Student Loans Grow; Home Ownership Pushed Back 5 Years, on Average

An analysis on the cost of student loans and home-buying nationwide finds that it takes graduates with the average student loan debt of $28,950 about 5 years longer to save a 20 percent home down payment. Thereafter, these graduates have almost $50,000 less in home equity 15 years after graduation compared to debt-free graduates, according to an analysis by GoodCall, The Real Cost of Student Loans. In Connecticut, where 62 percent of students graduate with debt averaging $29,750, above the national average, and home prices tend to be higher than in most states, the challenge is particularly acute.  Delaware has the highest average student loan balances, at $33,808. Utah has the lowest, with $18,921, according to data compiled by the Institute for College Access & Success and included in the report.

Nationally, average debt for new bachelor’s degree recipients rose at more than double the rate of inflation from 2004 to 2014, but in some states it grew even faster.  In Connecticut, the percentage of graduating students with debt rose from 57 percent in 2004 to 62 percent in 2014; the average amount of debt increased by 57 percent (20^th highest increase among the states), from $18,906 to $29,750.

Homeownership has generally fallen over the past decade, and for college graduates with student loan debt, the downward trend is even more marked, according to research by the Federal Reserve Bank of New York, the report indicates. What is clear, the report notes, is that after college, graduates with student debt must use part of their income to pay down loans. This means less income is available for saving compared to debt-free graduates.

It also means that graduates with student loan debt will have to save at a higher rate than their debt-free counterparts to buy a home sooner. This points to another challenge student loan borrowers face: making tough decisions over whether to pay student loans off as quickly as possible or save for big purchases like a home, the report explains.

Waiting longer to buy a home can mean missing out on accruing home equity, an important part of building wealth and financial security over the long term. Home equity is how much of the home’s current value is owned by the homeowner. This is calculated by taking the current market value, which typically grows year over year, and subtracting any remaining mortgage payments.

A recent Harvard study noted in the report revealed the consequences for wealth building that these financial decisions can have over the long-term, where college-educated households with student loan debt were found to have significantly less in assets, cash savings, and net wealth compared to college-educated households without student loans.

Among the report’s key findings regarding the home buying timeline:

• A 23-year-old debt-free college graduate today will be ready to buy a home with a 20 percent down payment in 2021 at age 28. That’s five years earlier than the 33-year-old average home buyer today.
• Graduates with $12,000 in student loan debt can expect to save until 2022 before they’re able to put a 20% down payment on a median price home.
• A 23-year-old graduate with $28,950 in student loan debt today will be saving until 2026 before she can make a 20% down payment on a home, at age 33 – the current average age for home buying.
• Graduates with $50,000 in student loans will be saving until age 36 in 2029 before they’ll have enough for a 20 percent home down payment.

The report also highlights the impact of student loans on the age at which people decide to get married, their job choices, starting salaries and retirement savings – and the impact those choices have on their ability to pay off student loans.

Hartford’s Innovation, Manufacturing History Highlighted in Exhibits at Smithsonian and State Capitol

On Wednesday, July 13, the Smithsonian Institution’s National Museum of American History will make public a special portion of their collection with “Objects Out of Storage: Hartford, CT.”  The special exhibit, led by curator Susan Tolbert and historian Eric Hinz, will take place at noontime in the Lemelson Center for the Study of Invention and Innovation in the nation’s Capitol. Describing Hartford’s prominent manufacturing history, Hinz said “Hartford, CT, is a classic story in the history of American technology. If you have ever wondered why people refer to “Yankee ingenuity,” this is what they are talking about.”  He adds, “In the mid and late 1800s, the United States overtakes Great Britain as the world’s foremost economic superpower, largely on the strength of its prowess in inventing and manufacturing new technologies. Hartford is at the center of that revolution.”

Hartford, described as “one of the birthplaces of American mass production,” is well represented in the ongoing exhibit, Places of Invention, which “takes visitors on a journey through time and place to meet people who lived, worked, played, collaborated, adapted, took risks, solved problems, and sometimes failed—all in the pursuit of something new.”

The exhibit notes that by the 1850’s “Hartford became the center of production for a wide array of products—including firearms by Colt, Richard Gatling and John Browning; Weed sewing machines; Royal and Underwood typewriters; Columbia bicycles; and even Pope automobiles.”

The Lemelson Center is located at the Smithsonian's National Museum of American History, Constitution Avenue between 12th and 14th Street NW, in Washington, DC. The Lemelson Hall of Invention and Innovation is located on the Museum's first floor in its Innovation Wing. In the exhibit, which debuted  last summer, Hartford is featured with Silicon Valley and just four other locations: Hollywood, home of Technicolor; the Medical Alley of Minnesota, where cardiac innovations of the 1950s flourished; the Bronx, N.Y., birthplace of hip-hop in the 1970s; and the current, clean-energy innovations of Ft. Collins, Colo.

