Add a Teen Driver to Policy? Rates Double in CT, 8th Highest Increase in Nation

Adding a teen driver to the family automobile insurance policy drives up rates.  That’s true everywhere across the United States, and in Connecticut the increase is among the highest in the nation, almost doubling the policy's premium. A new survey reveals that the average premium increase in Connecticut when adding a teen driver to an existing policy is 96.3 percent, which is the 8^th highest increase in the U.S.  The only states with higher jumps in premiums are New Hampshire, Rhode Island, Arizona, Wyoming, Ohio, Oregon and Maine.

The study, by insuranceQuotes, found that the average increase in premiums across the country when a teen driver is added to an existing policy is 79 percent.  That is a slight improvement from a few years ago, when the increase nationwide averaged 84 percent.

The study also found that it costs more to add a young male driver than a female driver to an existing policy - adding a male teen to a married couple's policy results in a national average premium increase of 91 percent, compared to an increase of 67 percent for a female.  The difference is wider the younger the driver.  For 16 year old male driver is added, for example, the premium cost more than doubles on an existing policy.

Connecticut has consistently been ranked in the top ten, with among the highest increases when a teenage driver is added to an existing policy.  A year ago, Connecticut was ranked 7^th, with a 98.3 percent increase in insurance rates after adding a teen driver.  The previous year, Connecticut ranked 5^th in the annual survey, with an increase of 102.4 percent in the policy cost when a teen driver was added.

According to the data, the largest increases in Connecticut were in New Haven County, more than 11 percent higher than the statewide average.  Tolland, Windham, Middlesex and New London counties were slightly lower than the statewide average; Hartford and Fairfield counties slightly higher.

Laura Adams, senior insurance analyst at insuranceQuotes stressed that states differ considerably when it comes to the cost of insuring a teenage driver – noting that a teen added to a married adult's auto policy in New Hampshire results in an average annual premium increase of 125 percent, while in Hawaii the average increase is just 17 percent.  New Hampshire had the highest increase in each of the past three years.

"Insurance companies have pretty wide lattitude in many states in the reasons for raising rates, and in some states adding a teen really moves the needle," Adams told CT by the Numbers.  As for Connecticut, Adams said she doesn't see any reprieve anytime soon.  "Teen drivers are among the riskiest, and companies take advantage of the opportunity to raise rates."

Perhaps the most significant underlying factor is that each state regulates insurance differently, and those regulatory differences account for some of the variations in the study’s findings, according to insuranceQuotes.  For instance, Hawaii is the only state that doesn't allow insurance providers to consider age, gender or length of driving experience when determining premiums. That means that the cost for teens doesn't differ much from the cost for adults buying auto insurance.  This may also account for lower increases in states such as New York, Michigan and North Carolina, where insurance is regulated more strictly and rating factors are more stringent, insuranceQuotes points out.   The increases in those states when adding a teen to an existing policy were all below 60 percent, among the lowest increases in the nation.

Adams noted that people often notice the difference in rates when they move to another state.  "You are penalized for where you live.  States handle this very differently."

She added that "regardless of the costs to insure your teen driver, safety is the No. 1 priority. We suggest parents educate teens on the dangers of driving, especially when it comes to texting while driving, or driving under the influence.”

Kathy Bernstein, senior manager of the National Safety Council's Teen Driving Initiatives, told insuranceQuotes that the riskiness of teens behind the wheel may be "leveling off."  For instance, in 1978 there were nearly 10,000 teen driver deaths, according to the Insurance Institute for Highway Safety (IIHS). That number has dropped every year since then. In 2014, the number of teen driver deaths was about 2,600.  The percentage of teens on the road has steadily declined as well. According to a recent study from the University of Michigan, 69 percent of 17-year-old Americans had a license 30 years ago. Now, less than half have a license - 45 percent.

Adams indicated that as teen drivers get older and gain driving experience, rates tend to come down, unless, of course, they happen to have an accident in which they are at fault.  In those instances, "very high rates" result.

For the annual study, insuranceQuotes and Quadrant Information Services examined the economic impact of adding a driver between the ages of 16 and 19 to a family's existing car insurance policy.  The insuranceQuotes website provides consumers with a free, easy way to compare insurance quotes online for auto, home, health, life and business policies.

Connecticut Students Know Much About History; Stand Out in National Contest

Hamilton.  Say the name these days, and people almost reflexively think of the hit Broadway show.  But for Connecticut students Juliana Rodrigues, Max Bueno, Samantha Gilbert, Emily Strickland, and Joseph Zarif from Memorial Middle School in Middlebury, Hamilton brings to mind more recent history. The students won two Special Awards for their project, Alexander Hamilton Explores a Financial System for the New Nation of America, at the National History Day Competition for middle school and high school students, held this month in Maryland.  They middle-schoolers won the U.S.  Constitution Award and the Special Award in History in the Federal Government.

