CT’s 4th Congressional District Ranks #5 in US for Income Inequality

Connecticut’s 4th Congressional district, centered in Fairfield Country, has been ranked as the district with the 5th highest level income inequity in the nation. A ranking of congressional districts of by their level of income inequality, conducted by Bloomberg, uses the Gini coefficient, a formula that measures the distribution of income across a population. The closer a Gini number is to 1, the greater the level of inequality; the closer to zero, the closer to perfect equality.

Generally, the Bloomberg Businessweek website points out, the U.S. congressional districts with the most inequality share certain traits: “they contain a small, enormously wealthy elite surrounded by impoverished neighbors.” Most of the districts with the greatest disparity are located in or near major urban metropolitan areas such as New York, Philadelphia, Chicago, Boston, Atlanta, and Washington.

The congressional district where inequality is highest turns out to be New York’s 10th, with a Gini coefficient of .587; followed by Pennsylvania’s 2nd District, at .583; Illinois’ 7th District, at .574, and Florida’s 27th District at .562. Connecticut’s 4th District is next, at .561, followed by New York’s 12th District, Ohio’s 11th District, Georgia’s 8th District and New York’s 16th District. The most equal district is Virginia’s 11th, at .385.

"The big take-away," according to Bloomberg Businessweek: “A strikingly high level of inequality exists throughout the United States.” Also of note, 9 of the top 10 districts with the greatest income inequality are currently represented in Congress by Democrats, including Connecticut’s Jim Himes, Georgia’s John Lewis, Washington D.C.’s Eleanor Holmes Norton, and New York’s Jerrold Nadler, Carolyn Maloney and Eliot Engel.

Breaking down the state’s population into five segments, by income, Connecticut ranked 10th in the share of household income among the lowest income quintile, 5th in the second quintile, 4th in the third quintile, 5th in the fourth quintile at and 4th in the highest-income quintile.

The website takes the state-by-state comparison one step further, providing context by comparing the state data with data compiled by the Central Intelligence Agency, which tracks the Gini coefficient of 139 countries.

“What jumps out,” according to the website report on the data analysis, “is how lousy the United States looks. Our best district in terms of equality (VA-11) is only as good as Portugal, which sits at a pedestrian 71st on the CIA’s list, right in the middle of the pack. That means that the level of equality in every congressional district in America falls below the midpoint of the CIA’s 139-country ranking.”

“Even the best U.S. district has higher inequality than any number of countries you probably don’t associate with economic egalitarianism: Greece, Niger, Ethiopia, Egypt, Pakistan, Kosovo, Mongolia, Ukraine, Bangladesh. The most equal U.S. congressional district can’t compare with the national averages of New Zealand, France, Canada, Netherlands, Australia, Switzerland, Belgium, Germany, and Austria. Most districts in the U.S. (those ranked 39th through 429th) fall in a narrow Gini band between .4 and .499, putting them between Zimbabwe (20th on the CIA list) and the United Kingdom (60th).”

In 2013, a person living alone making less than $11,490 was classified as in poverty. The threshold increased by $4,020 for each additional household member.

Nonprofit Governance Has Room for Improvement, Survey Finds

The 4.9% rise in charitable giving in 2013 is the largest gain since 2008, and comes at a time when greater attention is being paid by philanthropic donors and regulators to the governance practices of non-profit organizations. The CohnReznick 2014 Not-for-Profit Governance Survey reflects some progress as well as areas for improvement by nonprofits on a range of governance measures. The members of CohnReznick’s Not-for-Profit and Education Practice specialize in working closely with the boards and management of not-for-profit organizations to assist them in developing and implementing best-practices for their critical financial and operational functions. “Now more than ever,” the report indicates, “our clients are asking us questions about policies and procedures relating to audit committee governance and risk detection and minimization strategies.”