Among the featured innovations on display is the bicycle, manufactured for the first time in the United States in Hartford.  As the Smithsonian historian explains, “sensing a commercial opportunity, Albert Pope began importing bicycles from England and hatched a plan to produce them domestically in 1877. Within a year, Pope rode the train from Boston to Hartford, then, ‘to the amazement of the city’s onlookers, rode his high-wheeler from the station down Capitol Avenue to the Weed Sewing Machine Company.’”

The history continues: “Pope approached factory superintendent George Fairfield with a proposal: would Weed agree to build a test run of 50 bicycles under contract? When Fairfield agreed, Pope (via the Weed Sewing Machine Company) became the first domestic manufacturer of bicycles in the United States. By 1895, Pope’s expanded Hartford operations included five factories set on 17 acres, employing 4,000 workers, making him Hartford’s largest employer.” Pope manufactured bicycles, motorcycles, and automobiles.

That chapter in Hartford history has recently captured the imagination of a well-known Hartford artist, whose cut-paper recreations of that chapter of the city’s transportation and recreation breakthrough is now available for display, having just completed an exhibition at the Connecticut State Capitol.

Jeanne Manzelli, a resident of Windsor, has a BFA in Sculpture from the Massachusetts College of Art and her MED in Art Education from the University of Massachusetts, Amherst. Her experience includes a 20 year career in design, manufacture, appraisal and sale of jewelry, two decades as mural artist working closely with interior designers as an industry professional, and 14 years teaching basic and advanced drawing, sculpture and 3D design as well as color theory at Tunxis Community College.

Her latest endeavor is a departure, and a salute to an innovation from a century and a half ago. The intricate designs, accompanied by information panels highlighting the history, are now available to be displayed at public facilities, such as schools, libraries, and community centers.  Manzelli looks forward to sharing her work (and is seeking a sponsor to underwrite the exhibit), as well as stimulating a conversation about innovation in Hartford, then and now.

Former UConn QB Cochran Says Football Puts Players in Harm’s Way, Urges End to "Cycle of Silence"

Former UConn quarterback Casey Cochran, who retired from the sport at age 20 after suffering his 13^th concussion, said this week that “There are problems with the game that need to be addressed. As it is played right now, tackle football — with its pads and helmets — puts players in harm’s way, all of the time, regardless of age and ability.” Cochran, writing a first-person story about his experiences with football and concussions in The Players’ Tribune, an online site founded by Derek Jeter, issued an alert to others who’ve journeyed through the sport, or continue to compete:

“I want to say to all former, current and future athletes who have or will suffer a concussion: Do not hide it. Tell your coaches, medical staff, parents, friends and teammates. Get treatment. The cycle of silence hurts more and more people each year.”

Cochran, from Monroe, explained that in the 18 months since his decision, after suffering a concussion on the last play of the first game of UConn’s 2014 season, against Brigham Young University, “I still feel the lingering effects from my many concussions. Life is a balancing act now. Some days it’s hard to wake up before noon. Sometimes I don’t want to leave my bed at all. In high school, I had a 3.9 GPA. Now I have trouble focusing and performing well in my graduate-school classes.”

He warned that “Those who play football, particularly those who begin in their youth, are given a glamorized version of the sport – one where camaraderie, discipline, toughness and leadership are highlighted and the wretchedness is ignored and swept under the rug. As a result, we fall in love with and value the good and push aside the bad.”

Cochran recalled that “I probably should have stopped playing football in eighth grade after my third concussion, but I was afraid to speak up. Afraid of disappointing people who had invested in my career. Afraid of who was I was without football. I wish I hadn’t hid the three concussions I had in one week during my junior year of high school, but I was afraid that college recruiters would find out.”

Even with increasing awareness of the risks of concussions, Cochran said the near and long-term effects haven’t led to enough changes.  “The only word I know to describe the first few moments after a concussion is limbo — there are a few moments between the world that you were just a part of and your new brain-injured reality,” Cochran explained.  “My head was seized with tremendous pressure, and that same awful, familiar depression from previous head injuries came over me — like a dark, heavy blanket, swallowing me up.”

With it all, he retains optimism: “There is life outside of the white lines. A lot of life. Stepping away from football was one of the scariest things I’ve ever had to do. I felt lost for a long time. For a little over a year, I felt like I was somewhere, deep in the ocean, being pulled by the currents. But what pulled me back from the depths was hope. Hope that things would get better.”

He now finds purpose in being an advocate for player safety, speaking to audiences, doing interviews and writing a book about his experiences.  To those going through what he did, during his 14 years of playing football, he says “If you feel alone, you aren’t. Chances are, there are a lot of people out there who have some idea of what you’re going through. Just keep looking. Reach out.”

Added Cochran: “Sometimes it’s nice to admit that things aren’t O.K.: ‘Hello, my name is Casey, and I have anxiety and depression.’ It may be permanent. It may be just the beginning. I don’t know what the future has in store for me and it will be some time before the medical field can paint a clearer picture for me. I may have CTE right now. I might have dementia at 50. My entire future is uncertain.”