Connecticut History Day is a program for students in grades 6-12 that encourages exploration of local, state, national, and world history.  After selecting a historical topic that relates to an annual theme, students conduct extensive research using libraries, archives, museums, and oral history interviews. Students analyze and interpret their findings, draw conclusions about their topic's significance in history, and create final projects that demonstrate their work.

Connecticut History Day is one of 57 affiliate programs of the highly regarded National History Day program. Student projects developed by students in Connecticut are entered into a series of competitions, from the local to the national level, where professional historians and educators evaluate them.

The students from Middlebury were not the only Connecticut students to shine on the national stage this year.

• Mia Porcello, a middle school student from St. Timothy School in West Hartford, captured a national title by winning First Place in the Junior Individual Exhibit Category for her entry Florence Wald: Exploring Medical Boundaries, Exchanging Hospitals to Hospice.
• Shay Pezzulo, a high school student from Classical Magnet School in Hartford, captured CHD’s second national title of the year by winning First Place in the Senior Individual Website Category for her entry Duel and Duality: New Journalism, New York. Pezzulo also attended "Breakfast on the Hill" with members of Congress during her trip to the NHD Contest - an event sponsored by the National Endowment for the Humanities.
• The Outstanding Connecticut Entry Award from the Senior Division was awarded to Nicole Wood, Juliana Salamone, Katherine Hurst and Flora Dievenich for their group project, Women Airforce Service Pilots and the Flight for Equality. They are students at Greenwich High School and were also finalists in the Senior Group Performance Category.
• The Outstanding Connecticut Entry Award from the Junior Division was awarded to Hunter Dale and Noah Vasington for their group project, Branch Rickey: Branching Off to New Ideas. They are students at Mansfield Middle School in Storrs and were also finalists in the Junior Group Exhibit Category.
• Rosie the Riveter, an exhibit created by Claire Graham, Hana Previte, Isabel Saltzman, and Lauren White was one of only 57 projects featured at the National Museum of American History’s "National History Night" on Wednesday, June 15. They are students at Wilton High School.

The students, who helped Connecticut stand-out at the national competition, range from first-time program participants to history day veterans and from AP students to students who are struggling in school, according to officials.  The national competition was held June 12-16 at the University of Maryland.

In recent years, the Connecticut program, coordinated by Connecticut’s Old State House with support from Connecticut Humanities, has grow in numbers and in the quality of the students’ work, organizers point out. This year, Connecticut History Day had 10,600 points of contact with Connecticut students, teachers, parents and history professionals, including workshops for 4,500 students—twice last year’s number.

"Good strategic thinking by our History Day team has increased the number of students who learn and grow through this program," said Sally Whipple, Executive Director of Connecticut's Old State House. "Old State House workshops, resources and coaching have helped students develop high quality projects based on sound research. We serve thousands of students through this program, but more important than the number served, is the quality of that service. Students develop critical thinking, writing and research skills, along with increased confidence, curiosity and the ability to ask and find answers to compelling questions. The Old State House staff strives to do this every day through all of its programs. It's great to see student work that we've helped nurture receive the highest National History Day honors possible."

This is the fifth consecutive year that Connecticut students have placed at the national contest and appears to be the first time that Connecticut students have won two first place awards. The initiative in Connecticut is in line with the state’s relatively new Social Studies Framework and helps students build confidence, as well – as does the recognition, both in state and at the national level. 

Earlier this year, state contest winners were determined at a day-long event hosted at Central Connecticut State University.  That followed regional contests held in Torrington, New Haven, Fairfield, Mansfield, Manchester and Hartford. Among the statewide category winners, at the high school level,  were students from Hartford, Farmington, Manchester, Norwich, Weston, Wilton, Westport, Southbury, Woodbury, Greenwich, Ellington, New Haven and Wallingford.  Topics ranged from the Panama Canal to Pequot Ware, Immigration Policy to Women Airforce Pilots, 20^th Century Psychiatry to War of the Worlds, Cheney Brothers to Langston Hughes.

The road to National History Day (NHD) begins in Connecticut’s classrooms and home schools where well over 2,000 students choose topics reflecting an annual NHD theme, conduct research and analysis and create an exhibit, performance, website, paper or documentary that shares their findings. Of these, more than 1,250 students competed in this year’s regional contests, with over 400 of the winners going on to the State Contest, which sends first and second-place winners on to Nationals.

https://youtu.be/6pt2R_5cXQs

Most Valuable States in America: Connecticut Ranks #3

A recent study estimates that the combined value of all land in the contiguous United States is worth nearly $23 trillion. The most valuable state, according to the survey, is California, which accounted for 17 percent of the total value of the 48 bordering states. New Jersey, however, had the most valuable real estate relative to its size, estimated at $196,400 per acre, or 16 times the average value per acre across the contiguous U.S. Connecticut ranked third overall.  Although the third smallest state in the country, containing just over 3 million acres, Connecticut is also one of just four states where land is valued at over $100,000 per acre on average. By contrast, the estimated value of an average acre across the country is just over $12,000.