Key findings in the national survey included:

• 58% of respondent organizations stated that they have an audit committee that is separate and apart from their finance committee
• 54% of respondents stated that their audit committees have between four and six members
• 27% of the respondents stated that their organizations have a whistleblower hotline
• 68% of respondents stated that their annual board meetings contain an educational component
• 82% of responding organizations have a whistleblower policy in place.
• 42%, stated that they do not have an audit committee that’s separate and apart from a finance committee.

When identifying conflicts of interest, the survey found that 77% of the respondent organizations have an annual disclosure statement in place.

The survey also found that 68% of the nonprofit organizations include an educational component to their board meetings and place a strong emphasis on financial, strategic planning, and governance. Other areas receiving attention at board meetings include industry trends, technology, risk management, regulation and tax issues.

According to the National Center for Charitable Statistics (NCCS), there are more than1.4 million not-for-profit organizations registered in the U.S. This includes almost one million public charities, over 96,000 private foundations, and more than360,000 other types of not-for-profit organizations, including chambers of commerce, fraternal organizations, and civic leagues.

The survey found that less than 50 percent of boards noted that they are “very confident” in their organization’s governance practices. With the addition of new laws and regulations surrounding the industry, “this lack of confidence can give rise to much larger issues hesitation,” the report concluded. According to Forbes, charitable giving rose 4.9% in 2013, the largest increase in five years. This rise indicates “a renewed attention for not-for-profit organizations, which can also lead to renewed scrutiny.”

Knowledge of the intricacies of regulations and the effects that it will have on the governance practices of not-for-profit organizations is crucial to the success of affected organizations, the reported pointed out.

With origins dating back to 1919, CohnReznick LLP is the 10th largest accounting, tax, and advisory firm in the United States. Headquartered in New York City, CohnReznick serves its clients with more than 280 partners, 2,500 employees, and 26 offices – including Farmington, Glastonbury and New London in Connecticut, with plans for newly consolidated offices in downtown Hartford.

The consolidation of the two suburban offices in Glastonbury and Farmington is expected to relocate nearly 200 employees into Hartford later this year. The company plans to lease 50,000 square feet on the top two floors of the Metro Center building on Church Street.

Serious Health Issues Faced by State's Asian Pacific American Residents, New Study Reveals

Stereotypes about a thriving and problem-free Asian Pacific population in Connecticut are just plain wrong, according to a new statewide Needs Assessment Study which reveals “high rates of physical and mental health problems” and serious concerns about access to proper food and healthcare, often exacerbated by communication breakdowns  and language barriers." The 21-page study, by the Connecticut Asian Pacific American Affairs Commission, is said to be the first of its kind in Connecticut.  The 2010 U.S. Census reported APA’s as one of the fastest growing minority populations, growing from 2.4 percent of Connecticut’s population in 2000 to 4.4 percent by 2010. The Census projects a steady increase of the APA population through 2050.

The Needs Assessment was developed in collaboration with three community-based organizations: the Khmer Health Advocates, Lao Association of Connecticut and Connecticut Coalition of Mutual Assistance Associations. The project was also supported by the Asian American Studies Institute at UConn, the UConn School of Pharmacy and the UConn School of Social Work. It focused on housing, education, language access, employment, access to public resources, and medical and mental health.

More than 300 Southeast Asian Connecticut residents – all over age 18 - participated in the study, include just over one hundred from each of three ethnic groups: Cambodian, Lao, and Vietnamese. The study found clear distinctions between the populations in Connecticut, and researchers stressed that viewing the Asian Pacific American (APA) population in the state as one block of people does a disservice to them, and does not adequately respond to their needs.

Food Insecurity

Food insecurity was a “prominent problem,” according to the report. “Close to half reported that they often or sometimes couldn’t afford to eat balanced meals and 43 percent indicated that their food supplies ran out The survey also reviewed “several measures of food insecurity” and found “significant association” between the ethnic groups and “finding it too expensive to have a balanced meal often or sometimes,” as well as “going hungry for lack of sufficient money for food.”

The report also indicated that “all of the ethnic groups reported concern that some members of their community were socially isolated. In particular, they reported that those age 50 and older were most at risk for isolation.”