Encore Entrepreneurs Look to Start New Businesses in CT

To paraphrase a commercial phrase from years ago, it isn’t your grandfather’s entrepreneurship.  In fact, the new version isn’t only for twenty- and thirty-somethings.  The fifty- and sixty-somethings are, in increasing numbers, looking to launch what AARP describes as “encore entrepreneurship.”  And the infrastructure to give those new entrepreneurial notions a boost is growing too, including in Connecticut. The most recent gathering, at the reSET business factory in Hartford, brought solid attendance and an array of experts to work with individuals with a full career under their belt, but nonetheless looking to start their next career. 

AARP and the U.S. Small Business Administration (SBA) hosted the free educational and networking “Boot Camp” seminar for Connecticut entrepreneurs and small business owners.  reSET, usually populated by a predominantly younger set of entrepreneurs, indicated that age and entrepreneurship are not mutually exclusive, and Community Developer Brandon Serafino went on to explain the availability of working space, expert mentors and consultants is areas ranging from law to accounting to marketing on hand to provide guidance.

Nora Duncan, state director of AARP, led the program presentations and described a strong portfolio of services available – and some surprising numbers that reflect the strength of encore entrepreneurship nationwide.

It turns out, she said, that there is research to show that not only do more older people start businesses but also that businesses started by older people are actually more successful on average.

A study by the Kauffman Foundation found, for example, that the average and median age of U.S.-born tech founders was thirty-nine when they started their companies. Twice as many were older than fifty as were younger than twenty-five.

A recent report in Business Insider indicated that one in three new businesses in the U.S. were started by an entrepreneur age 50 or older.  Describing “running a business as the new retirement,” the news report cited an infographic in easylifecover that highlighted those aged 55-64 in the U.S. have actually had the highest rate of entrepreneurial activity in the last 10 years, noting that the founders of McDonald's, Coca Cola, and Kentucky Fried Chicken – among others - were all over 50 when they established their businesses.

The interactive “Boot Camp” event at reSET – open to people of all ages with a special focus on the 50 and over –included short presentations from local resource organizations, networking opportunities and valuable information on the programs and tools available to potential business owners.  Attendees were updated on the necessary steps and tools to launch a business, and had opportunities to talk one-on-one with local mentoring organizations, lenders, small business advisors and community leaders for advice and assistance.

AARP state offices and U.S. Small Business Administration District Offices are in the midst of hosting events for Encore Entrepreneurs specifically designed for those age 50 and older who want to start or grow a small business.  Summer of Encore Mentoring events are being conducted during June, July and August, in Connecticut and around the country.  (Next event is June 29 at CCSU)

Among those on hand at the reSET event in mid-June were representatives of the Office of Secretary of State (where new businesses are registered), Hartford Economic Development Corporation, and the Connecticut Small Business Development Center.  SBA Connecticut District Director Anne Hunt outlined the businesses expertise available at offices throughout the state to support business start-ups and help navigate the hurdles that new businesses face.

The SBA-AARP strategic partnership is designed to jointly counsel, train, and mentor encore entrepreneurs on small business creation. For many 50+ individuals, officials say, entrepreneurship training is the toolkit that empowers them to use their experience, knowledge, and skills to become business owners and job creators. Since the partnership began in 2012, the SBA and AARP have educated more than 300,000 existing and budding potential encore entrepreneurs nationwide.

reSET serves all entrepreneurs, but specializes in social enterprise ― impact driven business with a double and sometimes triple bottom line. In addition to providing co-working space and accelerator and mentoring programs, reSET aims to inspire innovation and community collaboration, and to support entrepreneurs in creating market-based solutions to community challenges. The organization’s goal is to “meet entrepreneurs wherever they are in their trajectory and to help them take their businesses to the next level.”

Connecticut Students Know Much About History; Stand Out in National Contest

Hamilton.  Say the name these days, and people almost reflexively think of the hit Broadway show.  But for Connecticut students Juliana Rodrigues, Max Bueno, Samantha Gilbert, Emily Strickland, and Joseph Zarif from Memorial Middle School in Middlebury, Hamilton brings to mind more recent history. The students won two Special Awards for their project, Alexander Hamilton Explores a Financial System for the New Nation of America, at the National History Day Competition for middle school and high school students, held this month in Maryland.  They middle-schoolers won the U.S.  Constitution Award and the Special Award in History in the Federal Government.

Connecticut History Day is a program for students in grades 6-12 that encourages exploration of local, state, national, and world history.  After selecting a historical topic that relates to an annual theme, students conduct extensive research using libraries, archives, museums, and oral history interviews. Students analyze and interpret their findings, draw conclusions about their topic's significance in history, and create final projects that demonstrate their work.

Connecticut History Day is one of 57 affiliate programs of the highly regarded National History Day program. Student projects developed by students in Connecticut are entered into a series of competitions, from the local to the national level, where professional historians and educators evaluate them.

The students from Middlebury were not the only Connecticut students to shine on the national stage this year.