The study, authored by William Larson, senior economist at the Federal Housing Finance Agency and previously at the Bureau of Economic Analysis, estimated the value of different property types, including agricultural areas, federal land, and developed suburban and urban areas.  The study is featured on the website 24/7 Wall St.

States with generally larger rural areas tended to have a lower value relative to their size, while more densely populated states that contain large urban centers had the highest estimated worth per acre. The value of Connecticut’s land is reflected in the higher cost of a house in the state. The typical house is worth $267,200, compared to a national median home value of $181,200, according to the analysis.

Key data for Connecticut includes:

• Value of land per acre: $128,824
• Total value: $400 billion (18th highest)
• Total acres: 3.1 million (3rd lowest)
• Percent land mass rural: 62.3% (4th lowest)

The top 10 “most valuable” states:  New Jersey, Rhode Island, Connecticut, Massachusetts, Maryland, Delaware, New York, California, Ohio, and Pennsylvania.  Next are Florida, Michigan, Illinois, Virginia, New Hampshire, South Carolina, Indiana, Washington, North Carolina and Tennessee.

The analysis points out that the type of land in a given area has a significant impact on its worth. Agricultural and other largely undeveloped areas are generally worth significantly less than cities and suburbs land.  Developed land, or land where housing, roads, and other structures are located, is valued at an estimated $106,000 per acre, while undeveloped land was estimated at $6,500 per acre, and farmland at only $2,000 per acre, according to the analysis.

That said, the analysis notes that it is not surprising that most of the states with the highest per acre land values are predominantly urban, such as New Jersey, Rhode Island, Connecticut, and Massachusetts. These Northeastern states are smaller and have less rural acreage “to bring the average value down.”  The data reflects that the six most valuable states were also among the 10 smallest states by landmass. In New Jersey, for example, 39.7 percent of the area is considered urban, compared to a national urban share of just 3 percent.

The entirety of Delaware is worth just $72 billion, the second smallest total value compared to the other states in the lower 48, the analysis notes. On a per acre basis, however, the state is valued at $57,692 on average, the sixth highest in the country. Just behind Delaware is New York, with more than 30 million acres worth $41,314 each, on average. In total, the Empire State’s acreage is worth $1.25 trillion, based on the analysis. Because of the large rural areas in the state, the analysis explains, less than 10 percent of New York’s total area is considered developed. However, that developed property is so valuable it accounts for roughly two-thirds of the state’s total value.

All 10 of the states with the largest proportions of federally-owned land are west of Kansas, reflecting the way in large swaths of that land entered the United States at various junctures in U.S. history.   The Louisiana Purchase and the conclusion of the Mexican-American War left considerable areas across the western United States in the hands of the federal government.

While less than 25 percent of all land in the lower 48 states is owned by the federal government, in Nevada, as one prime example, the third least valuable state by acre, 86.8 percent is federal, the highest share in the country.  As a result, western states with a lot of federal land tend to have lower average values per acre. More than 30 percent of land in nine of the 15 “least valuable” states was federally-owned as of 2009.

PERSPECTIVE: Why Now is the Time to Invest in CT’s Downtowns

by John Simone Over the last few years, there has been a tremendous acknowledgement of the importance and appeal of downtown.  Numerous studies have quantified this issue in myriad ways:

• showing the common demand among millennials and baby boomers for walkable town centers – whether they be in urban, suburban or rural communities;
• noting that money spent downtown stays downtown (in stark contrast to big-box retailers);
• showing that each new unit of downtown housing translates into thousands of dollars’ worth of business for the downtown; and
• finding that by even modest estimates vacant storefronts cost communities hundreds of thousands of dollars in lost tax revenue and rents each year.

At this point, it’s also widely agreed that development in these typically compact areas is amongst the most sustainable, environmentally friendly and economically robust thanks to ready infrastructure and a diverse mix of uses, businesses, and housing.

Connecticut especially is becoming hyper-sensitive to the importance of energetic and robust town centers as it finds itself in the midst of many opportunities and challenges.

First and foremost, our downtowns can provide the authentic, walkable communities needed to attract and retain the talented workforce Connecticut needs to compete locally, nationally and internationally. This is of particular importance because Connecticut is currently facing the dual burdens of a ballooning aging population coupled with a declining population of 18-34 year olds – both of whom increasingly want to be in walkable, more active and transit-accessible downtowns.  At the same time, an increasing demand for downtown living is paralleled with a general lack of diverse and affordable housing choices. Upper story space in existing older buildings is vacant and available, but expensive to renovate.