Healthcare Concerns

Regarding healthcare, “nearly half experienced at least some difficulty in getting the healthcare they believed they needed,” the report indicated. In addition, “more than half of all participants reported experiencing a language barrier with their physician, and for those that needed an interpreter, 59 percent indicated that a professional interpreter was never or rarely available for healthcare visits.”

In regards to Southeast Asian Refugees, the report noted "chronic mental and physical health conditions follwoing a history of severe trauma," adding that "it is vital that primary care physicians and others treating these individuals screen for a wide range of physical health conditions as well as PTSD and depression."  At a State Capitol news conference releasing the report, Dr. Megan Berthold, Assistant Professor in the UConn School of Social Work, said that there is an "urgent need" to address these concerns, adding that the lack of communication can be "dangerous" and could "lead to misdiagnosis."

Among those who received prescriptions, nearly one-third said they did not fill it due to the expense, and among all surveyed, 17 percent “did not see a doctor when they felt they need to” during the past year due to the high cost.

Among the ethnic differences, a greater number of Vietnamese are smokers, Cambodians were “significantly more likely to be diagnosed with PTSD and depression,” and the Lao community indicating the least frequency of language barriers with physicians. Overall, however, the report indicated that “these communities continue to be underserved due to the limited to no resources available to focus on the cultural and linguistic needs of their communities.”

Numerous Recommendations

Included in the recommendations, the study report states that “service providers, state agencies and stakeholders are encouraged to partner with APA communities” in multiple ways, and calls for additional research that “can advance the needs of the APA population.” The series of 14 recommendations include greater training and education, promoting preventative care, actively recruiting APA members in various professional fields, creating diversity in the workforce, translating materials into the most common APA languages, and raising awareness among the APA population regarding their rights.

It is hoped that Needs Assessment studies can focus on other APA ethnic groups, such as the Indian and Chinese communities, in future years. The APA population in Connecticut includes approximately 50 ethnic groups, sharing some similarities and having great diversity. As the initial study demonstrated, specific needs may vary – an important fact for policy makers and those working with this fast-growing aspect of the state’s population.

Among those commenting on the report during the news conference were Secretary of the State Denise Merrill, who was instrumental in the establishment of the Commission when she was House Majority Leader in the legislature, Marie Spivey, Chair of the State Commission on Health Equity, Tanya Hughes, Executive Director of the state's Commission on Human Rights and Opportunities, and Dr. William Howe, Chair of the Asian Pacific American Affairs Commission (see photo, at left). Theanvy Kuoch, Executive Directo of Khmer Health Advocates, noted that "working together we can improve outcomes for our community members while engaging them in their own care.  We have evidence that this approach also saves health care dollars."

The Asian Pacific American Affairs Commission was created in 2008 by an act of the Connecticut legislature.  The 21 member bipartisan commission oversees matters concerning hte Asian Pacific American population in Connecticut, and makes recommendations to the General Assembly and the Governor on the health, safety, education ,economic self-sufficiency and efforts to remain free of discrimination within the APA population in the state.

Credit Card Delinquency Rate Places Connecticut At #20 Among States, Better Than U.S. Average

The credit card delinquency rate among Connecticut residents puts the state in the middle of the pack, ranked at #20 nationally, but the percentage has more than doubled compared with 2000 and climbed since 2006, according to data compiled by the financial website bloomberg.com. The credit card delinquency rate among Connecticut residents is slightly better than the U.S. average, and slightly better than the median among the states.

The lowest credit card delinquency rates are among residents of North Dakota at 7.4 percent, Alaska at 7.6 percent, Nebraska at 8.3 percent, Wisconsin at 8.6 percent, and South Dakota at 8.7 percent.

Connecticut’s delinquency rate of 11.2 percent falls between Colorado at 11.1 percent and North Carolina at 11.2 percent. At the other end of the spectrum are California (17.7 percent), Florida (20.8 percent) and Nevada (22.4 percent). The U.S. average is 11.7 percent.