• Mia Porcello, a middle school student from St. Timothy School in West Hartford, captured a national title by winning First Place in the Junior Individual Exhibit Category for her entry Florence Wald: Exploring Medical Boundaries, Exchanging Hospitals to Hospice.
• Shay Pezzulo, a high school student from Classical Magnet School in Hartford, captured CHD’s second national title of the year by winning First Place in the Senior Individual Website Category for her entry Duel and Duality: New Journalism, New York. Pezzulo also attended "Breakfast on the Hill" with members of Congress during her trip to the NHD Contest - an event sponsored by the National Endowment for the Humanities.
• The Outstanding Connecticut Entry Award from the Senior Division was awarded to Nicole Wood, Juliana Salamone, Katherine Hurst and Flora Dievenich for their group project, Women Airforce Service Pilots and the Flight for Equality. They are students at Greenwich High School and were also finalists in the Senior Group Performance Category.
• The Outstanding Connecticut Entry Award from the Junior Division was awarded to Hunter Dale and Noah Vasington for their group project, Branch Rickey: Branching Off to New Ideas. They are students at Mansfield Middle School in Storrs and were also finalists in the Junior Group Exhibit Category.
• Rosie the Riveter, an exhibit created by Claire Graham, Hana Previte, Isabel Saltzman, and Lauren White was one of only 57 projects featured at the National Museum of American History’s "National History Night" on Wednesday, June 15. They are students at Wilton High School.

The students, who helped Connecticut stand-out at the national competition, range from first-time program participants to history day veterans and from AP students to students who are struggling in school, according to officials.  The national competition was held June 12-16 at the University of Maryland.

In recent years, the Connecticut program, coordinated by Connecticut’s Old State House with support from Connecticut Humanities, has grow in numbers and in the quality of the students’ work, organizers point out. This year, Connecticut History Day had 10,600 points of contact with Connecticut students, teachers, parents and history professionals, including workshops for 4,500 students—twice last year’s number.

"Good strategic thinking by our History Day team has increased the number of students who learn and grow through this program," said Sally Whipple, Executive Director of Connecticut's Old State House. "Old State House workshops, resources and coaching have helped students develop high quality projects based on sound research. We serve thousands of students through this program, but more important than the number served, is the quality of that service. Students develop critical thinking, writing and research skills, along with increased confidence, curiosity and the ability to ask and find answers to compelling questions. The Old State House staff strives to do this every day through all of its programs. It's great to see student work that we've helped nurture receive the highest National History Day honors possible."

This is the fifth consecutive year that Connecticut students have placed at the national contest and appears to be the first time that Connecticut students have won two first place awards. The initiative in Connecticut is in line with the state’s relatively new Social Studies Framework and helps students build confidence, as well – as does the recognition, both in state and at the national level. 

Earlier this year, state contest winners were determined at a day-long event hosted at Central Connecticut State University.  That followed regional contests held in Torrington, New Haven, Fairfield, Mansfield, Manchester and Hartford. Among the statewide category winners, at the high school level,  were students from Hartford, Farmington, Manchester, Norwich, Weston, Wilton, Westport, Southbury, Woodbury, Greenwich, Ellington, New Haven and Wallingford.  Topics ranged from the Panama Canal to Pequot Ware, Immigration Policy to Women Airforce Pilots, 20^th Century Psychiatry to War of the Worlds, Cheney Brothers to Langston Hughes.

The road to National History Day (NHD) begins in Connecticut’s classrooms and home schools where well over 2,000 students choose topics reflecting an annual NHD theme, conduct research and analysis and create an exhibit, performance, website, paper or documentary that shares their findings. Of these, more than 1,250 students competed in this year’s regional contests, with over 400 of the winners going on to the State Contest, which sends first and second-place winners on to Nationals.

https://youtu.be/6pt2R_5cXQs

Putnam High School Student Earns Spot on National Student Advocacy Board

As many Connecticut students are honored with end-of -year school awards for community accomplishments, Putnam High School Junior Jozzlynn Lewis has earned a coveted spot on a national teen board. She has been selected by Students Against Destructive Decisions (SADD) to join an advocacy-training program called SADD SPEAKs, the only youth from Connecticut to earn the distinction for the coming year. SADD state coordinator for Connecticut, the Governor’s Prevention Partnership, announced Lewis’ appointment:  “Jozzlynn was one of only 15 young people from across the country who was chosen. It is quite an honor!” said Jill Spineti, President & CEO, The Governor’s Prevention Partnership (The Partnership). “This is also significant for The Partnership because this is the first time in ten years that we have had a youth from Connecticut involved in a national SADD initiative.”

Lewis’ appointment to SADD Speaks was announced recently at the Partnership’s Annual Governor’s Residence Reception, a private event at the Governor’s home, which recognizes the organization’s top corporate investors.  She addressed CEOs, Commissioners and other high level officials at the event hosted by Governor Malloy and other members of the Partnership’s Board of Directors.

Lewis, 17, underwent a competitive selection process which focused on her experience, leadership qualities, public speaking ability, and other criteria, officials said. She was recognized as a dynamic student leader who has also been involved in her local substance abuse prevention coalition, Putnam PRIDE, for many years, along with her mother, Cheryl. Her interest in SADD stems from seeing alcohol and substance use in her own school.