Connecticut’s downtowns also represent the greatest chance to restore social and economic balance to a state known to have both the richest and poorest neighborhoods, a divide that needs to be healed if true prosperity is to be gained.  Creating robust downtowns will also ensure success of the State’s $1.5 billion investment in transit (notably CTfastrak and railway upgrades) which is already creating demand for development around these transit stations.

Given these tremendous opportunities and obstacles, it’s little wonder the Connecticut Main Street Center (CMSC) is being increasingly called on to further demonstrate the economic return of attractive, engaging and well-managed downtowns.

To meet this growing need, CMSC recently adopted a new strategic plan to guide us as we take on more of a lead role in calling for greater investment in our town and city centers. Not only will we proactively advocate for increased financing for mixed-use and transit oriented development, but also for policies and regulations that support and enhance our main streets, as well as identifying  more and better models of downtown management, including training, education, and communication for downtown professionals.  Championing sustainable financing for these downtown organizations will also be a priority.

Connecticut’s downtowns deserve to be recognized as the drivers of the state’s economy and epicenters of social equity and entrepreneurial ingenuity.  By investing in the components of a healthy downtown, from walkable streets to inviting housing and interesting amenities, we’ll reach the goals set in our plan, making Connecticut’s rich mix of quaint village centers and bustling urban centers an irresistible draw for innovators of all ages to live, work and prosper.

___________________________________________

John Simone is President and CEO of Connecticut Main Street Center. 

PERSPECTIVE commentaries by contributing writers appear each Sunday on Connecticut by the Numbers.

 Also of interest: Progress Made on Regional Cooperation

Editorial Cartoon by Bob Englehart

AMA Policy, UConn Professor Raise Concerns About Municipal Conversions to LED Lighting

An article authored by UConn professor of Community Medicine and Health Care Richard G. Stevens, which highlights red flags being raised by the American Medical Association regarding the safety of LED lighting being installed in cities around the country, is gaining notice.  The article first appeared on an international website, theconversation.com, which features articles researched and written by college faculty from the U.S. and around the world.  The site’s tagline, “Academic rigor, journalistic flair,” reflects its approach.  The article has since been re-published on the CNN website, and it gaining traction on dozens of other internet sites. The article revolves around a policy statement issued by the AMA this month that suggests “conversions to improper LED technology can have adverse consequences.” Stevens, who has written about the health risks of electric lighting for more than two decades,  indicates that the policy statement comes "in response to the rise of new LED street lighting sweeping the country.” 

The new "white" LED street lighting which is rapidly being retrofitted in cities throughout the country has two problems, according to the AMA, Stevens highlights. “The first is discomfort and glare. Because LED light is so concentrated and has high blue content, it can cause severe glare, resulting in pupillary constriction in the eyes. Blue light scatters more in the human eye than the longer wavelengths of yellow and red, and sufficient levels can damage the retina. This can cause problems seeing clearly for safe driving or walking at night.” The AMA goes on to point out that blue-rich LED lighting can decrease visual acuity and safety, resulting in concerns and creating a road hazard.

In addition to its impact on drivers, the AMA notes that blue-rich LED streetlights operate at a wavelength that most adversely suppresses melatonin during night. It is estimated that white LED lamps have five times greater impact on circadian sleep rhythms than conventional street lamps, the AMA indicated. Recent large surveys, according to the AMA, found that brighter residential nighttime lighting is associated with reduced sleep times, dissatisfaction with sleep quality, excessive sleepiness, impaired daytime functioning and obesity.

The AMA points out that “converting conventional street light to energy efficient LED lighting leads to cost and energy savings, and a lower reliance on fossil-based fuels. Approximately 10 percent of existing U.S. street lighting has been converted to solid state LED technology, with efforts underway to accelerate this conversion.”

Although no comprehensive list is available, among the communities in Connecticut making the switch to LED lighting are Stamford, Plainville, East Hartford, Southington, and Berlin, according to published reports. Cheshire launched a streetlight replacement program earlier this year, indicating that “the new LED fixtures will provide the appropriate amount of lighting for locations across the town and will focus light directly downward on the sidewalks and roadway.  The fixtures have a ten-year product warranty, but are anticipated to have a much longer life. The project is expected to be completed in July 2016.”

"Despite the energy efficiency benefits, some LED lights are harmful when used as street lighting," AMA Board Member Maya A. Babu, M.D., M.B.A. "The new AMA guidance encourages proper attention to optimal design and engineering features when converting to LED lighting that minimize detrimental health and environmental effects."

The AMA encourages communities to minimize and control blue-rich environmental lighting by using the lowest emission of blue light possible to reduce glare. Stevens, however, says that “the AMA's recommendation for CCT below 3000K is not quite enough to be sure that blue light is minimized. The actual spectral irradiance of the LED -- the relative amounts of each of the colors produced -- should be considered, as well.”