Since the beginning of the century, the credit card delinquency rate among Connecticut residents has climbed – from 5.2 percent in January 2000, to 7.8 percent in January 2003, to 11.2 percent in January 2009, where it has remained.

The national comparison is based on 2013 data, and was compiled this year. Credit card debt delinquency is the percent of all credit cards that are delinquent more than 90 days, including revolving accounts for banks, bank card companies, national credit card companies, credit unions, and savings and loan associations, according to Bloomberg.

Among the other New England states, Massachusetts ranks #39, Rhode Island is #44, Vermont is #16 and New Hampshire is #26. In the tri-state region, New York is #43 and New Jersey is #28 in individual credit card delinquencies among state residents.

Data on delinquent debt balances were collected as part of the Federal Reserve Bank of New York Consumer Credit Panel, a quarterly national survey of all individuals with a Social Security number and a credit report (usually aged 19 and over). It draws from a nationally representative 5 percent random sample from a database of about 40 million individuals’ detailed Equifax credit reports. The data is updated annually by the Federal Reserve Bank of New York, according to Bloomberg.

IRS Expects 147,000 Connecticut Residents to Seek Tax-Filing Extension

Running late? The Internal Revenue Service is reminding taxpayers that “quick and easy solutions” are available if they can’t file their returns or pay their taxes on time, and they can even request payment options online. The filing deadline is Tuesday, April 15 – but the IRS expects nearly 147,000 Connecticut taxpayers will file for an extension, which are are available to taxpayers who need more time to finish their returns.

Critical fact: this is an extension of time to file; not an extension of time to pay. However, taxpayers who are having trouble paying what they owe may qualify for payment plans or other options. [There is more information on the IRS website.]

Taxpayers will avoid penalties if they file either a regular income tax return or a request for a tax-filing extension by this year’s April 15 deadline. It is recommended that taxpayers file a return even if they can’t pay the full amount due.  Nationwide, the Internal Revenue Service expects to receive more than 12 million extension forms this tax season.

You may recall that in some years past, Connecticut residents have received a one-day reprieve when the tax filing deadline coincided with Patriots Day in Massachusetts, where Connecticut returns were sent for many years.  Not so this year.  Patriots Day is not until Monday, April 21.

As for Connecticut income taxes, the state Department of Revenue Services indicates that  Form CT-1040 EXT should be used to request a six-month extension to file the Connecticut income tax return for individuals. It is not necessary to include a reason for the Connecticut extension request if you have already filed an extension request on federal Form 4868 with the Internal Revenue Service, according to the DRS website. The form can be filed electronically or on paper.

Submitting the automatic tax-filing extension for the IRS on Form 4868 gives taxpayers until Oct. 15 to file a return. To get the extension, taxpayers must estimate their tax liability on this form and should also pay any amount due, according to the IRS.

This will permit taxpayers to avoid the late-filing penalty, normally five percent per month based on the unpaid balance that applies to returns filed after the deadline. In addition, any payment made with an extension request will reduce or eliminate interest and late-payment penalties that apply to payments made after April 15.

Connecticut Ranks #48 in Federal Income Tax Refunds

Connecticut ranks #48 in the nation in income tax refunds its residents receive from the federal government.  Just over 11 percent of the taxes paid by state residents to the federal government are refunded to them, a percentage that is better than only the states of Delaware and Minnesota, and the District of Columbia.

By comparison, Mississippi residents receive more than three times that percentage.  One third of the taxes paid by Mississippi residents – 34.84 percent – come back in refunds.  West Virginia residents receive 30 percent of the taxes they paid, South Carolina 26.27 percent and Alabama 26 percent.  Bloomberg.com reviewed Internal Revenue Service (IRS) data and ranked the 50 states and the District of Columbia based on the percentage of gross individual income taxes withheld or paid that were returned as refunds the following year.

