicle accidents increased 14 percent in 2015 from the previous year, consistent with a nationwide increase but higher than the national average.  The increase in Connecticut ranked the state tied for 14^th in the percentage increase in motor vehicle deaths from 2014 to 2015. Nationally, 2015 saw the largest single-year percent increase in motor vehicle deaths since 1966. Estimates from the National Safety Council (NSC) show an 8 percent increase in 2015 compared with 2014 – with substantial changes in some states, including Connecticut.  There were 283 motor-vehicle related deaths in Connecticut last year, compared with 249 in 2014 and 276 in 2013.

While many factors likely contributed to the fatality increase, a stronger economy and lower unemployment rates are likely at the core of the trend.  The National Safety Council estimates 38,300 people were killed on U.S. roads, and 4.4 million were seriously injured, meaning 2015 likely was the deadliest driving year since 2008. The annual total of motor vehicle fatalities for 2014 was 35,398.

Over the last year at the state level, the National Safety Council estimates Vermont (30 percent), Oregon (27 percent), New Hampshire (24 percent), Georgia (22 percent), Washington (21 percent) and Florida (18 percent) experienced the largest percentage increase in fatalities, while only 13 states showed improvement. Among them were New Mexico (-20 percent), Kansas (-7 percent) and New Jersey (-2 percent).

Increases were also in Arizona (15%), Colorado (17%), Idaho (17%), Montana (17%), Maine (16%), Maryland (16%), and South Carolina (16%).  Also seeing 14 percent increases along with Connecticut were Arkansas, Minnesota, Missouri, and Nevada.  

“These numbers are serving notice: Americans take their safety on the roadways for granted,” said Deborah A.P. Hersman, president and CEO of the National Safety Council. “Driving a car is one of the riskiest activities any of us undertake in spite of decades of vehicle design improvements and traffic safety advancements. Engage your defensive driving skills and stay alert so we can reverse this trend in 2016.”

From 2013 and 2015, Connecticut had a 3 percent increase in traffic fatalities, according to the data.

The estimated cost of motor-vehicle deaths, injuries, and property damage in 2015 was $412.1 billion, according to NSC.  The costs include wage and productivity losses, medical expenses, administrative expenses, employer costs, and property damage.

The estimate is subject to slight increases or decreases as data mature, according to the National Safety Council. NSC has issued annual traffic fatality estimates since 1921. Over the last three years, preliminary estimates have fallen within 1 percent of final counts.

Average gas prices were 28 percent lower in 2015 than in 2014 and are projected to continue dropping this year, making driving more affordable for many Americans, NSC pointed out, noting that the U.S. Department of Transportation estimates a 3.5 percent increase in the number of miles driven in 2015 compared to 2014.

To help ensure safety, the National Safety Council recommends drivers:

• Make sure every passenger buckles up on every trip
• Designate an alcohol and drug-free driver or arrange alternate transportation
• Get plenty of sleep and take regular breaks to avoid fatigue
• Never use a cell phone behind the wheel, even hands-free
• Stay engaged in teens’ driving habits, as teens are three times as likely to crash as more experienced drivers
• Learn about vehicle safety systems and how to use them, including features such as adaptive cruise control, blind spot warning systems and backup cameras.

Founded in 1913 and chartered by Congress, the National Safety Council, nsc.org, is a nonprofit organization whose mission is to save lives by preventing injuries and deaths at work, in homes and communities, and on the road through leadership, research, education and advocacy.

Connecticut’s Presidential Primary Ballot to Take Shape for April 26

In the roller-coaster that is the presidential nomination process, with its progress of caucuses and primaries in states across the country, Connecticut’s card does not come up until late-April.  Who will reach the Connecticut ballot, and the order in which they will be listed, will be determined in the coming weeks by Secretary of the State Denise Merrill, in accordance with criteria outlined in state law. That process begins this Tuesday, February 16,  with the announcement of presidential candidates who have qualified for the Connecticut primary ballot.  The order in which candidates will appear on the ballot for the Republican and Democratic parties will not be known until March 22, when Secretary Merrill will “determine the order of all candidates by lot in a public ceremony.”  Connecticut law also requires that “Uncommitted” appear last on each party’s ballot.