Stevens concludes that “there is almost never a completely satisfactory solution to a complex problem. We must have lighting at night, not only in our homes and businesses, but also outdoors on our streets. The need for energy efficiency is serious, but so too is minimizing human risk from bad lighting, both due to glare and to circadian disruption. LED technology can optimize both when properly designed.”

The Hartford Courant reported last year that ESCO Energy Services is working with the Connecticut Conference of Municipalities to implement its municipal Street Light LED Conversion Program to buy the current streetlights from utilities and replace them with more efficient LED fixtures.

Stevens proposed in 1987 what was then seen as a radical new theory that use of electric lighting, resulting in lighted nights, might produce "circadian disruption" causing changes in the hormones relevant to breast cancer risk, according to the UConn Health website. Accumulating evidence has generally supported the idea, the site indicates, and it has received wide scientific and public attention. For example, his work has been featured on the covers of the popular weekly Science News (October 17, 1998) and the scientific journal Cancer Research (July 15, 1996). His most recent paper, “Shift work as a harbinger of the toll taken by electric lighting,” was published in Chronobiology International, The Journal of Biological and Medical Rhythm Research, in January 2016.

The Conversation website is a collaboration between editors and academics to provide "informed news analysis and commentary that’s free to read and republish." It launched as a pilot project in the U.S. in October 2014 after starting in Australia in March 2011 and​ the UK in May 2013. Boston University’s College of Communication is are hosting the operation in the U.S.

PHOTO:  Traditional street lighting (left) vs. LED lighting (right).

Putnam High School Student Earns Spot on National Student Advocacy Board

As many Connecticut students are honored with end-of -year school awards for community accomplishments, Putnam High School Junior Jozzlynn Lewis has earned a coveted spot on a national teen board. She has been selected by Students Against Destructive Decisions (SADD) to join an advocacy-training program called SADD SPEAKs, the only youth from Connecticut to earn the distinction for the coming year. SADD state coordinator for Connecticut, the Governor’s Prevention Partnership, announced Lewis’ appointment:  “Jozzlynn was one of only 15 young people from across the country who was chosen. It is quite an honor!” said Jill Spineti, President & CEO, The Governor’s Prevention Partnership (The Partnership). “This is also significant for The Partnership because this is the first time in ten years that we have had a youth from Connecticut involved in a national SADD initiative.”

Lewis’ appointment to SADD Speaks was announced recently at the Partnership’s Annual Governor’s Residence Reception, a private event at the Governor’s home, which recognizes the organization’s top corporate investors.  She addressed CEOs, Commissioners and other high level officials at the event hosted by Governor Malloy and other members of the Partnership’s Board of Directors.

Lewis, 17, underwent a competitive selection process which focused on her experience, leadership qualities, public speaking ability, and other criteria, officials said. She was recognized as a dynamic student leader who has also been involved in her local substance abuse prevention coalition, Putnam PRIDE, for many years, along with her mother, Cheryl. Her interest in SADD stems from seeing alcohol and substance use in her own school.

“Sometimes kids come to class under the influence,” explains Lewis, who will begin her senior year in the fall. “This has a negative influence on all of the students, not just the ones who use.  I became involved in SADD in order to make a difference and do my part to make things better.”

Spineti notes that “More than 50 percent of Connecticut's youth continue to deal with issues of drug use, family alcoholism, bullying and child abuse. We partner with SADD and exemplary students such as Jozzlynn to help children avoid all substances to ensure a healthier future.”

Although progress has been made, Spineti stresses that efforts need to be intensified.  According to the Substance Abuse and Mental Health Services Administration, nationally each month 26.4 percent of underage persons (ages 12-20) used alcohol, and binge drinking among the same age group was 17.4 percent. And nearly three quarters of students (72%) have consumed alcohol (more than just a few sips) by the end of high school, and more than a third (37%) have done so by eighth grade, according to the National Institute on Drug Abuse.

New data released this month reflected some results from efforts to reduce underage drinking during the past decade – from 2005 to 2015, there was a 15.1 percent drop in reported use by high school students.  This is better than the national average for the same time period, which shows a 10.5 percent decrease in youth alcohol use (CDC’s Youth Risk Behavior Survey), officials said.

Lewis’ commitment and dedication impressed the judging panel.

“Jozzlynn is deserving of this high honor. Her deep desire to empower her peers and change her community will serve her well, as she works to implement policy change at the local, state, and national level,” said Dawn Teixeira, SADD president and chief executive officer. “Motivated young people are a true catalyst for social change.”

“I am so very proud of Jozzlynn and her dedication to SADD, as well as her commitment to wanting to make Putnam High School and our community a safer place to learn and live,” adds Lisa Mooney, School Social Worker and SADD Advisor at Putnam High School.