“Sometimes kids come to class under the influence,” explains Lewis, who will begin her senior year in the fall. “This has a negative influence on all of the students, not just the ones who use.  I became involved in SADD in order to make a difference and do my part to make things better.”

Spineti notes that “More than 50 percent of Connecticut's youth continue to deal with issues of drug use, family alcoholism, bullying and child abuse. We partner with SADD and exemplary students such as Jozzlynn to help children avoid all substances to ensure a healthier future.”

Although progress has been made, Spineti stresses that efforts need to be intensified.  According to the Substance Abuse and Mental Health Services Administration, nationally each month 26.4 percent of underage persons (ages 12-20) used alcohol, and binge drinking among the same age group was 17.4 percent. And nearly three quarters of students (72%) have consumed alcohol (more than just a few sips) by the end of high school, and more than a third (37%) have done so by eighth grade, according to the National Institute on Drug Abuse.

New data released this month reflected some results from efforts to reduce underage drinking during the past decade – from 2005 to 2015, there was a 15.1 percent drop in reported use by high school students.  This is better than the national average for the same time period, which shows a 10.5 percent decrease in youth alcohol use (CDC’s Youth Risk Behavior Survey), officials said.

Lewis’ commitment and dedication impressed the judging panel.

“Jozzlynn is deserving of this high honor. Her deep desire to empower her peers and change her community will serve her well, as she works to implement policy change at the local, state, and national level,” said Dawn Teixeira, SADD president and chief executive officer. “Motivated young people are a true catalyst for social change.”

“I am so very proud of Jozzlynn and her dedication to SADD, as well as her commitment to wanting to make Putnam High School and our community a safer place to learn and live,” adds Lisa Mooney, School Social Worker and SADD Advisor at Putnam High School.

SADD SPEAKs (Students for Policy, Education, Advocacy, & Knowledge) is an initiative of SADD National, funded by State Farm, that focuses on addressing an impaired driving issue. The participants will have a positive and lasting effect on public policy, demonstrating the power of America’s young people to speak persuasively on critically important issues. They will be trained in coalition building, public speaking and advocacy skills.

This year’s SADD SPEAKs delegates will develop an advocacy plan to address an impaired driving issue (distracted, drowsy, drugged or underage drinking and driving). The group will then lead the national organization’s efforts on Capitol Hill and before their own state and local governments, as well as mobilize thousands of SADD students across the country.

The SADD National Conference, held later this month in Pittsburgh, will include some attendees from Connecticut – nearly a dozen students, teachers and officials from New London will be among those on hand.

At the Governor’s Residence, The Partnership also shared its new strategic plan with the attendees who generously support the non-profit organization. The plan is focused on The Partnership’s mission to equip and connect community groups, business leaders and families to prevent substance abuse, underage drinking and violence among youth.

Created in 1989, the Governor’s Prevention Partnership is a not-for-profit partnership between state government and business leaders with a mission to keep Connecticut’s youth, safe, successful, and drug-free.  The organization focuses on positive school climate, mentoring, and the prevention of underage drinking and substance abuse.

Founded as Students Against Driving Drunk in 1981 in Wayland, Massachusetts, SADD has grown to become the nation’s leading peer-to-peer youth education and prevention organization with thousands of chapters in middle schools, high schools and colleges. In 1997, in response to requests from SADD students themselves, SADD expanded its mission and name and now sponsors chapters called Students Against Destructive Decisions.

PHOTO: Jozzlynn Lewis, left, newly appointed to the National SADD teen advocacy board with Jill Spineti, President & CEO of The Governor’s Prevention Partnership.

CT to Offer Digital Media Education to Create Employment Pathway

Connecticut’s push to strengthen its digital media workforce continues this summer, with the second year of the Digital Media CT (DMCT) summer training program, developed in partnership by the Connecticut Office of Film, Television & Digital Media and the University of Connecticut. The program is aimed at high school juniors and seniors, current college students, college graduates with majors in communications/film/television, veterans, and professionals who want to explore digital media. The four-week and two-week programs, which both begin on July 9, are designed for individuals with a demonstrated interest in digital media who want to develop the basic skills necessary to potentially seek work in the industry or augment their current skill set.

DMCT students will explore the industry’s many facets learning about media production for web, film, television, games, communications and marketing, and receive specialized skills and hands-on experience needed to pursue careers in the digital media industry. Tracks include 3D Animation, Game Design, Motion Graphics Design, Social Media Management and Web Design.

All DMCT classes will be hosted at the University of Connecticut Stamford Campus and taught by UConn's Digital Media & Design faculty and complemented with lectures from local/regional professionals and industry experts. This approach is designed to “provide students with the valuable and unique opportunity to build relationships with accomplished practitioners in respective fields.”