When Connecticut voters go to the polling places on Tuesday, April 26, voters in nearly two-thirds of the states will already have made their preferences known.  The same day as Connecticut, presidential primaries will also be held in Delaware, Maryland, Pennsylvania and Rhode Island.  The previous week, primaries will be held in New York, a state called home, at various times, by three of this year’s leading contenders – Hillary Clinton, Bernie Sanders and Donald Trump.

March 1 and March 15 are major dates on the presidential primary calendar this year.  Dubbed Super Tuesday, March 1 will see votes cast in Alabama, Alaska, Arkansas, Colorado, Georgia, Massachusetts, Minnesota, Oklahoma, Tennessee, Texas, Vermont, Virginia and Wyoming.  Two weeks later, the spotlight will fall on Florida, Illinois, Missouri, North Carolina, and Ohio.

Also prior to Connecticut, the states of Wisconsin, Wyoming, Washington, Hawaii, Arizona, Utah Idaho, Michigan and Mississippi will conduct their presidential primaries, according to the Council on State Governments.

According to Connecticut’s Office of Legislative Research, in August 2010, the Democratic National Committee and the Republican National Committee adopted rules prohibiting states, other than Iowa, New Hampshire, South Carolina, or Nevada from holding a presidential primary before the first Tuesday in March in the year in which a national convention is held (Democratic National Committee, Delegate Selection Rules, Rule 11(A) and Republican National Committee Rules, Rule No. 16(c)(1)).  In response, Connecticut delayed the date of its presidential primary from the first Tuesday in February to the last Tuesday in April (CGS § 9-464).

Reaching the Primary Ballot

In Connecticut, the political parties with the largest and second largest number of enrolled members conduct presidential preference primaries, according to the website Ballotpedia. There are two methods by which candidates can access the primary ballot:

• The Connecticut Secretary of the State can order that a candidate's name be printed on the primary ballot if he or she "determines ... that the candidacy of such person for such party's nomination for president is generally and seriously advocated or recognized according to reports in the national or state news media." The secretary of state must publish a listing of such candidates at 10:00 a.m. on the 74th day preceding the primary.  (This year, that is Tuesday, February 16.)
• A candidate who is not included on the Secretary of the State’s list can petition for placement on a party's primary ballot. A candidate may request the requisite forms from the secretary of the state’s office beginning at 12:00 p.m. on Tuesday. The petition must contain signatures equaling at least 1 percent of the total number of enrolled members in the candidate's party in the state, and must be submitted to "the registrar of voters of the party holding the primary in the town of voting residence of the signers thereof" by 4:00 p.m. on the 53rd day preceding the primary (March 4). The registrar of voters must verify the signatures and forward the petition to the secretary of state by 4:00 p.m. on the 49th day preceding the primary (March 11).

Among the states holding presidential primaries after Connecticut in May and June are Indiana, New Mexico, California, New Jersey, Nebraska, West Virginia, Oregon and Montana.  Most states have their Democratic and Republic primaries on the same day, although a handful hold party primaries on different days. South Carolina’s Republican primary will be on February 20, for example, and its Democratic primary on February 27.

Should any candidate whose name is set to appear on the Connecticut April 26 primary ballot decide to withdraw from the race, the deadline is March 21.  A letter indicating withdrawal must be received by the Secretary of the State by 12 Noon.  Petitioning candidates may not withdraw, according to state officials.

Absentee ballots for military and overseas voters become available on March 12.  Absentee ballots will be available as of April 5.  Only registered voters in a particular political party can vote in the presidential primary of that party.  The deadline for new voters, and for unaffiliated voters to mail in party affiliations is April 21.  The in-person deadline is April 25, the day before the primary, at 12 Noon.  On primary day April 26, the polls are open from 6 AM to 8 PM.