SADD SPEAKs (Students for Policy, Education, Advocacy, & Knowledge) is an initiative of SADD National, funded by State Farm, that focuses on addressing an impaired driving issue. The participants will have a positive and lasting effect on public policy, demonstrating the power of America’s young people to speak persuasively on critically important issues. They will be trained in coalition building, public speaking and advocacy skills.

This year’s SADD SPEAKs delegates will develop an advocacy plan to address an impaired driving issue (distracted, drowsy, drugged or underage drinking and driving). The group will then lead the national organization’s efforts on Capitol Hill and before their own state and local governments, as well as mobilize thousands of SADD students across the country.

The SADD National Conference, held later this month in Pittsburgh, will include some attendees from Connecticut – nearly a dozen students, teachers and officials from New London will be among those on hand.

At the Governor’s Residence, The Partnership also shared its new strategic plan with the attendees who generously support the non-profit organization. The plan is focused on The Partnership’s mission to equip and connect community groups, business leaders and families to prevent substance abuse, underage drinking and violence among youth.

Created in 1989, the Governor’s Prevention Partnership is a not-for-profit partnership between state government and business leaders with a mission to keep Connecticut’s youth, safe, successful, and drug-free.  The organization focuses on positive school climate, mentoring, and the prevention of underage drinking and substance abuse.

Founded as Students Against Driving Drunk in 1981 in Wayland, Massachusetts, SADD has grown to become the nation’s leading peer-to-peer youth education and prevention organization with thousands of chapters in middle schools, high schools and colleges. In 1997, in response to requests from SADD students themselves, SADD expanded its mission and name and now sponsors chapters called Students Against Destructive Decisions.

PHOTO: Jozzlynn Lewis, left, newly appointed to the National SADD teen advocacy board with Jill Spineti, President & CEO of The Governor’s Prevention Partnership.

Enforcement Hold Lifted, FCC Will Now Consider License Renewal Application of WTIC-AM, Pending for Two Years

Just days after a federal appeals court upheld former Gov. John G. Rowland’s conviction for violating federal campaign laws, the Federal Communications Commission lifted an enforcement hold on WTIC-AM's license renewal. At the time that Rowland was accused of secretly accepting pay as a political consultant, he was also an afternoon radio host on WTIC-AM. His use of the airwaves in order to favor the candidate, Lisa Wilson-Foley, whose spouse was paying Rowland at the time, was raised during his trial.

The FCC is now “in a position to consider the objections that have been filed regarding the renewal application,”  an agency official told CT by the Numbers.  There is no timetable for that review, which is just beginning now that the agency’s enforcement hold has been “lifted,” or for a final decision on the station’s license renewal application.

The station’s broadcast license expired almost 27 months ago, on April 1, 2014.  In accordance with FCC procedures, the station filed a license renewal application on November 27, 2013.  By September 2014, the FCC’s enforcement division placed the renewal application on “enforcement hold,” which precluded any action by the agency on the renewal.

The station, owned by CBS Radio, could continue broadcasting while the FCC held the renewal application. Stations in such a status routinely continue to operate without any interruption until a decision on license renewal is made.

Even as the station remained on the air, the license renewal has been in limbo. As the agency’s Enforcement Bureau considered “an alleged violation of FCC rules,” the agency’s Media Bureau could not proceed with a decision on whether or not to renew the station’s broadcast license, typically an 8-year renewal.

The FCC has not provided the reason that the license application was put on hold.  FCC officials have indicated that most often enforcement holds are instituted due to a complaint being filed that requires investigation, but they would not confirm whether that was true in this instance.  That information is only made available to the licensee or their attorney, according to an FCC official.

Now that the license renewal application has reached the agency’s Media Bureau, they will consider “how the allegation of violation was resolved,” as well as a range of other factors in deciding whether or not to renew the station’s license.  The other, more routine, factors include whether any other objections have been raised about the station, whether the station has been adequately serving the public in their area of license, their history of compliance with FCC regulations, and their overall performance.

Hartford Attorney Ken Krayeske filed an informal objection on October 1, 2014 to WTIC’s broadcast license renewal, alleging that the station “demonstrated serious malfeasance” and “helped conceal violations of federal law.”  The FCC has confirmed the receipt of that objection.

Rowland resigned from his drive-time talk show on WTIC-AM in April 2014.  The station currently airs a locally-originated sports talk program in that time slot. The FCC had no comment on whether the now more than two-year delay in making a determination on the license renewal is among the longest in FCC history.

Bridgeport-Based Wholesome Wave Receives $500,000 USDA Grant to Increase Food Access in Hartford and Vermont

The announcement of the second round of funding for the U.S. Department of Agriculture’s Food Insecurity Nutrition Incentive (FINI) Program, included the selection of national nonprofit Wholesome Wave to receive nearly $500,000 designated to increase affordable access to healthy food in Hartford, Connecticut, and the Northeast Kingdom of Vermont (the northeast corner of the state, comprising Essex, Orleans and Caledonia counties). The funds will flow through an innovative Farm-to-Grocery Nutrition Incentive model, which funds coupons for fresh fruits and vegetables that match the value of SNAP spent at participating grocery stores and increases locally-grown food those stores procure from nearby farmers.