Figures are for a five-year period: fiscal years 2007 through 2011 for tax collections and fiscal years 2008 through 2012 for refunds. For both collections and refunds, data include individual income tax withheld, individual income tax payments, FICA taxes, SECA taxes, unemployment insurance taxes, railroad retirement taxes and estate and trust income taxes. Refunds include interest.

Connecticut’s gross total individual federal income tax collected between 2007 to 2011 was $206.31 million.  Total individual income tax refunded from the federal government between 2008 to 2012 was $23.56 million.  Joining Connecticut among the states with the lowest percentage refunded, in addition to Minnesota and Delaware, are Massachusetts, New Jersey, Ohio, New York and Nebraska. 

Investor Opportunities in Mobile Technology, Consumer Products Focus of Back-to-Back Conferences

It is described as “the Biggest and Most Disruptive Platform in Human History,” by William Davidson, Senior Vice President of Qualcomm.  Davidson will be the keynote speaker Wednesday in New Haven at “Connecticut Mobile Summit – Exploring Mobile Venture Opportunities and Challenges.”  Connecticut’s top mobile industry executives will be meeting to discuss how to accelerate mobile adoption, engagement and monetization, according to conference organizers.

Conference officials note that “penetration of smart phones into the workplace has been persistent since the iPhone launch in June of 2007. More recently, tablets have supplanted PCs as productivity boosters.”  The Connecticut Mobile Summit is designed to help educate Connecticut’s investment and technology communities in mobile venture opportunities and challenges.

In addition to Davidson, expert panelists participating include Carissa Ganelli, Founder & CEO, LightningBuy; Drue Hontz, Founder & President, KAZARK, Inc.; John Nobile, Founder & President, Tangen Biosciences; and Nadav Ullman, Founder & CEO, Dashride.

“In three to five years any enterprise that has not implemented mobility solutions for its customers, employees, and suppliers will be leapfrogged, disintermediated, or go bankrupt. Connecticut cannot afford to be behind this curve,” observed event moderator, Brenda Lewis, Principal of Transactions Marketing, Inc.

Davidson is senior vice president of strategy and operations for Global Market Development in Qualcomm Technologies, Inc. In this role, he handles reporting and operations as well as executing on strategic global business initiatives. In addition, Davidson is senior vice president of investor relations where he serves as the primary liaison with the investment community and Qualcomm shareholders. Davidson has more than 25 years of experience in technical sales, marketing and general management roles in the telecommunications industry.

The half-day conference is being presented by the Connecticut Technology Council, Crossroads Venture Group and AT&T. The event is supported by Mea Mobile.

Opening remarks will come from Bruce Carlson, Acting CEO & President of the Connecticut Technology Council, Liddy Karter, Executive Director of Crossroads Venture Group, and Claire Leonardi, CEO of the recently re-branded Connecticut Innovations.  The event is $40 for members of the Connecticut Technology Council and Crossroads Venture Group, $50 for non-members.

The following day, the Northeast Consumer Product Conference will be held in Stamford, with the Connecticut Technology Council and Crossroads Venture Group joined by the Connecticut chapter of the Association for Corporate Growth (ACG) as sponsors.  The conference is described as the Northeast’s largest ‘mergers and acquisitions’ conference focused on early state and middle market consumer-facing companies.  It brings together operators, buyers, investors, and transaction professionals to discuss the challenges and opportunities within consumer industries.

The Stamford conference will include expert-led panels reviewing the state of the capital markets and share strategies for consumer marketing in a digital world, for both early and late stage firms.

Keynote presentation will be from Mike McMahon, President, Spire, a Datalogix company.  Panelists for a session on “Raising Capital in Today's Environment,”  to be moderated by Ramsey Goodrich, Managing Director, Carter Morse & Mathias, include Richard Baum, Managing Partner, Consumer Growth, Partners; Christopher Bradley, Principal, Mistral Equity Partners; and Tom Hayes, Managing Partner & Principal, New England Consulting Group.

ACG CT President Karin (McKittrick) Kovacic said, “This conference brings together owners and managers with investors and transaction professionals to discuss the challenges and opportunities within the consumer products sectors.”