Safety Gap: Parents Impose Rules on Teen Drivers, Teens Don’t Think So

Teen drivers are at the highest risk for crashes and crash-related fatalities, and are particularly vulnerable to distractions while driving.  The results of a new nationwide survey of teens and their parents suggest a considerable disconnect between the limitations parents believe they are imposing on driving and the use of cell phones, and their teens’ view of limitations imposed by their parents. The gap in numerous instances is wide, and has raised concerns about the resulting risks to teen drivers.

In families where parents reported limitations on their teen drivers – such as restricting cell phone use, number of teen passengers and driving times and locations – teens themselves sometimes said they did not have those limitations, according to the C.S. Mott Children’s Hospital National Poll on Children’s Health, which indicated that parents play a key role in promoting the safety of their teens by setting expectations for driving.

“We found that the great majority of parents do have rules for their teen drivers; however, teens consistently perceive fewer limits on their driving than what their parents report. This signals an opportunity for parents and teens to have more conversations about safe driving habits,” says lead author Michelle L. Macy, M.D., M.S., an emergency medicine physician at the University of Michigan’s C.S. Mott Children’s Hospital.

Parents of teens 13-18 years old and teens themselves were asked about limits placed on driving circumstances that can increase a teen driver’s risk of a crash. About nine in 10 parents report they place at least one limit on their teen drivers while eight out of 10 teens report having at least one driving limit placed on them by their parents.

Among parents and teens who both responded, teens consistently say they have fewer limits on their driving than were reported by their parents.  Overall, 81 percent of teens report having at least one driving limit placed on them by their parents. In families where parents report limits on cell phone use, 13 percent of teens say they have no limits. In families where parents report limits on passengers or driving times/locations, 20 percent of teens say they have no such limits.

Limits on cell phone use and texting while driving are most commonly reported by parents and their teens. Fewer limits are set on passengers and driving times/locations. As many as one-quarter of parents report placing no limits on teen passengers or nighttime or highway driving, suggesting opportunities to increase teen driver safety by encouraging parents to place limits on these high-risk driving conditions, officials indicated.  Among the key limitations parents impose, according to the survey:

Limits on cell phone use include:

• requiring teens to park to use their cell phones (86%)
• forbidding texting while driving (73%)
• having cell phone turned off or put away (62%)

Limits on passengers include:

• allowing only 1-2 friends in the car (59%)
• allowing only certain friends (54%)
• no teen passengers allowed (40%)

Limits on driving times/locations include:

• no driving after 10 p.m. (61%)
• driving only to/from school, work, or activities (57%)
• no highway driving (36%)

Parents who judge their teens’ driving ability as “above average” (32% of all parents) are less likely to place limits on passengers and driving times/locations. Sixty-seven percent of parents set limits on passengers for their “above-average” teen drivers, compared with 81percent of parents who perceive their teen drivers as “below average.” Similarly, 69 percent of parents set limits on driving times/locations for their above-average teen drivers, compared with 85 parents of parents who perceive their teen as below average. In contrast, parents do not adjust their restrictions on cell phone use in relation to their teens’ driving ability.

There was greater agreement between parents and teens on limits placed on cell phones than on passengers or driving times/locations, according to the national survey, conducted in September 2015 and released earlier this year.

“This may indicate that parents communicate to their teens more clearly their expectations around cell phone use while driving than for other driving situations. It is also possible that parents and teens have greater awareness of the risks of using cell phones while driving, due to media attention on cell phone distractions as a common cause of crashes,” the survey analysis points out.

The analysis also indicated that the higher degree of disagreement between teens and parents in relation to the limits set for passengers and driving times/locations suggests the need for more dialogue in families to ensure rules and expectations around driving are understood. Written parent-teen driving agreements are one way for parents to clearly communicate rules and expectations, officials indicated.