Combined with an additional $500,000 from other funding sources, this project will amount to a $1 million investment in Connecticut and Vermont’s local food economies, according to Wholesome Wave.

Wholesome Wave plans to work with two community nonprofits, Hartford Food System and Green Mountain Farm to School, and eight local grocery stores, to help an estimated 5,000 people purchase more fresh produce. Participating stores will purchase approximately $122,000 worth of regional produce from nearby farmers in Connecticut and Vermont.

The USDA award to Wholesome Wave was one of only 15 community-based initiatives across the country to be selected to receive multi-year grants.  The project is expected to trigger $920,000 in SNAP and incentive purchases in its first three years, officials project.  Overall, the initiative is aimed at  increasing food access for low-income residents, supporting grocery stores as healthy food providers, strengthening local economies, and driving revenue to nearby farms.

“Wholesome Wave is thrilled by the innovations that USDA is supporting through the new FINI grants, which are taking the work of increasing affordable access to healthy food to even greater levels of impact,” said Michel Nischan, CEO & Founder of Wholesome Wave. “So many SNAP shoppers are working parents with limited time to source healthier food choices. Through the new Farm-to-Grocery model, our partners in Connecticut and Vermont will be able to expand affordable access to SNAP consumers in a way that allows them to find and purchase more healthy food from a variety of retailers.”

The areas selected both face high levels of poverty and are home to farmers seeking new markets for their healthful crops, according to Wholesome Wave.  They point out that 40 percent of Hartford’s children live in poverty and 42 percent of the city’s residents use SNAP, formerly known as food stamps.

In the first iterations of healthy food incentives – which also match the value of SNAP spent – Wholesome Wave worked with local partners to offer them at farmers markets. By expanding healthy food incentives to grocery stores where many families already shop, this project is designed to offer a promising solution to each community’s food access challenges.

Wholesome Wave’s expertise in facilitating and scaling successful food access projects, combined with the local nonprofits’ experience within the communities, represents an ideal partnership to move this work forward, according to the organization.

This project builds on Wholesome Wave’s existing work across 40 states, including expansion through the large-scale FINI grant received last year, a $3.77 million grant from the USDA through the new Food Insecurity Nutrition Incentive (FINI) grant program.   Wholesome Wave began in Bridgeport in 2008; a 501(c)(3) nonprofit that strives to create a vibrant, just and sustainable food system. By making fresh, locally grown fruits and vegetables affordable and available, it enables underserved consumers to make healthier food choices.

In particular, this year’s FINI grant expands on the successes of Wholesome Wave’s and partners’ efforts to pilot nutrition incentives in grocery stores in Connecticut and Vermont.

In the first few months of 2016, Wholesome Wave invested in the Hartford food system by providing SNAP consumers with $23,000 in nutrition incentives to spend on fresh fruits and vegetables at two locally-owned grocery stores. During the program period, attributable at least in part to this project, SNAP sales at the local C-Town supermarket increased 7 percent and produce sales increased by 19 percent over the same period in 2015.

Executive Director of Hartford Food System, Martha Page, said: “As demonstrated in the pilot program, the SNAP Up! nutrition incentives are an excellent way to get more fresh fruits and vegetables on Hartford dinner tables. The enthusiastic response to the incentives by Hartford SNAP participants clearly shows that there is a demand for affordable, high quality produce.  For our local farmers, this will represent a new customer base that they have not been able to easily access. We are so excited at the opportunity to bring Hartford area farmers and Hartford consumers together; we believe that we will prove that good food is good business!”

National leaders emphasize how this new model will benefit their state’s economies, while increasing access to produce for low-income residents and improving the bottom line for regional farmers.

“Increasing access to fresh, healthy food for the low-income residents of food deserts will help move our communities one step closer to ending food insecurity. The federal funding awarded to Bridgeport’s Wholesome Wave to help provide fresh produce to Hartford’s local grocers is an investment in an incredible partnership that will help ensure the well-being and health of Hartford’s residents,” said U.S. Sen. Richard Blumenthal.

“Just a few days ago, I was at Hartford Regional Market talking to local farmers and Hartford community leaders about better connecting local food to city grocery stores,” recalled U.S. Sen. Chris Murphy. “This grant for Wholesome Wave is a great opportunity to make that happen. It just makes sense—we should help families afford locally-grown, fresh food at the grocery stores they already shop at. We worked so hard to get North Hartford its Promise Zone designation so that the city can hop to the front of the line when it comes to getting federal grants. This shows why that’s so important.”