The Connecticut Chapter of ACG is one of the fastest growing ACG chapters in the country, with close to 300 local professionals focused on middle-market corporate growth (i.e.: mergers and acquisitions, financing opportunities, business development, joint ventures, licensing arrangements, etc.), including a diverse group of private equity funds, intermediaries, lenders, and service providers.

The Connecticut Technology Council (CTC) is a statewide association of technology oriented companies and institutions, providing leadership in areas of policy advocacy, community building and assistance for growing companies.  With over 2,000 member companies that employ some 200,000 residents, the CTC works to position Connecticut as a leader in idea creation, workforce preparation, entrepreneurial aptitude, early stage risk capital availability and providing on-going support and mentoring to high potential firms.

Millionaires? Connecticut Ranks #3 in the Nation

If you’re looking for millionaires, you’re in the right neighborhood.  More than 6 million households in the United States have liquid assets worth more than $1 million, according to newly released estimates.  And the greatest concentration of wealth in the United States is along the Interstate 95 corridor – including in Connecticut, which ranked #3 in the nation.

The state of Maryland has the highest percentage of millionaires in the U.S., the report by Phoenix Marketing International Global Wealth Monitor found, while New Jersey and Connecticut come in second and third.  In all three states, more than 7 percent of households have a net worth in excess of seven figures.  In Connecticut, 7.32 percent of households hold more than $1 million in assets, just behind 7.70 percent in Maryland 7.49 percent in New Jersey.

Connecticut moved up one slot, ranking fourth in last year’s survey.

Massachusetts, Virginia, New Hampshire, Delaware and the District of Columbia all landed in the top 10. Hawaii, where 7.18 percent of households hold more than $1 million in assets, and Alaska, with 6.75 percent of households, are the only two states outside the Northeast to reach the top 10.

Those high-worth households control almost three-quarters of the liquid wealth in the United States, David Thompson, who runs the Phoenix Global Wealth Monitor, told the Washington Post.

States in the South make up the bulk of the bottom of the list. Fewer than 4 percent of households in Tennessee, Kentucky, West Virginia, Arkansas and Mississippi are worth $1 million or more. Just 3.76 percent of households in Idaho held more than $1 million in assets.

California ranked #11 and New York was #12.  Among the other New England states, Rhode Island was #17, Vermont #18, and Maine #25,  Maine had the second biggest jump among the states, moving up 11 places from a year ago.  North Dakota moved up 14 positions to #29.

The Global Wealth Monitor estimates the number of millionaires based on the Survey of Consumer Finance and Nielsen-Claritas data.

Museum Retailers Headed to Hartford for National Conference

What do Houston, Los Angeles, New Orleans, Chicago and Hartford have in common?  Each has been selected to serve as host for the Museum Store Association’s annual Retail Conference & Expo.  Hartford will have the honors in 2015, having just been selected by the association’s site selection committee for their 60th Annual event.

The four-day conference, to be held at the Connecticut Convention Center April 17-20, 2015,  is expected to bring in 900 participants downtown, representing over 500 museums, other cultural institutions, and companies with products and services of interest to the museum store industry. Officials anticipate 1,130 room nights and 360 peak nights will be booked by attendees next spring.

It is the only conference and expo specifically created for retailers at museums, historic sites, botanic gardens, aquariums, zoos, libraries and more. The annual show provides a valuable opportunity for members of the association to network, learn and source vendors and products to complement their institutional collections.

Among the 11 institutions and nine vendors that are Hartford-area members of the association are the Wadsworth Atheneum Museum of Art, Connecticut Historical Society Museum & Library, Harriet Beecher Stowe House, New Britain Museum of American Art and Friends of Dinosaur State Park and Arboretum.

The Museum Store Association (MSA) is bringing its annual conference to the Northeast for the first time in more than a decade.  They met in Philadelphia in 2003.  Given the number of members and vendor affiliates on the East Coast - and especially in the northeast - the organization’s  leadership determined it was time to head east. Within an 11-state region in the Northeast, there are more than 200 institutions and 100 industry vendors that are members of MSA.