Connecticut’s Tim Hollister, author of two books about parenting and safe teen driving and the website From Reid’s Dad, recently developed a video for parents, with financial support from the Travelers, which underscores the influence of parents in teen driving.  Hollister will be speaking on the subject at the Easton Public Library on February 10 and the Newington Public Library on February 24.  Hollister, whose son Reid died as a result of a car accident at age 17, will share information parents should know regarding teen driving and discuss his most recent book, His Father Still.

https://youtu.be/QmCJKvyXhEQ

https://youtu.be/wccN8aqOWA4

Eight CT Companies Among the Fastest Growing Tech Companies in North America

The Technology Fast 500 is a closely watched annual listing of the fast-growing tech companies, businesses that are releasing new, emerging technologies from the U.S. and Canada worldwide.  The latest ranking includes eight Connecticut companies, including one, operating in Stamford, that reached the top 100. Combining technological innovation, entrepreneurship, and rapid growth, Fast 500 companies—large and small, public and private—are located in cities all across North America and are “disrupting the technology industry,” according to consulting firm Deloitte, which has compiled the annual list for two decades.

Fast 500 award winners on the current list were selected based on percentage fiscal year revenue growth during the period from 2011 to 2014.  Companies must own proprietary intellectual property or technology that is sold to customers in products that contribute to a majority of the company’s operating revenues in order to be considered for inclusion on the list, according to Deloitte.

The lone Connecticut company to crack the top 100 was Milford medical device manufacturer SurgiQuest, which was number 100.  The company’s growth was pegged at 877 percent.  It was incorporated in 2006, with a focus on laproscopy technology.

Not far behind, at number 119, was Revolution Lighting Technologies, a manufacturer based in Stamford.  The analysis placed the company’s growth at 755 percent.  Revolution Lighting Technologies Inc. engages in the design, manufacture, marketing, and sale of light emitting diode (LED) lighting solutions in the United States, Canada, and internationally.  The company’s customers include the U.S. military.

Madison-based Clarity Software Solutions, Inc., with 298 percent growth, placed at number 247 on the top 500 fastest growing technology companies in North America.  Clarity Software Solutions, Inc. helps health insurance clients optimize customer relationships-and save time and money-by enhancing flexibility and control over document management and communications delivery, according to the company’s website.

Also making the list were Evariant of Farmington, a software developer, at number 272, and HP One, a software company in Trumbull at number 307.  Biopharmaceutical company Alexion, in the midst of moving its headquarters from Cheshire to New Haven, was ranked at number 349, and etouches, a Norwalk software company ranked at number 357.  Rounding out the Connecticut companies on the list is Wallingford oil extraction technology company APS Tecnhology, at number 466.

“Amid a fierce business climate, there seems to be no shortage of new and established companies that are unlocking a seemingly unlimited potential for growth and advancement through technology’s continued disruption and proliferation across industries,” said Sandra Shirai, principal, Deloitte Consulting LLP and US technology, media, and telecommunications leader.

“It is inspiring to witness the innovative ways companies are incorporating emerging technologies for business gains, be it cognitive computing, or the Internet of Things. We congratulate all those ranked on the Fast 500 and look forward to seeing their continued growth into 2016.”

Revolution Lighting Technologies ranked eighth among energy tech companies, and SurgiQuest Inc. ranked sixth among medical device companies.

Overall, 283 of the 500 companies were in the software sector, and 67 percent of the 500 companies have received venture capital funding at some point in their company’s history.  Topping the list was StartApp, with a growth rate of 21,984 percent from 2011 to 2014. Based in New York and founded in 2010, StartApp provides a free monetization and distribution platform that integrates with applications on mobile devices.

Two-thirds of the companies are private, and 33 percent are public.  The average growth rate of the top 500 companies was 850 percent, with individual company growth on the list ranging from 21,984 percent to 109 percent.  Broken down by region, 20 percent of the companies are based in the San Francisco Bay Area, 14 percent in the New York Metro Area, 7 percent in New England, and 6 percent in Los Angeles and Washington, D.C.