“Food deserts correlate very highly with areas of poverty across our country, and a lack of healthy and affordable food options can have a very detrimental effect, especially on children,” said U.S. Rep. Jim Himes, who represents the Congressional District that includes Bridgeport. “With this grant, we will be able to help more families eat nutritiously in Hartford and also support the excellent work that Wholesome Wave is doing right here in Bridgeport, creating innovative ways to bring healthy, local produce into more stores and kitchens.”

In the initiative, neighborhood grocery stores will become access points for fresh local produce, and experience increased revenues. Beyond direct impact to the community, Wholesome Wave expects to use this project in the two states to develop a replicable Farm-to-Grocery Nutrition Incentive model that the organization hopes can spread nationally through their national network of over 110 organizations in 40 states – including 12 in Connecticut - with the promise of impact on a national scale.

The second-round USDA funding award to Wholesome Wave, announced this month, is for $499,720.  The programs in Hartford and Vermont’s Northeast Kingdom are expected to launch in August.

https://youtu.be/BU0sOg9GhWA

67,000 CT Homes At Risk from Hurricane Storm Surges; State Ranks 14th Among States Under Threat

More than 6.8 million homes on the Atlantic and Gulf coasts are at potential risk of damage from hurricane storm surge inundation with a total reconstruction cost value of more than $1.5 trillion, according to a new analysis by CoreLogic.  Connecticut, which has felt the brunt of major east coast storms in recent years, ranks 14^th among the states in the potential damage from future storms, with more than 67,000 homes at risk of flood exposure. According to the analysis, nearly 7,000 Connecticut homes are at extreme risk from future storms, another 21,600 homes are at very high risk, and nearly 18,000 are at high risk, depending upon the severity of the storm.  In addition, just over 21,000 homes are seen as being of moderate risk.  In the analysis, a category 1-5 storm would place a structure at extreme risk, a category 2-5 storm at very high risk, a category 3-5 storm at high risk, and a category 4-5 storm would put a home at moderate risk.

Among neighboring states, Connecticut ranked behind Massachusetts, New York and New Jersey.

In addition to the number of homes at risk, the analysis also provides the reconstruction cost value (RCV), which is the cost to completely rebuild a property in case of damage, including labor and materials by geographic location, assuming a worst-case scenario at 100-percent destruction.  The analysis points out that the location of hurricanes that hit land is often a more important factor than the number of storms that may occur during the year.

At the state level, Texas and Florida, which have the longest coastal areas, consistently have more homes at risk than other states. Florida ranks first with 2.7 million at-risk homes across the five risk categories and Texas ranks third with 531,169 at-risk homes.  Since the number of homes at risk strongly correlates with the accompanying RCV, these two states rank first and fifth, respectively for having the largest RCV, according to the analysis.

The states with the most at-risk homes are Florida, Louisiana, Texas, New Jersey, New York, Virginia, South Carolina, North Carolina, Massachusetts, Georgia, Maryland, Mississippi, Pennsylvania, Connecticut and Delaware.

Rhode Island, Maine and New Hampshire ranked 17^th, 18^th and 19^th respectively.

The CoreLogic storm surge analysis, officials say, complements Federal Emergency Management Agency (FEMA) flood zone information to provide a snapshot of potential damage exposure at the property level since many properties located outside designated FEMA flood zones are still at risk for storm surge damage.  The analysis examines risk from hurricane-driven storm surge for homes along the Atlantic and Gulf coastlines across 19 states and the District of Columbia, as well as for 88 metro areas.

“Using more granular-level data has given us an even clearer picture of which homes are at risk of storm surge damage,” said Dr. Tom Jeffery, senior hazard risk scientist for CoreLogic. “Despite the overall increases in risk, we were glad to see that the number and value of homes in the most extreme, and dangerous, category actually declined.”

At the regional level, the Atlantic Coast has just under 3.9 million homes at risk of storm surge with an RCV of $953 billion, and the Gulf Coast has just over 2.9 million homes at risk with $592 billion in potential exposure to total destruction damage.

When the states are ranked by the anticipated reconstruction cost value of the homes at risk, Connecticut ranks 12^th.

Among the nation’s major metropolitan areas, those with the most homes potentially affected by all categories of hurricane are Miami, New York Tampa, New Orleans, Virginia beach, Cape Coral, Houston, Bradenton, Naples, Jacksonville, Philadelphia, Charleston, Boston, Myrtle Beach and Lafayette.

CoreLogic is a leading global property information, analytics and data-enabled services provider. The company’s combined data from public, contributory and proprietary sources includes over 4.5 billion records spanning more than 50 years.

The official hurricane season extends from June-November each year, but hurricanes are not limited to that timeframe.  The report indicates that most preseason forecasts to date have predicted an increase in both the total number of storms and the number of hurricanes in 2016, compared with the last three years. The storm predictions from Tropical Storm Risk, for example, show a 35 percent chance of this year being an above average season.