Stacey Stachow, President of the Board of Directors of MSA and Manager of the Wadsworth Atheneum Museum Shop, was especially pleased with the choice. “Connecticut has so much to offer with its rich cultural history, so many museums and things to do that relate to our members.”

It is expected that a Hartford-based committee will help plan activities that will involve the local members of MSA. Those plans will likely include educational sessions, networking events, tours to local museums, historical sites and other institutions of interest, and the organiation’s membership meeting and silent auction.

In selecting Hartford, MSA officials cited the convenience of travel, affordability, cultural institutions in and close to the city, and Hartford’s “pedestrian-friendly” layout as factors in the selection process.  Having a 4-star hotel interconnected with a modern Convention Center was also a plus.

MSA is a nonprofit, international association organized to advance the success of museum retail professionals. By encouraging high standards of professionalism, MSA helps cultural commerce professionals better serve their organizations. MSA also is focused on helping increase awareness about museum stores as unique shopping destinations for tourists and cultural travelers. The event features hundreds of booths showcasing the unique items for museum store and MSA-represented institutional buyers.

Jama Rice, MBA, CAE, Executive Director/CEO at MSA, reflected about the site-selection for the 2015 program: “I’d attended a conference in Hartford years back, and found it to be both charming and intimate.” Ms. Rice, who joined MSA in 2013, continued, “The area offers so many advantages from a rich museum culture to close proximity to both New York and Boston, a convenience for that concentration of institutional members and vendor affiliates across the Northeast. It’s also easily accessible to those traveling from across the country or coming in from overseas.” 

“We are excited to host the Museum Store Association for their 60th Annual Retail Conference & Expo next April,” stated Michael Costelli, General Manager for the Connecticut Convention Center. “The program will utilize much of the meeting and exhibit space at the Center and we are confident attendees will appreciate the countless cultural attractions located right here in Hartford.”

Although this year’s conference in Houston is still months away, the MSA has already begun to promote next year’s event, highlighting Hartford on the organization’s website: “As the fourth-largest city in Connecticut, Hartford is not only home to the state’s capital, but it is the birthplace of the Boys & Girls Club, the first FM station to begin broadcasting in the world and President Theodore Roosevelt’s first automobile ride. An 18-square-mile city, Hartford is home to 125,000 residents, world-class dining, international cultural attractions and award-winning entertainment venues.”

One Month, Many Causes: Health & Wellness Lead the Way in November

If supporting a cause – whether with time, energy or resources - is on your to-do list, November is a great month to start if you’d like to focus on health and wellness efforts.

November is American Diabetes Month (American Diabetes Association), Diabetic Eye Disease Month (Prevent Blindness America), National Alzheimer’s Disease Awareness Month (Alzheimer’s Disease and Related Disorders Association) and National Epilepsy Awareness Month (Epilepsy Foundation of America).  In addition, it is National Child Mental Health Month, National Family Caregivers Month (National Family Caregivers Association), and National Healthy Skin Month (American Academy of Dermatology).

November is also National Home Care Month (National Association for Home Care & Hospice) and National Hospice Month (National Hospice and Palliative Care Organization), as well as Great American Smokeout Month.  November 21 is designated by the American Cancer Society as the Great American Smokeout Day.

The week before Thanksgiving, November 17-23, is American Education Week, as designated by the National Education Association.

The previous week features World Kindness Day on November 13, World Diabetes Day on November 14, and National Philanthropy Day (Association of Fundraising Professionals) and America Recycles Day (National Recycling Coalition), both on November 15.  November 22 is National Family Health History Day, set by the U.S. Department of Health and Human Services, and November 23 is International Survivors of Suicide Day (American Foundation for Suicide Prevention).

Mothers Against Drunk Driving will highlight their Tie One On For Safety Campaign, between November 21 and January 1, coinciding with the holiday season.