The training will be presented in classroom format and will provide a comprehensive introductory overview of the digital media industry, disciplines, and processes. Each of the various sections of the program will feature daily introductory seminars focused on digital art and technology. Both day and evening programs are offered to accommodate current students and those with a flexible day schedule, as well as working professionals.

xpert guest lecturers from Connecticut companies will speak regarding subjects and crafts not included in the general curriculum.  Officials indicate that upon successful completion of the DMCT, trainees will have completed a portfolio worthy project consistent with their selected track and representative of their work and learning. They will also receive a certificate of completion from the Connecticut Office of Film, Television & Digital Media for their selected track.

The cost for the four-week session, 9:30 – 4:30 daily, is $500; the intensive two-week, Monday-Friday, evening session is $250.

The state’s Office of Film, Television and Digital Media supports and enhances Connecticut’s film, television and digital media industry. The film office is the statewide contact for motion picture, television and digital media production and serves as liaison between production companies, state agencies, municipalities, production facilities, local crew and vendors. The Office also administers the tax credit programs designed to incentivize the development of the industry here in Connecticut.

The Associated Press recently reported that Connecticut’s tax credit program provided $91.5 million in tax credits to 36 production companies that spent an estimated $348 million in fiscal year 2015 in the state on qualified digital and TV productions. The credit covers up to 30 percent of what's spent in Connecticut, ranging from salaries to rental equipment, according to the AP report.  The news story also indicated that the state’s job training emphasis in recent years has shifted from film-related jobs to television and digital media.

"We still have films that are shooting here, but really the lion's share of the production activity in the state is split between television and digital media. It's sort of our niche. That's sort of where we hunt," said George Norfleet, director of the Office of Film, Television and Digital Media, told the AP.

Blue Sky Studios, the digital animation studio in Greenwich, relocated to Connecticut from Westchester County, N.Y. in 2009, and Connecticut is home to ESPN, World Wrestling Entertainment, NBC Sports and NBCUniversal, which tapes Maury and the Jerry Springer Show at the Stamford Media Production Center in downtown Stamford.

More information is available from DMCT courses info@DigitalMediaCT.com or 860-270-8198.

13 CT School Districts Named Among Nation’s Best in Music Education

Thirteen Connecticut school districts are among 476 districts across the United States being recognized as among the Best Communities for Music Education (BCME) for 2016. Now in its 17th year, BCME recognizes outstanding efforts by teachers, administrators, parents, students and community leaders who work together to ensure access to music learning for all students as part of the school curriculum. The nearly 500 districts selected were culled from the nation’s 13,515 school districts.  The Connecticut districts selected are:

• Bethel Public School
• Bristol Public Schools
• Canton Public Schools
• Cheshire Public Schools
• Glastonbury Public Schools
• Newington School District
• Newtown Public Schools
• Simsbury Public Schools
• Southington Public Schools
• Torrington Public Schools
• West Hartford Public Schools
• Westport Public Schools
• Wilton Public Schools

An additional 118 school districts, including Windsor in Connecticut, were named Support Music Merit Schools.

The NAMM Foundation advances active participation in music making across the lifespan by supporting scientific research, philanthropic giving and public service programs.  Founded in 2006, The NAMM Foundation represents the generosity and philanthropy of the music products industry.

The organization’s website, citing a 2015 national report, indicates that 83% of teachers and 73% of parents do not see music education as a luxury, and believe that cuts to music programs are detrimental to student success.  Citing an earlier study, Namm points out that students in high-quality school music programs score higher on standardized tests compared to students in schools with deficient music education programs, regardless of the socioeconomic level of the school or school district.

To qualify for the Best Communities designation, school districts provided detailed information about funding, graduation requirements, music class participation, instruction time, facilities, support for the music program, and community music-making programs.

Studies have shown that there is a correlation exists between the amount of music training and the amount of improvement in reading fluency in children, and that music training improves scores in spatial-temporal reasoning used in higher levels of science and math.

In furtherance of music education, the NAMM Foundation and the Make Music Alliance are inviting interested businesses and organizations to organize a Make Music Day event. The annual global festival of music, “encourages first-time and seasoned music makers to come together on the longest day of the year to ‘Just Play’ and it is the perfect occasion to bring all people together to make music,” officials said.

Make Music Day is an annual celebration that occurs each June 21, when people in more than 700 cities around the world make music together on the summer solstice.

Connecticut Is 2016’s 2nd Best State for Working Dads; Two Norwalk Businesses Earn Spot Among Nation’s Top 50 for New Dads

Working fathers in Connecticut are in a great place, according to a newly released analysis.  Connecticut is ranked only behind only Minnesota as the 2^nd Best State for Working Dads, a glimpse of good news as Father’s Day approaches. Nearly 93 percent of dads with kids younger than 18 in the labor force, according to the personal-finance website WalletHub, which conducted an in-depth analysis of the Best & Worst States for Working Dads.

The top 10 states were Minnesota, Connecticut, Vermont, Massachusetts, New Jersey, Wisconsin, Iowa, Kansas, Virginia and North Dakota.  At the bottom of the list were Mississippi, West Virginia, Alaska and Nevada.

WalletHub analyzed the work-life balance, health conditions, financial well-being and child-rearing environments for working dads in the 50 U.S. states and the District of Columbia, using 20 key metrics, which range from day care quality to male life expectancy.

To identify the best and worst states for working dads, WalletHub analyzed the various factors in the work-life balance that affect paternal roles in the 50 states and the District of Columbia, focused on four key dimensions of fatherhood: 1) Economic & Social Well-Being, 2) Work-Life Balance, 3) Child Care and 4) Health.  Among the 20 factors included were parental leave policy, commute time, day care quality, pediatric services, median income, unemployment rate, and mental health.

Leading to its overall ranking of second in the analysis, Connecticut was 13^th in “economic and social well-being,” third in “work-life balance,” eighth in “child care,” and third in “health.”  Among the sub-categories, Connecticut was:

• 2nd – Male Life Expectancy at Birth
• 2nd – % of Kids Younger than 18 with Dad Present Living in Poverty
• 2nd – “Parental Leave Policy” Score
• 6th – Access to Pediatric Services
• 6th – % of Men Who Report Adequate or Any Physical Activity
• 7th – Male Uninsured Rate
• 14th – Average Freshman Graduation Rate for Men
• 16th – Mortality Rate due to Heart Disease per 100,000 Men
• 17th – Mean Hours Worked per Day Among Males
• 19^th - Median Income for Families (Dad Present) with Kids Younger than 18 Years, Adjusted for Cost of Living

Among the nation’s top businesses for new dad, an analysis by the website Fatherly, determined that two Connecticut-based companies – alcoholic beverages producer Diageo and financial data and analysis provider FactSet, earned slots in the top 50.  Fatherly is a digital lifestyle guide for men entering parenthood.

Just a handful of states had companies on the list:  California (18), New York (9), Oregon (4), Massachusetts (3) and Georgia, North Carolina, Washington DC, and Connecticut, with two each.

Norwalk’s Diageo ranked 34^th, and was praised for policies that include “employees receive up to 8 hours of school activity leave (up to 40 hours per year) so you won’t have to miss your kid’s big game or school play.”  FactSet, headquartered in Norwalk, ranked 46^th.  The company was praised because it “recently upped it’s paternity leave from one week to 4.”  FactSet has 8,000 employees in 21 countries.  Diageo is a global leader in beverage alcohol with iconic brands in spirits, beer and wine, producing well-known brands from more than 200 sites in over 30 countries.

The top companies were Netflix, Spotify, Facebook, Patagonia, Bank of America, Pinterest, Google, Microsoft, Twitter, Airbnb, Johnson & Johnson, Accenture, MasterCard, Intuit and Intel.

In addition, nine small businesses described as “leading the way,” were change.org (San Francisco), Laughing Planet Café (Portland), Upworthy (New York), Blue Corona (Maryland),  Badger Balm (New Hampshire), Square Root (Austin), Able Lending (Austin), Happy Family (New York) and ustwo (New York).

When Fatherly’s 50 Best Places To Work For New Dads was a year ago, nearly half the companies featured offered between one and 2 weeks of paid leave to fathers. Twelve months later, 7.5 weeks is the average, 35 percent of companies offer between 6 and 8 weeks, and another 12 companies offer between 10 weeks and a full year, the website pointed out, attributing much of the increase to tech companies, which make up nearly a third of companies on the top 50 list.

Data used to create the WalletHub report were obtained from the U.S. Census Bureau, the U.S. Bureau of Labor Statistics, the Council for Community and Economic Research, the Centers for Disease Control and Prevention, the National Center for Education Statistics, the National Partnership for Women & Families, the American Urological Association, the Social Science Research Council, Child Care Aware of America and WalletHub research.

Six State Commissions, Victims of Budget Consolidations, Disappear After Decades-Long Record of Achievement

After 43 years, the ironically-named Permanent Commission on the Status of Women began the organization’s final newsletter with an ironic observation:  “the PCSW had its most successful legislative session ever, celebrating the passage of four bills instrumental in protecting women's health and safety.” The PCSW is one of six legislative commissions eliminated in a last-minute budget compromise at the end of the legislative session a month ago.  The six ceased to exist on Thursday (June 9).  In their place will be two Commissions, each a mash-up of three of the organizations.

Wiped from the roster of state agencies are the PCSW, Legislative Commission on Aging, Commission on Children, Latino and Puerto Rican Affairs Commission, African American Affairs Commission and Asian Pacific American Affairs Commission.  Replacing them will be the Commission on Women, Children and Seniors and a Commission that merges the Latino, African-American and Asian Pacific American Commissions.

All staff members were effectively laid off, some applied for the handful of jobs that are to exist in support of the new Commissions.  The volunteer Commissioners will be holdovers, meaning that 63 Commissions will remain in place to set policy direction.

The 23 year old Commission on Aging was eliminated as Connecticut rapidly approaches a new, long-term reality—older adults will comprise an increasingly large proportion of the population.  At least 20 percent of almost every town’s population in the state will be 65 years of age or older by 2025, with some towns exceeding 40 percent.  Already, Connecticut is the 7^th oldest state in the nation.

The Asian Pacific American Affairs Commission, the most recent of the six, was established in 2008 to respond to a growing population in Connecticut.  With the smallest budget, the agency struggled to gain traction, and was just beginning to fulfill its mission when the end arrived.  Connecticut's Asian American population grew from 95,368 in 2000 to 157,088 in 2010 – a 65% increase. Asians represent the majority minority in 40 percent of Connecticut school districts, according to the Commission. 

The Permanent Commission on the Status of Women was formed in 1973 to study and improve Connecticut women’s economic security, health and safety; to promote consideration of qualified women to leadership positions; and to work toward the elimination of gender discrimination.

Over the next four decades, the organization played a pivotal role in the passage of more than 50 significant pieces of legislation, often placing Connecticut at the forefront of progress towards greater justice or equal treatment for women.

That was certainly true in 2016, in what turned out to be, as was once said in a different context, the best of times and the worst of times.  This year, PCSW advocated for major initiatives that gained legislative approval:

• Allow judges to remove firearms during temporary restraining orders in domestic violence;
• Make affirmative consent the standard for investigating alleged campus sexual assaults;
• Establish a working group to study possible labor violations in the nail salon industry;
• Eliminate the discriminatory tax on feminine hygiene products and diapers;
• Dramatically strengthen anti-trafficking laws by: shifting the focus of arrests in prostitution cases to the "demand side"; raising penalties against buyers of sex; removing the "mistake of age" defense; and requiring hotels and motels to keep records of those who rent rooms by the hour; and
• Give judges authority to remove parental rights from rapists in cases of clear and convincing evidence of sexual assault resulting in pregnancy.

Established in 1997, the mission of the African-American Affairs Commission (AAAC) was to improve and promote the economic development, education, health and political well-being of the African-American community in the State of Connecticut.  The Commission has been at the forefront of a range of issues impacting the African American community in Connecticut, and its demise occurs when race relations and equal opportunity remain under heavy scrutiny in Connecticut and across the country.   

Glenn A. Cassis Executive Director of the African-American Affairs Commission, when the consolidation plan was announced, said merging the panels will cause "irreparable damage to the African-American community in Connecticut."

"The elimination of AAAC tells the African-American community that their issues are not important to the state,'' Cassis wrote in an open letter to the leaders of the General Assembly. "The message that resonates is that despite the successful efforts of the past to eliminate the disparities that exist for this constituency in education, health, economic development, criminal justice and incarceration, and social well-being have become marginalized. Years of progress made has been cut short from being fully impacted to the level that this growing segment of Connecticut’s population deserves and expects."

The Latino and Puerto Rican Affairs Commission (LPRAC) was created by an act of the Connecticut General Assembly (CGA) in 1994. This 21 member non-partisan commission is mandated to make recommendations to the CGA and the Governor for new or enhanced policies that will foster progress in achieving health, safety, educational success, economic self-sufficiency, and end discrimination in Connecticut.  As of 2014, the state’s Hispanic population exceeded 500,000, about 15 percent of the state’s overall population.

In an Open Letter, LPRAC Executive Director Werner Oyanadel said “The decision to eliminate LRPAC does not in any way diminish the significant pride of the Commissioners and LPRAC staff, present and past, in the far-reaching and often ground-breaking work that has been accomplished to advance the quality of life for our state’s steadily growing Latino population.”  He added that “the end of a distinguished and impactful decades-long history does not diminish or eviscerate the landmark laws, policy-changing research and enduring impact of LPRAC on countless families, businesses and individuals of Hispanic heritage, and all the citizens of Connecticut.”

The Commission on Children, established in 1985, was borne of the legislature’s desire for the development of “policies that would ensure the health, safety, and education of Connecticut children.”  Said long-time Executive Director Elaine Zimmerman: “We feel we’ve succeeded beyond anyone’s wildest hopes, taking a leading role in issues as important—and diverse—as closing the achievement gap in reading, school climate, immunization, disaster planning for families, school readiness, children’s mental health, home visitation, youth employment, equity, and poverty reduction.”

One of the testimonials on the PCSW website, said succinctly: “The commission boldly tackles the issues that matter to my survival and prosperity! Their work to identify and eradicate inequality (whether of the deliberate kind or not), to serve as a public voice for women’s issues which are underrepresented in all public spheres, and to engage the public is integral in working toward a fair and just society.”

Regarding the state’s Latino population, Oyanadel said “the successor combined Commission will not be nearly the same; we can only hope that its impact will not be diluted or weakened, though we are concerned that our community will have a softer voice advocating for those issues of particular importance in and impact on the Latino community.”

Back in 2011, when consolidations and eliminations were under consideration by legislators, but ultimately not approved, as was the case repeatedly since the 2008 recession, Gov. Malloy told the CT Mirror: "If they asked my advice, I'd consolidate a bunch of them."

And in 2016, it came to pass.